Massage Magazine Insurance Plus

Rated #1 Massage Insurance | Massage Therapy Insurance

Massage Magazine Insurance Plus vs. ABMP

Finding the right massage liability insurance is an important decision for massage therapists. With options like Massage Magazine Insurance Plus (MMIP) and Associated Bodywork & Massage Professionals (ABMP), it’s important to compare insurance coverage, pricing, and benefits. 

This massage insurance comparison will evaluate both providers. We will break down general liability insurance, professional liability insurance, member perks, and more. Then, you can choose the best massage insurance for your practice.

Industry Reputation & Recognition

Massage Magazine Insurance Plus (MMIP)

  • MMIP, backed by Massage Magazine, is a leader among massage insurance companies. This affiliation offers massage therapists valuable benefits. We include industry discounts, free CE, and many insurance options. MMIP covers over 500+ modalities. We provide full protection for massage and bodywork professionals. MMIP also stands out in the massage therapy insurance market, offering flexible insurance programs and surplus line coverage for high-risk services.

Associated Bodywork & Massage Professionals (ABMP)

  • ABMP is a top insurance provider for massage professionals. It offers liability insurance and membership benefits. ABMP offers tiered memberships. They bundle massage insurance with tools for education and business. However, their high price may drive some to seek cheaper options like magazine insurance plus. While ABMP has a strong reputation in the industry, its insurance coverage is narrower compared to MMIP.

Pricing and Value for Money

Massage Magazine Insurance Plus (MMIP)

  • Competitive Pricing: MMIP offers massage liability insurance starting at $159 annually. This price includes general liability and professional liability insurance. We also include personal injury coverage and a $25,000 identity protection plan. MMIP offers better, cheaper massage liability insurance than other firms.

  • Occurrence Form Coverage: Occurrence form coverage protects you even after your insurance policy ends as long as the incident occurred during your coverage period. 

  • Additional Benefits:

    MMIP doesn’t just offer massage insurance. It includes extras like access to free CE courses, legal defense, and ad coverage. Members gain valuable benefits, including discounts on health, dental, and vision insurance, reservation systems, and much more! This makes MMIP one of the best massage insurance programs.

Associated Bodywork & Massage Professionals (ABMP)

  • Higher Costs: ABMP's massage therapy liability insurance starts at $199 per year for the "Certified" membership tier. This is much more expensive than MMIP. This membership combines liability insurance with marketing tools. However, many therapists think the price is too high compared to cheaper massage insurance, like MMIP.

  • Membership Perks: ABMP offers business tools and marketing resources. But, its higher cost may not justify these perks compared to MMIP. MMIP includes similar, valuable benefits like free continuing education and instant coverage at no extra cost.

MMIP Insurance Cost

Instance 1
1 Year full-time
Professional Rate

Our most popular policy option, built for the full-time professional.

$

169

/1yr

BUY POLICY
2 Year
professional rate

Our most affordable option, costing you as low as $0.41/day.

$

299

/2yr

BUY POLICY
1 Year part-time
professional rate

For professionals who work less than 10 hands-on hours per week.

$

159

/1yr

BUY POLICY

Coverage Options and Flexibility

Massage Magazine Insurance Plus (MMIP)

  • Comprehensive Coverage: MMIP covers 500+ massage and bodywork modalities. This includes cupping, deep tissue massage, microblading, and electrolysis. MMIP's massage insurance fits your needs, whether you're a pro or a part-time therapist.

  • Flexible Policies: MMIP offers 1-year and 2-year policy options massage insurance. It allows for part-time or full-time coverage. It gives you maximum control over your protection.

Associated Bodywork & Massage Professionals (ABMP)

  • Limited Modality Coverage: AMTA’s policy has a narrower scope, excluding some emerging modalities like microblading and not offering options for part-time massage therapists. This can be a dealbreaker if you’re providing specialized services that fall outside their basic policy.

  • Limited Pricing Options: ABMP does not offer a part-time or 2-year policy.

Member Benefits and Additional Perks

Massage Magazine Insurance Plus (MMIP)

  • Identity Protection Plan: MMIP includes a $25,000 plan to protect your identity. It safeguards your personal and professional information. Identity theft can disrupt your practice. So, this benefit is a must for massage therapists.

  • Free Continuing Education: MMIP members get free online courses. They help keep your skills current at no extra cost. Whether you're renewing your license or expanding your skills, these benefits help you stay competitive. They are valuable and important.

  • Instant Coverage: MMIP offers instant coverage upon checkout, meaning you’re covered from the moment you sign up. This rapid activation is perfect for new or renewing pros. They need massage liability insurance coverage without delay.

Associated Bodywork & Massage Professionals (ABMP)

  • Tiered Memberships: ABMP has several membership levels, and higher-priced tiers offer more insurance coverage. Many massage professionals find that the extra tools, such as marketing resources, aren't worth the higher costs.

  • Delayed Coverage: ABMP's policies do not activate immediately. You are unprotected while waiting for coverage to start. This delayed activation can be risky if you need professional liability insurance right away.

MMIP Liability Insurance Limits

1 Additional Insured: $10 | Unlimited Additional Insureds: $30

Some massage insurance policies will offer different coverage limits based on your career status. This would mean that if you are a part-time massage therapist or in school to become one, you may have less coverage than a full-time one.

