Light of Life Energy Liability Insurance
Protect Your Beauty & Bodywork Career from Risks with Professional Liability Insurance!
In the beauty and bodywork industry, professionals face a mountain of daily risks. From accidental skin irritations caused by products to unexpected physical injuries to clients during treatments, these unforeseen incidents can quickly escalate into costly legal battles. Without adequate protection, your career, reputation, and financial stability are at serious risk.
Imagine working years to build your clientele and reputation, only to have it jeopardized by a single mishap. A client could have an allergic reaction, or an accidental slip could occur, leading to expensive lawsuits. These situations can not only drain your finances but also damage your professional credibility, potentially putting an end to the career you've worked so hard to establish.
For as low as $0.41 per day, our Light of Life Energy Liability Insurance covers most professions, including 450 health & wellness modalities, while saveing professionals up to 30% on coverage. See for yourself why our professional Light of Life Energy Liability Insurance beats the competition.
Insurance Policies
$169 - 1 Year
Our professional Light of Life Energy Liability Insurance policy is tailored by years of experience just for beauty & bodywork professionals. We provide perks and benefits other companies don't - such as coverage for more than 450 modalities and a policy that follows you nationwide.
$159 - Part-Time
Work less hours? Pay lower rates. This policy is designed for beauty and bodywork professionals who work fewer than 10 hands-on hours per week but still want high-quality Light of Life Energy Liability Insurance coverage.
$299 - 2 Year
Protect yourself with our two-year policy that saves you $39 over the course of your membership. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in coverage for two years.
Already insured & looking to renew?
This mind-body system originates with Howard Y. Lee and involves a series of gentle exercises and postures, which are encoded with and have the power of a subtle energy, the Light of Life. The energy is described as having the power to break down the barriers of perception that often lock people into uncomfortable habits they themselves are unable to shed. The energy may open doors to new levels creativity and give clarity and definition in everyday interactions as well as in long-term pursuits.
(Source: The Light of Life, www.lightoflife.com)
Why Choose Massage Magazine Insurance Plus for Light of Life Energy Liability Insurance?
Don't let our name fool you, we cover more than just massage therapy. Whether you're a cosmetologist, barber, esthetician or nail tech, our tailored liability insurance provides the protection you need as a professional. We're proudly backed by one of the nation's leading insurance providers, guaranteeing top-tier coverage and membership benefits. That's just one of the reasons why we're the trusted choice for hundreds of thousands of professionals in the beauty industry nationwide.
Light of Life Energy Liability Insurance from MMIP provides both professional & general liability coverage along with additional coverages to help safeguard your career and provide the best all-around protection possible.
Our Light of Life Energy Liability Insurance Plans Provide Coverage Under the Following Areas:
General Liability Insurance: This is also known as “slip and fall” insurance because that’s a common type of accident that can cause a claim. When you open your doors and start receiving clients, you’re also opening yourself up to general liability. Coverage here applies to injuries or property damage to third-party individuals in and around your place of business. A client tripping over a loose front door mat and injuring themselves is an example of an event that would fall under this coverage type.
Professional Liability Insurance: Also called “malpractice coverage” this protection is for the actual services you provide during a session. If a client reports an injury or somehow has their property damaged during treatment, they may seek legal action to get compensation. These types of claims would fall under professional liability.
Personal Injury & Advertising Coverage: This coverage can provide financial assistance to beauty professionals if they become legally obligated to pay damages that arise from claims related to false advertising, libel or slander or copyright infringement. For example, if a MT's marketing materials inadvertently included false statements that damage another person's reputation, this coverage can help with legal and financial fallouts.
Full Suite Protection: It’s the full suite of protections offered in our plans that provides the best level of security possible from all the types of risks facing today’s beauty professionals. We’ve designed our plans to be an effective safeguard so that our members can focus on providing great treatments to clients, rather than what their insurance covers.
Identity Protection Plan: Today’s beauty professionals are exposed more than ever to the threat of a cyber incident stealing their personal data. If this occurs, our members get all the way up to $25,000 in identity restoration services.
Additional Membership Benefits
Free online continuing education courses
Free online therapy from BetterHelp
Over $1,800 in industry discounts
Access to health, vision, dental, and disability coverage plans
General And Professional Liability Limits
Why do I need beauty & bodywork liability insurance?
Professional Beauty & Bodywork liability insurance is more than just a safety net; it's a cornerstone of a responsible business. While some states mandate certain insurances, the benefits extend beyond legal compliance. Having this insurance not only shields you from potentially expensive lawsuits and covers unforeseen accidents but also bolsters your professional credibility.
Many clients view insurance as a mark of professionalism, and landlords often require it in lease agreements. In essence, for peace of mind and to safeguard both your financial and professional standing, beauty and bodywork liability insurance is highly recommended. Before committing, consult with an insurance expert to tailor coverage to your needs.
Hear What Our Insurance Members Have To Say
I've been with Massage Magazine Insurance Plus for going on 4 years, they are super affordable and offer great coverage. Their sign up and renew processes are so easy and simple. They even allow me to renew for two years at a time which I love! One less thing to think of! 10/10 recommend
Julia S.
Massage Magazine Insurance Plus is a win win for beauty pros! They have fantastic & helpful customer service whom you can understand. The great coverage options are all at reasonable prices with the ability to add extra insured parties if needed. When signing up, the process is pretty self explanatory & renewing is even easier.
You won’t be disappointed at all!!!!
Heather Q.
Massage Magazine Insurance Plus offers great coverage at affordable prices. I have been with MMIP for 3 years and service is professional and prompt.
As a working cosmetologist I recommend to anyone in the beauty industry.
Robin O.
I've been with MMIP for several years.
It's good coverage for a reasonable price.
So easy to renew online.
I highly recommend for your beauty business insurance.
Kathy S.
