Massage Magazine Insurance Plus

Rated #1 Massage Insurance | Massage Therapy Insurance

Massage Magazine Insurance Plus vs. Beauty & Bodywork Insurance

Massage Magazine Insurance Plus (MMIP) and Beauty Bodywork Insurance (BBI) are two options for insurance tailored to massage therapists, bodyworkers, and wellness professionals. We understand that picking the right insurance is crucial for protecting your practice. That’s why we’ve put together a detailed comparison of both providers, looking at coverage options, pricing, benefits, and other key factors, so you can make the best decision for your needs!

Industry Reputation & Recognition

Both Massage Magazine Insurance Plus (MMIP) and Beauty Bodywork Insurance (BBI) are established names in the wellness industry. MMIP, developed by Massage Magazine, benefits from a trusted reputation within the massage therapy community, offering extensive support and resources to policyholders. BBI, on the other hand, presents itself as a budget-friendly option, often praised for its simple pricing structure. However, many professionals find BBI's offerings to be less comprehensive, with fewer perks than MMIP.

Pricing & Value for Money

Massage Magazine Insurance Plus (MMIP)

  • Standard Pricing: MMIP offers a straightforward annual policy starting at $169, covering professional and general liability as well as identity theft protection and personal and advertising Injury.
  • Additional Benefits: In addition to solid coverage, MMIP provides access to free continuing education courses and discounts on products and services valued at over $1,800, delivering excellent value beyond insurance alone.
  • Occurrence Form Coverage: MMIP uses occurrence form coverage, meaning you’re protected even if a claim is made after your policy expires, as long as the incident occurred during the policy period. This long-term protection offers peace of mind that BBI cannot match.

Beauty Bodywork Insurance (BBI)

  • Standard Pricing: BBI’s advertised price of $96 per year appears competitive, but this can be misleading. Once additional coverages—like identity protection coverage—are added at checkout, the actual price can jump to over $240.
  • Claims-Made Coverage: Unlike MMIP’s occurrence form policy, BBI uses a claims-made policy, meaning claims are only covered while the policy is active. This leaves gaps in protection if claims arise after the policy period ends.
  • Hidden Fees: BBI’s auto-enrollment into its auto-renewal program makes canceling tedious and time-consuming. If you don't cancel far ahead of your renewal date, you risk being charged again automatically.

MMIP Insurance Cost

Instance 1
1 Year full-time
Professional Rate

Our most popular policy option, built for the full-time professional.

$

169

/1yr

BUY POLICY
2 Year
professional rate

Our most affordable option, costing you as low as $0.41/day.

$

299

/2yr

BUY POLICY
1 Year part-time
professional rate

For professionals who work less than 10 hands-on hours per week.

$

159

/1yr

BUY POLICY

Coverage Options & Flexibility

Massage Magazine Insurance Plus (MMIP)

  • Modalities Covered: MMIP covers over 500 massage and bodywork modalities, including both mainstream and emerging techniques. This broad coverage means your insurance evolves with your practice—without needing to pay extra for each modality.
  • Policy Flexibility: MMIP allows professionals to tailor their coverage to their professionalneeds, whether they work full-time, part-time, or are students. With MMIP, all essential coverage is included, and there’s no need for costly add-ons.

Beauty Bodywork Insurance (BBI)

  • Modalities Covered: BBI does cover a variety of modalities, but it falls short compared to MMIP’s extensive list. Modalities such as yoga, gua sha, cupping, and aqua therapy are either excluded or require expensive add-ons (Yoga & Dance coverage: +$33). This can be limiting for professionals who don’t want to pay extra for common services.
  • Additionally, they charge $15 to add an additional insured to their policy, which is $5 more than MMIP charges.
  • Coverage Gaps: For professionals offering niche or specialized services like microblading or electrolysis, BBI often does not include these in their basic policy. This means you may need to look elsewhere or pay significantly more for endorsements.

MMIP Liability Insurance Limits

1 Additional Insured: $10 | Unlimited Additional Insureds: $30

Some massage insurance policies will offer different coverage limits based on your career status. This would mean that if you are a part-time massage therapist or in school to become one, you may have less coverage than a full-time one.

We don’t believe in offering different coverage limits which is why all of our policies have the same limits. Full-time, part-time, or student, all massage therapy insurance members enjoy the same great coverage. Our massage insurance program prices are based on where you are in your career.

Professional Liability Insurance: Also known as "malpractice insurance" or "errors and omissions insurance," covers claims related to professional negligence, including instances like burns from hot stones or injuries during a deep tissue massage.

General Liability Insurance: Provides protection from claims that may not directly stem from your professional services. For example, if a client simply tripped and fell on your property, this coverage would protect you from the financial fallout of the lawsuit.

This coverage can help protect you if you’re accused of libel, slander, or false advertising.

Provides protection against identity theft and threat incidents that would put personal information at risk. Typically includes credit monitoring, dark web scans, and recovery services if your information is jeopardized.

How Each Provider Manages Claims

Massage Magazine Insurance Plus (MMIP)

  • Claims Handling: Known for its quick, straightforward claims process. MMIP provides dedicated support from start to finish.
  • Processing Times: Typically resolved within 2-3 weeks. Making sure that professionals can focus on their practice.