We don’t believe in offering different coverage limits which is why all of our policies have the same limits. Full-time, part-time, or student, all massage therapy insurance members enjoy the same great coverage. Our massage insurance program prices are based on where you are in your career.

Professional Liability Insurance: Also known as "malpractice insurance" or "errors and omissions insurance," covers claims related to professional negligence, including instances like burns from hot stones or injuries during a deep tissue massage.

General Liability Insurance: Provides protection from claims that may not directly stem from your professional services. For example, if a client simply tripped and fell on your property, this coverage would protect you from the financial fallout of the lawsuit.

This coverage can help protect you if you’re accused of libel, slander, or false advertising.

Provides protection against identity theft and threat incidents that would put personal information at risk. Typically includes credit monitoring, dark web scans, and recovery services if your information is jeopardized.

Additional Add-Ons

Massage Magazine Insurance Plus (MMIP)

Here are a few fees to keep in mind:

  • Additional Insured: If you need to add an additional insured, MMIP charges $10 per person—a fee that’s lower than many competitors. MMIP also offers an unlimited additional insured package for $30.

Associated Bodywork & Massage Professionals (ABMP):

ABMP’s insurance can come with additional add-ons:

  • Auto-Renewal: ABMP's policies renew automatically unless you cancel. The cancellation process can be a hassle, often causing unexpected charges.

    Limited Modality Coverage: If you offer high-risk services not in ABMP’s standard policy, you may need to buy extra coverage. This will raise your costs.

  • Delayed Coverage Fees: AMTA does not offer instant coverage, meaning there’s often a waiting period before your policy kicks in. This delay could lead to temporary uninsured periods, posing a risk to your business.

  • Key Takeaway: MMIP has transparent pricing. ABMP's higher costs and hidden fees, like tail coverage, can make it more expensive in the long run.

Claims Handling and Customer Support

Massage Magazine Insurance Plus (MMIP)

  • Fast Claims Processing: MMIP resolves most claims within 2-3 weeks. This provides a quick, efficient response for massage professionals. Their customer support team knows the needs of massage therapists. They provide specialized assistance.

  • Dedicated Customer Support: MMIP's customer service is for massage therapists. It provides expert help with your insurance policy, claims, and other concerns.

Associated Bodywork & Massage Professionals (ABMP)

  • Reliable but Slower: ABMP’s claims process can be slower, particularly during peak times. 

Additional Key Considerations

  • Excess Coverage: It provides specialized coverage for high-risk modalities that standard policies often exclude.

  • Legal Defense & Medical Expenses: Both MMIP and ABMP cover legal defense for claims. 

Summary: Pros and Cons

Massage Magazine Insurance Plus (MMIP) Pros:

  • Covers over 500 modalities, including niche services.
  • Occurrence form policy protects claims even after the policy ends.
  • Instant coverage, free CE courses, and a $25,000 identity protection plan are included.

Massage Magazine Insurance Plus (MMIP) Cons:

  • Coverage is limited to the U.S.

Associated Bodywork & Massage Professionals (ABMP) Pros:

  • Offers membership tools like marketing resources.
  • Established reputation among massage professionals.

Associated Bodywork & Massage Professionals (ABMP) Cons:

  • Higher costs with fewer insurance perks.
  • ABMP does not include ID Theft Protection.
  • Instant coverage is not an option with ABMP, meaning you have to wait for coverage to go into effect.
  • An ABMP policy requires professionals to maintain certain CE hours per year, or you risk your coverage ending.

Final Thoughts

In a comparison of Massage Magazine Insurance Plus and ABMP, MMIP is the clear choice for massage therapists. It offers affordable, comprehensive protection. MMIP offers superior massage insurance. Its policy has an occurrence form, instant coverage, and valuable member benefits. And it costs less.

ABMP has good business tools. But, its higher costs with limited coverage can make it less appealing. For massage pros seeking value, MMIP is the best choice. It offers great coverage at a low price.

Want to elevate your practice? Get the coverage you need with MMIP today. Join the thousands of therapists who trust Massage Magazine Insurance Plus. Secure your future with their professional protection. Contact us today!

What Our Members Say

Massage Magazine Insurance Plus

Get More. Pay Less.

8430 Enterprise Circle Suite 200
Lakewood Ranch, FL 34202

Email Us

Google Rating
4.8
Based on 71 reviews
js_loader
Trustpilot
Massage Magazine Insurance Plus BBB Business Review

The Liability master policy is issued to the Healthcare Professionals Purchasing Group, LLC. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. is the insurance partner for Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc., a 50-state licensed broker, is the broker for all coverage under Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. also serves as excess and surplus lines broker for Healthcare Professionals Purchasing Group, LLC. Professional Liability and Commercial General Liability coverage under Healthcare Professionals Purchasing Group, LLC is underwritten in the surplus lines market by an A rated (Excellent) insurance company, per A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Healthcare Professionals Purchasing Group, LLC is for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Healthcare Professionals Purchasing Group, LLC is not an insurer. 8430 Enterprise Circle Suite 200, Lakewood Ranch, FL 34202.

© 2025 Massage Magazine Insurance Plus, A Gallagher Company  |  All Rights Reserved  |  Privacy Policy  |  Terms of Service