Hot Stone Massage
Liability Insurance
Protect Your Passion with Hot Stone Massage Liability Insurance
As a hot stone massage therapist, your mission is to bring deep relaxation, relief, and healing to every client. But while you’re caring for others, it’s just as important to protect yourself. Hot Stone Massage Liability Insurance from Massage Magazine Insurance Plus is designed specifically for the unique risks of your profession—so you can focus on your craft with confidence.
From an overheated stone to a client slipping in your treatment space, accidents can happen even in the most careful settings. Our comprehensive coverage protects you from the unexpected, including burns, client injuries, and other professional liabilities that could put your business and reputation at risk.
With affordable annual rates and flexible coverage options, our plans are built to fit your needs and budget. Whether you work in a spa, wellness center, or private practice, you’ll have peace of mind knowing you’re backed by a trusted name in massage therapy protection.
Keep your focus on your clients and their well-being—we’ll handle the rest. Safeguard your passion and your livelihood today with reliable Hot Stone Massage Insurance from Massage Magazine Insurance Plus.
Hot Stone Massage Insurance Cost
$169 - 1 Year
Our Hot Stone Massage insurance policy is tailored by years of experience just for practitioners. We provide perks and benefits other companies don't - like free CEs, coverage for more than 500 modalities and disciplines, and more.
$159 - Part-Time
Work less hours? Pay lower rates. This Hot Stone Massage liability insurance policy is designed for professionals who work fewer than 10 hands-on hours per week but still want high-quality insurance coverage.
$299 - 2 Year
Protect yourself with our two-year massage liability insurance policy that saves you $39 over the course of your membership. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in coverage for two years.
Already insured & looking to renew?
What Our Hot Stone Massage Insurance Covers
Hot Stone Massage insurance from MMIP provides both liability coverage and additional safeguards that provide the best all-around protection possible.
Our Hot Stone Massage Insurance Plans Provide Coverage Under the Following Areas:
General Liability Insurance: This is also known as “slip and fall” insurance because that’s a common type of accident that can cause a claim. When you open your doors and start receiving clients, you’re also opening yourself up to general liability. A client tripping over a loose front door mat and injuring themselves is an example of an event that would fall under this coverage type.
Personal & Advertising Injury Coverage: This coverage can provide financial assistance to Hot Stone Massage therapists if they become legally obligated to pay damages that arise from claims related to false advertising, libel, slander, or copyright infringement. For example, if a bodyworker's marketing materials inadvertently include false statements that damage another person's reputation, this coverage can help with legal and financial fallouts.
Identity Theft Protection: Today’s Hot Stone Massage therapists are exposed more than ever to the threat of a cyber incident stealing their personal data. If this occurs, our members get all the way up to $25,000 in identity restoration services.
Exclusive coverage perks and benefits included
500+ Modalities Covered—No Extra Cost
For one low price, you’re covered for over 500 yoga, massage, and beauty modalities like yoga therapy, Pilates, hot stone, reiki, fire cupping, sound healing and more. See all here.
Coverage That Follows You
You are covered wherever you practice in all 50 states, whether it's at your client's home, your office, their office, outdoors, or even online.
Free Continuing Education Courses
Included with your policy is access to 50 hours of FREE NCBTMB-approved online continuing education courses from Niel Asher Education.
Insurance Marketplace
Get access to affordable health, vision, and dental insurance coverage. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365—with only a $10 copay.
Disciplines and Modalities We Cover
General And Professional Liability Limits
What is Hot Stone Massage?
Hot stone massage is a deeply relaxing and therapeutic practice that uses heated stones to melt away tension, improve circulation, and promote overall well-being. Smooth, heated stones are placed on key areas of the body and used in gentle massage strokes to provide a soothing, comforting experience that eases muscle stiffness and enhances relaxation.
This ancient practice has roots in cultures around the world, including Native American and Chinese traditions, where heated stones were used for their healing properties. Today, hot stone massage is a popular treatment found in spas, wellness centers, and private practices, offering clients a luxurious escape from everyday stress.
Hot stone massage can help with a variety of concerns, from relieving chronic muscle pain and improving flexibility to reducing stress and promoting deep relaxation. Whether you’re looking to ease tension, boost circulation, or simply enjoy a moment of tranquility, hot stone massage offers a natural and effective way to rejuvenate your mind and body.
Do I Need Hot Stone Massage Liability Insurance?
Absolutely! Having hot stone massage liability insurance is a smart investment—and in some cases, it’s even required by law. Regulations vary by state, so it’s important to stay informed and ensure you have the right coverage in place to protect yourself and your practice.
Insurance does more than just meet legal requirements; it safeguards you from unexpected situations, such as clients experiencing burns from overheated stones or accidental injuries during a session. With the right coverage, you can focus on providing a relaxing experience without worrying about potential risks.
Don't leave your passion unprotected—get the coverage you need and practice with confidence!
What Should I Look for in an Hot Stone Massage Insurance Policy?
Prioritize a policy that covers both professional and general liability, including a range of services like hot stone massage, Swedish massage, yoga, and cosmetology. Also, look for policies offering free continuing education, member discounts, and flexible payment plans.
Our Hot Stone Massage insurance policy checks all these boxes, making sure that every aspect of your practice is protected. With our specialized insurance policy, you'll confidently focus on providing exceptional care to your clients, knowing that you have the most complete and tailored coverage backing your professional journey.
Hear What Our Liability Insurance Members Have To Say
Hot Stone Massage Liability Insurance FAQs
Why do I need massage therapy liability insurance for hot stone massage?
Hot stone massage involves unique risks, such as burns or accidental injuries. Having massage therapy liability insurance helps protect you from unexpected claims and gives you peace of mind while focusing on your clients.
What does professional massage liability insurance cover?
Professional massage liability insurance typically covers accidental injuries and claims related to negligence during a session.
Does massage therapy insurance cover hot stone massage?
Yes! Our massage therapy insurance includes hot stone massage coverage, protecting you from risks specific to this technique, such as overheating accidents or client sensitivities.
What kind of insurance coverage is included in a massage therapist policy?
A good massage therapist liability insurance policy includes insurance coverage for general liability and professional liability insurance coverage.
Can I get coverage for my mobile hot stone massage therapy business?
Absolutely! Our massage therapist insurance includes options for mobile services, so whether you work in a spa or travel to clients, your insurance coverage goes with you.
Is personal and advertising injury included in my policy?
Yes! Your policy includes personal and advertising injury coverage, which protects you from claims related to slander, libel, or false advertising that could come from marketing your services.
How do I get started with massage therapy insurance?
Getting started is easy! Simply choose the right massage therapist insurance plan for your needs, enroll online, and start practicing with confidence knowing you’re fully protected.
