Massage Therapy Student Insurance

Student liability insurance is massage insurance for students pursuing a career in massage therapy. There are a number of types of liability insurance, from “trip and fall” coverage, malpractice insurance, to product liability protection. All of these types of liability can occur in a massage setting.

Your career as a Massage Therapist starts the day of your training. The Massage Therapy Student devotes a great deal of time, money, and energy to learning various modalities of massage in order to offer relief to their clients. Sports massage, deep tissue massage, acupressure, and Reiki are specialized techniques that require knowledge of anatomy and have become part of a successful therapist’s techniques.

Mistakes happen even under optimal conditions or after the best training. A client may be hard to please and no harm actually happened. All of these factors widen the scope of potential claims by clients.

That may be true, but students need to check. Even some schools believe their students are covered by the school liability policy only to discover during a crisis that the student as an individual is not covered. It is suggested that students get a copy of the school’s policy and check it.

Additionally, if the school does include coverage for their students, it may be only applicable on site. If working on your curriculum while not on school grounds you may be at risk.

You can have clients sign a waiver but it won’t necessarily protect you if you provide negligent services or otherwise acted outside the bounds of reasonable care. Your client may get legal advice that encourages the filing of a claim, even if a waiver was signed.

Massage Therapy Insurance for Students is available as soon as you are enrolled in a program and you are eligible for student rates as of that date. Massage Magazine Insurance Plus offers policies to students in a number of disciplines.

Yes, Massage Magazine Insurance Plus will cover you in all 50 states, provided you are following all state licensing or certification guidelines.

Massage student liability insurances would cover an incident in which the client trips and falls while visiting the student for a massage.

The therapist could be sued if a client claims malpractice due to an injury received during treatment. In addition, a product such as a cream used during a massage might be claimed to have caused an allergic or other reaction in the client. Massage therapy is a “hands-on” profession and therapists must protect their practice with student massage insurance.

The first-year student rate of $40 provides industry-preferred massage student liability insurance, along with some protections provided to professionals in the massage field. Students are insured for 12 months and are covered for $2 million of professional and general liability insurance. This also includes protections for rental damage, stolen equipment, and identity, as well as a free professional website and an industry newsletter.

Massage therapy insurance for students provided by Massage Magazine Insurance Plus was designed specifically for massage therapists. The policy is comprehensive, without any expensive add-ons needed later. It is competitively priced and saves students over 30% compared to competitors. There are no hidden membership fees.

Our program offers occurrence form coverage, which means that you will be protected even after your policy has expired, as long as your massage student liability insurance was in effect at the time the incident occurred.

It is critical to protect yourself as you begin your training.

The best way for massage students to protect themselves and the future of their practice is by investing in Massage Student Insurance with adequate coverage as soon as they enroll in a training program. Massage Magazine Insurance Plus offers affordable liability massage student insurance that covers students for on- and off-campus massage therapy sessions.

Massage therapy involves physical contact between the therapist and the client, which can be a recipe for misunderstanding and miscommunication. Perhaps the client requests a deep tissue massage and later claims injury from the therapy. Clients might fall on their way out the door and suffer an injury. A massage oil or cream might cause an allergic reaction to the client, something that might not show up until later. 

Yes. Reiki and other forms of energy healing are among our covered modalities, so a student policy will cover you.

Yes! The student policy is in place for a full year from the initial effective date. If you buy the student policy July 15th and then graduate October 15th of the same year, then you are covered for 3 months as a student and 9 months as a professional.