Acne Treatments
Liability Insurance
Protect Your Career with Acne Treatments Liability Insurance
Our acne treatment liability insurance offers important protection for estheticians and beauty professionals specializing in acne and skincare procedures. This liability insurance plan is tailored to address the unique risks involved in treating acne, including potential reactions, bodily injury, or malpractice claims. With our professional liability insurance coverage and general liability coverage, you’re safeguarded against legal expenses, client claims, and accidental injuries—giving you peace of mind to focus on delivering effective results.
We offer immediate insurance coverage at an affordable rate, making our esthetician insurance program one of the best esthetician insurance options available. Discover the comprehensive protection and exclusive member benefits designed to fit your acne treatment practice today.
Focus on helping your clients achieve their best—we’ll handle the rest!
Acne Treatments Insurance Cost
$169 - 1 Year
Our Acne Treatment insurance policy is tailored by years of experience just for practitioners. We provide perks and benefits other companies don't - like free CEs, coverage for more than 500 modalities and disciplines, and more.
$159 - Part-Time
Work less hours? Pay lower rates. This Acne Treatment liability insurance policy is designed for beauty and bodywork professionals who work fewer than 10 hands-on hours per week but still want high-quality insurance coverage.
$299 - 2 Year
Protect yourself with our two-year Acne Treatment liability insurance policy that saves you $39 over the course of your membership. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in coverage for two years.
Our professional Acne Treatment insurance policy is tailored by years of experience just for professionals. We provide perks and benefits other companies don't - like free CEs, coverage for more than 500 modalities and disciplines, and more.
Already insured & looking to renew?
What Our Acne Treatments Insurance Covers
Acne Treatment insurance from MMIP provides both liability coverage and additional safeguards that provide the best all-around protection possible.
Our Acne Treatment Insurance Plans Provide Coverage Under the Following Areas:
General Liability Insurance: This is also known as “slip and fall” insurance because that’s a common type of accident that can cause a claim. When you open your doors and start receiving clients, you’re also opening yourself up to general liability. Coverage here applies to injuries to third-party individuals in and around your place of business. A client tripping over a loose front door mat and injuring themselves is an example of an event that would fall under this coverage type.
Personal & Advertising Injury Coverage: This coverage can provide financial assistance to Acne Treatment if they become legally obligated to pay damages that arise from claims related to false advertising, libel, slander, or copyright infringement. For example, if an Acne Treatment professional's marketing materials inadvertently include false statements that damage another person's reputation, this coverage can help with legal and financial fallouts.
Professional Liability Insurance: Also called “malpractice coverage,” this protection is for the actual services you provide during an acne service. If a client reports an injury to the service, they may seek legal action to get compensation. These types of claims would fall under professional liability.
Identity Protection Plan: Today’s Acne Treatment specialists are exposed more than ever to the threat of a cyber incident stealing their personal data. If this occurs, our members get all the way up to $25,000 in identity restoration services.
Exclusive coverage perks and benefits included
500+ Modalities Covered—No Extra Cost
For one low price, you’re covered for over 500 yoga, massage, and beauty modalities like yoga therapy, Pilates, hot stone, reiki, fire cupping, sound healing and more. See all here.
Coverage That Follows You
You are covered wherever you practice in all 50 states, whether it's at your client's home, your office, their office, outdoors, or even online.
Free Continuing Education Courses
Included with your policy is access to 50 hours of FREE NCBTMB-approved online continuing education courses from Niel Asher Education.
Insurance Marketplace
Get access to affordable health, vision, and dental insurance coverage. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365—with only a $10 copay.
Disciplines and Modalities We Cover
General And Professional Liability Limits
What are Acne Treatments?
Acne treatments are specialized aesthetic procedures designed to target acne-prone skin and improve overall skin health. These cosmetic procedures may include deep cleansing facials, chemical peels, light therapy, and extractions—all tailored to reduce breakouts, minimize inflammation, and prevent future flare-ups. Performed by professional estheticians, these treatments focus on restoring skin clarity while protecting the skin’s barrier function.
Acne treatments play an important role in both beauty and wellness services, often improving clients’ self-esteem and confidence. Because these services involve the use of tools and active ingredients, they also carry risk—making esthetician liability insurance and professional liability insurance necessary for your esthetician career. Want to learn how to turn your acne expertise into a career?
Do I Need Acne Treatment Liability Insurance?
Absolutely! Having Acne Treatment liability insurance is a smart move—and in some cases, it’s even required by law. Every state has different regulations, so it’s important to stay informed and make sure you’re covered.
Insurance isn’t just about meeting legal requirements—it’s about protecting yourself from unexpected situations, like a client experiencing an injury during an appointment or a misunderstanding about treatment results. With the right coverage, you'll focus on helping your clients perform at their best without worrying about potential risks.
Don't take chances with your career—get the protection you need and practice with confidence!
What Should I Look for in an Acne Treatment Liability Insurance Policy?
If you offer professional acne treatments or other aesthetic procedures, carrying acne treatments liability insurance isn’t just smart—it may be required in some states to legally perform services as an independent contractor or within a licensed esthetician business. Rules and regulations vary depending on your location, but having professional liability insurance and general liability insurance is essential to protect yourself from liability lawsuits, medical expenses, and legal fees if something goes wrong.
Even if it’s not a legal requirement in your area, having comprehensive coverage offers a vital safety net for your career and peace of mind for your clients.
Hear What Our Liability Insurance Members Have To Say
Frequently Asked Questions
What does esthetician insurance cover?
Esthetician insurance typically covers claims related to accidents, client injuries, allergic reactions, or mistakes made during professional services like acne treatments. Coverage may include personal injury, bodily injury, medical expenses, and even malpractice insurance in case of client claims.
What is occurrence form coverage, and why does it matter?
Occurrence form coverage means your policy will still protect you from a claim that arises after your policy ends, as long as the incident happened while your policy was active. It’s considered the industry's preferred policy type because it offers long-term protection and peace of mind.
Does esthetician insurance include identity theft protection?
Yes, MMIP includes identity theft protection as part of its plans. This helps protect your personal and business information in today’s digital-first beauty industry.
Can I get immediate coverage?
Absolutely. With a trusted insurance provider like MMIP, you receive immediate coverage, including an immediate certificate of insurance upon purchase—perfect if you're starting a new job or need to provide proof of insurance quickly.
Is this insurance only for acne treatments?
Nope! While this plan is designed with acne treatment providers in mind, it also extends to other professional services within the beauty and bodywork industry. From facials to waxing, having comprehensive bodywork insurance helps keep you protected.
What if I work in multiple locations or offer mobile services?
Great question. MMIP includes portable coverage or mobile options, so you're covered whether you're in a spa, studio, or doing house calls. Just make sure your insurance policy specifies mobile or on-the-go professional services.