Beauty Bodywork Insurance (BBI)

  • Claims Handling: Adequate support with online submission options. However, feedback indicates variability in response times.
  • Processing Times: This varies, with some claims taking up to 4 weeks, especially during peak periods.

Customer Support & Member Benefits

Massage Magazine Insurance Plus (MMIP)

  • Dedicated Support: MMIP provides specialized support for wellness professionals, with knowledgeable representatives ready to assist with policy queries or claims. The customer support team understands the unique needs of massage therapists, offering guidance that extends beyond just insurance.
  • Exclusive Member Benefits: MMIP members benefit from more than just insurance. They receive free and discounted continuing education, discounts on wellness and massage products, a free month of Betterhelp, and a wealth of business resources through Massage Magazine’s network—unmatched by any competitor.

Beauty Bodywork Insurance (BBI)

  • Limited Support: BBI’s customer support is functional, but not specialized. There are reports of long wait times during busy periods, and the support staff is often less knowledgeable about the specific needs of massage and bodywork professionals.
  • Fewer Perks: BBI’s member benefits pale in comparison to MMIP’s. BBI offers far less value to those looking to grow their practice.

Additional Benefits & Perks

Massage Magazine Insurance Plus (MMIP)

  • Identity Protection: MMIP includes a $25,000 Identity Protection Plan. It helps protect members from identity theft, a growing threat. This feature is rare among competitors.
  • Discounts & Resources: MMIP's partnership with Massage Magazine lets policyholders access free continuing education. It also offers big discounts on products and services, like equipment and marketing tools.
  • Community Connection: MMIP encourages a sense of community among therapists with regular updates, articles, and tips from experts, enhancing your professional knowledge and network.

Beauty Bodywork Insurance (BBI)

  • Basic Perks: BBI includes ID theft coverage, but the amount is not specified, and other perks, like discounts, are limited in scope compared to MMIP’s offerings.

Understanding Additional Costs & Hidden Fees

Massage Magazine Insurance Plus (MMIP)

  • Free Perks: Includes access to free continuing education and significant discounts on industry products.

Beauty Bodywork Insurance (BBI)

  • Add-On Costs: The basic policy does not include identity protection coverage, requiring additional fees.
  • Hidden Fees: Extra charges for adding additional insureds can increase the total cost significantly.

Understanding Additional Costs & Hidden Fees

MMIP Pros

  • Comprehensive coverage with over 500 modalities included.
  • Occurrence form coverage—protects against claims even after policy expiration.
  • Extensive member benefits, including free CE courses and identity protection.
  • Easy enrollment and cancellation policies.

MMIP Cons

  • Comprehensive coverage with over 500 modalities included.
  • Occurrence form coverage—protects against claims even after policy expiration.
  • Extensive member benefits, including free CE courses and identity protection.
  • Easy enrollment and cancellation policies.

BBI Pros

  • Low, upfront pricing that attracts budget-conscious therapists.
  • A wide range of modalities is covered, though fewer than MMIP.
  • Basic ID theft coverage is included.

BBI Cons

  • Claims-made policy structure—does not cover claims made after policy cancellation.
  • Extra charges for additional coverage options, making it less cost-effective.
  • Difficult cancellation process with fees & delays.

Final Verdict

Beauty Bodywork Insurance (BBI) markets itself as an affordable option, but upon closer inspection, the hidden fees, claims-made policy structure, and additional charges for basic coverage make it a less appealing choice for professionals who need comprehensive protection. While BBI may work for those seeking the bare minimum, its limited modality coverage and lack of long-term protection make it a riskier option in the long run.


In contrast, Massage Magazine Insurance Plus (MMIP) offers transparent pricing, occurrence form coverage, and a wide range of included modalities. Coupled with its extensive member benefits—like free continuing education and product discounts—MMIP is clearly the better value for professionals serious about protecting their practice.


When it comes to safeguarding your livelihood, you deserve a provider that offers more than just a policy. With MMIP, you get comprehensive coverage, a supportive network, and the peace of mind that you’re protected both now and in the future.

With MMIP, you get comprehensive coverage, extensive perks, and a supportive community that goes beyond insurance. Don't settle for less when your practice deserves the best. Explore how Massage Magazine Insurance Plus can safeguard your business with unmatched benefits and long-term peace of mind. Contact us now to get started with Massage Magazine Insurance Plus and elevate your protection today!


If you have further questions about the coverage and policies provided by MMIP, check out our thorough list of FAQs.

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Lakewood Ranch, FL 34202

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The Liability master policy is issued to the Healthcare Professionals Purchasing Group, LLC. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. is the insurance partner for Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc., a 50-state licensed broker, is the broker for all coverage under Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. also serves as excess and surplus lines broker for Healthcare Professionals Purchasing Group, LLC. Professional Liability and Commercial General Liability coverage under Healthcare Professionals Purchasing Group, LLC is underwritten in the surplus lines market by an A rated (Excellent) insurance company, per A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Healthcare Professionals Purchasing Group, LLC is for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Healthcare Professionals Purchasing Group, LLC is not an insurer. 8430 Enterprise Circle Suite 200, Lakewood Ranch, FL 34202.

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