Chair Massage Liability Insurance
Protect Your Chair Massage Practice with Confidence
As a chair massage therapist, your goal is to help clients relax and relieve tension—whether you're working in a busy office, a wellness event, or a spa. But have you thought about protecting yourself? Our Chair Massage Liability Insurance covers the unique risks of your practice so you can focus on your work without stress.
Accidents happen, even in short chair massage sessions. Whether it’s a client experiencing unexpected discomfort, a slip and fall at your workstation, or an accidental injury, our insurance has you covered.
We offer affordable insurance to fit your needs—whether you're a part-time mobile therapist or working full-time in a wellness setting. With coverage that’s easy to understand and tailored for chair massage professionals, you'll stay protected without breaking the bank.
Plus, with Massage Magazine Insurance Plus, you're backed by a trusted name in the industry, giving you peace of mind whether you're at corporate events, trade shows, or your local community center.
Protect yourself today, and keep doing what you love with confidence!
Chair Massage Liability Insurance Cost
$169 - 1 Year
Chair Massage Liability Insurance
$159 - Part-Time
Chair Massage Liability Insurance
$299 - 2 Year
Protect yourself with our two-year Chair Massage liability insurance policy that saves you $39 over the course of your membership. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in coverage for two years.
Already insured & looking to renew?
What Our Chair Massage Insurance Covers
Chair Massage insurance from MMIP provides both liability coverage and additional safeguards that provide the best all-around protection possible.
Our Liability Insurance Plans Provide Coverage Under the Following Areas:
General Liability Insurance: This is also known as “slip and fall” insurance because that’s a common type of accident that can cause a claim. When you open your doors and start receiving clients, you’re also opening yourself up to general liability. A client tripping over a loose front door mat and injuring themselves is an example of an event that would fall under this coverage type.
Professional Liability Insurance: Also called “malpractice coverage,” this protection is for the actual services you provide during a Chair Massage session. If a client reports an injury, they may seek legal action to get compensation. These types of claims would fall under professional liability
Personal Injury & Advertising Coverage: This coverage can provide financial assistance to Chair Massage therapists if they become legally obligated to pay damages that arise from claims related to false advertising, libel, slander, or copyright infringement. For example, if a bodyworker's marketing materials inadvertently include false statements that damage another person's reputation, this coverage can help with legal and financial fallouts.
Additional Membership Benefits
Free online continuing education courses
Free online therapy from BetterHelp
Over $1,800 in industry discounts
Access to health, vision, dental, and disability coverage plans
General And Professional Liability Limits
What Is Chair Massage?
Chair massage is a quick, convenient, and effective way to relieve tension and promote relaxation—without the need for a massage table. Designed to fit into busy schedules, chair massage sessions typically last between 10 to 30 minutes, making them perfect for workplaces, events, and wellness centers.
This style of massage focuses on tension areas like the neck, shoulders, back, and arms, helping to reduce stress, improve circulation, and ease muscle tightness. Best of all, clients remain fully clothed, and no oils or lotions are required, making chair massage an accessible and hassle-free wellness option.
The practice of chair massage has gained popularity in recent years as more people seek quick ways to recharge during a hectic day. Whether it’s in an office to combat work-related stress, at a trade show to boost energy, or in a spa for a quick refresh, chair massage offers a simple yet powerful way to feel better fast.
With its ability to help relieve tension, improve focus, and promote overall well-being, chair massage is a popular choice for people looking for a relaxing break without disrupting their day.
Hear What Our Insurance Members Have To Say
I've been with Massage Magazine Insurance Plus for going on 4 years, they are super affordable and offer great coverage. Their sign up and renew processes are so easy and simple. They even allow me to renew for two years at a time which I love! One less thing to think of! 10/10 recommend
Julia S.
Massage Magazine Insurance Plus is a win win for beauty pros! They have fantastic & helpful customer service whom you can understand. The great coverage options are all at reasonable prices with the ability to add extra insured parties if needed. When signing up, the process is pretty self explanatory & renewing is even easier.
You won’t be disappointed at all!!!!
Heather Q.
Massage Magazine Insurance Plus offers great coverage at affordable prices. I have been with MMIP for 3 years and service is professional and prompt.
As a working cosmetologist I recommend to anyone in the beauty industry.
Robin O.
I've been with MMIP for several years.
It's good coverage for a reasonable price.
So easy to renew online.
I highly recommend for your beauty and massage insurance.
Kathy S.
What Should I Look for in a Chair Massage Insurance Policy?
Prioritize a policy that covers both professional and general liability, including a range of services like chair massage, yoga, and cosmetology. Its features should include identity protection and access to health benefits. Instant coverage options, the ability to add unlimited additional insureds, and personal injury protection are highly important for comprehensive security. Also, look for policies offering free continuing education, member discounts, and flexible payment plans.
Our chair massage insurance policy checks all these boxes, making sure that every aspect of your practice is protected. With our specialized insurance policy, you'll confidently focus on providing exceptional care to your clients, knowing that you have the most complete and tailored coverage backing your professional journey.
Frequently Asked Questions
Why do I need chair massage insurance?
Having chair massage insurance is important because it protects you from unexpected situations like client injuries, legal claims, and accidents during your sessions. It acts as a safety net, covering you against potential legal liability that could arise from your massage therapy work.
What does chair massage insurance cover?
Most chair massage therapist insurance plans include professional liability coverage, which protects you if a client claims your services caused harm. It also covers personal and advertising injury, identity protection, and malpractice insurance, helping you stay financially secure if claims arise.
Is chair massage insurance required by law?
In many states, yes! Depending on where you practice, you may need to carry massage therapy insurance to provide your services legally. Even if it’s not required, having coverage assures you can focus on your massage therapy services without worrying about potential risks.
Does insurance cover me if I work in multiple locations?
Yes! Our policies provide coverage whether you're working in a spa, wellness center, or offering mobile massage therapy services.
What’s the difference between professional liability coverage and general liability?
Professional liability coverage protects you from claims related to your actual massage therapy work, such as injuries caused by a technique. General liability, on the other hand, covers incidents like a client slipping and falling in your workspace.
How do I choose the right insurance plan?
Look for a plan that offers comprehensive coverage, including malpractice insurance, legal liability, and protection against claims arising from your work. Make sure it fits your needs, whether you're self-employed or work for a spa.
