Healing Touch Liability Insurance
Protect Your Beauty & Bodywork Career from Risks with Professional Liability Insurance!
As a beauty or bodywork professional, you pour your heart into your craft—but every day comes with hidden risks. A client’s unexpected allergic reaction to a product, a slip during a session, or an accidental injury could spiral into costly lawsuits. Without the right protection, one mishap could unravel your hard-earned reputation, drain your finances, and threaten the career you’ve built.
Picture this: years of growing your clientele, perfecting your skills, and earning trust—gone in an instant because of a single unforeseen incident. Don’t let that happen. With Healing Touch Liability Insurance, you’re covered for the unexpected, so you can focus on what you love—helping others heal and thrive.
For just $0.41 a day, you get comprehensive coverage for over 500 health and wellness modalities, saving you up to 30% compared to other providers. Discover why professionals trust us to safeguard their livelihoods. Get a quote today and see the difference for yourself!
Insurance Policies
$169 - 1 Year
Our professional Healing Touch Liability Insurance policy is tailored by years of experience just for beauty & bodywork professionals. We provide perks and benefits other companies don't - such as coverage for more than 450 modalities and a policy that follows you nationwide.
$159 - Part-Time
Work less hours? Pay lower rates. This policy is designed for beauty and bodywork professionals who work fewer than 10 hands-on hours per week but still want high-quality Healing Touch Liability Insurance coverage.
$299 - 2 Year
Protect yourself with our two-year policy that saves you $39 over the course of your membership. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in coverage for two years.
Already insured & looking to renew?
Healing Touch is an energy therapy in which practitioners consciously use their hands in a heart-centered and intentional way to support and facilitate physical, emotional, mental and spiritual health. Healing Touch uses the gift of touch to influence the human energy system, specifically the energy field that surrounds the body, and the energy centers that control the flow from the energy field to the physical body. The goal of Healing Touch is to restore balance and harmonies in the energy system, placing the client in a position to self heal.
(Source: Healing Touch Program, www.healingtouchprogram.com)
Why Choose Massage Magazine Insurance Plus for Healing Touch Liability Insurance?
When it comes to safeguarding your career in the beauty and bodywork industry, Massage Magazine Insurance Plus (MMIP) stands out as the premier choice for Healing Touch Liability Insurance. Here’s why professionals nationwide trust us to protect their livelihoods:
- Comprehensive Coverage, Tailored to You: Don’t let our name fool you—we cover far more than just massage therapy. Whether you’re a cosmetologist, barber, esthetician, nail tech, or Healing Touch practitioner, our insurance is designed to meet your unique needs. With protection for over 500 health and wellness modalities, including Healing Touch, you’re covered for the full scope of your practice—anywhere in the U.S.
- Affordable Peace of Mind: Starting at just $0.41 per day, you get industry-leading liability insurance that saves you up to 30% compared to competitors. That’s millions of dollars in coverage—professional and general liability included—for less than the cost of a daily coffee.
- Trusted by Hundreds of Thousands: With over 38 years of experience and a track record of insuring more than 100,000 professionals, MMIP is the go-to choice for beauty and wellness experts nationwide. Our easy online renewal process and responsive customer service make staying protected effortless.
Why risk your career to the unexpected? Choose Massage Magazine Insurance Plus for Healing Touch Liability Insurance and gain the confidence to focus on what matters most—helping your clients heal and thrive. Get your quote today and join the community of professionals who trust us to have their back.
Our Healing Touch Liability Insurance Plans Provide Coverage Under the Following Areas:
General Liability Insurance: This is also known as “slip and fall” insurance because that’s a common type of accident that can cause a claim. When you open your doors and start receiving clients, you’re also opening yourself up to general liability. Coverage here applies to injuries or property damage to third-party individuals in and around your place of business. A client tripping over a loose front door mat and injuring themselves is an example of an event that would fall under this coverage type.
Professional Liability Insurance: Also called “malpractice coverage” this protection is for the actual services you provide during a session. If a client reports an injury or somehow has their property damaged during treatment, they may seek legal action to get compensation. These types of claims would fall under professional liability.
Personal Injury & Advertising Coverage: This coverage can provide financial assistance to beauty professionals if they become legally obligated to pay damages that arise from claims related to false advertising, libel or slander or copyright infringement. For example, if a MT's marketing materials inadvertently included false statements that damage another person's reputation, this coverage can help with legal and financial fallouts.
Full Suite Protection: It’s the full suite of protections offered in our plans that provides the best level of security possible from all the types of risks facing today’s beauty professionals. We’ve designed our plans to be an effective safeguard so that our members can focus on providing great treatments to clients, rather than what their insurance covers.
Identity Protection Plan: Today’s beauty professionals are exposed more than ever to the threat of a cyber incident stealing their personal data. If this occurs, our members get all the way up to $25,000 in identity restoration services.
Additional Membership Benefits
Free online continuing education courses
Free online therapy from BetterHelp
Over $1,800 in industry discounts
Access to health, vision, dental, and disability coverage plans
General And Professional Liability Limits
Why do I need beauty & bodywork liability insurance?
Professional Beauty & Bodywork liability insurance is more than just a safety net; it's a cornerstone of a responsible business. While some states mandate certain insurances, the benefits extend beyond legal compliance. Having this insurance not only shields you from potentially expensive lawsuits and covers unforeseen accidents but also bolsters your professional credibility.
Many clients view insurance as a mark of professionalism, and landlords often require it in lease agreements. In essence, for peace of mind and to safeguard both your financial and professional standing, beauty and bodywork liability insurance is highly recommended. Before committing, consult with an insurance expert to tailor coverage to your needs.
Hear What Our Insurance Members Have To Say
I've been with Massage Magazine Insurance Plus for going on 4 years, they are super affordable and offer great coverage. Their sign up and renew processes are so easy and simple. They even allow me to renew for two years at a time which I love! One less thing to think of! 10/10 recommend
Julia S.
Massage Magazine Insurance Plus is a win win for beauty pros! They have fantastic & helpful customer service whom you can understand. The great coverage options are all at reasonable prices with the ability to add extra insured parties if needed. When signing up, the process is pretty self explanatory & renewing is even easier.
You won’t be disappointed at all!!!!
Heather Q.
Massage Magazine Insurance Plus offers great coverage at affordable prices. I have been with MMIP for 3 years and service is professional and prompt.
As a working cosmetologist I recommend to anyone in the beauty industry.
Robin O.
I've been with MMIP for several years.
It's good coverage for a reasonable price.
So easy to renew online.
I highly recommend for your beauty and massage insurance.
Kathy S.