Pet Massage
Liability Insurance
Protect Your Career with Pet Massage Liability Insurance
As an animal massage therapist, your mission is to support the health and wellness of animal clients through techniques like animal massage therapy, equine massage therapy, and other wellness modalities, but are you taking steps to protect yourself? Our pet massage liability insurance covers the unique risks of working with animals, so you can focus on your professional services without worrying about unexpected claims.
MMIP offers one of the most affordable, flexible animal massage insurance policy options available, starting at just $159/year for part-time practitioners and $169/year for full-time practitioners. As a wellness professional, you need liability coverage that protects both your techniques and the space where you perform your massage therapy services.
With our comprehensive coverage, you'll have a safety net against potential legal defense costs, bodily injury claims, and claims arising from your professional services. MMIP's animal massage insurance is trusted by animal massage practitioners and wellness providers working with pets, horses, and other animal clients across the country.
Focus on improving the health and comfort of the animals in your care, we'll provide the right liability insurance to handle the rest!
Pet Massage Liability Insurance Cost
$169 - 1 Year
Our Pet Massage insurance policy is tailored to the needs of practitioners with years of experience. We provide perks and benefits other companies don't - like free CEs, coverage for more than 500 modalities and disciplines, and more.
$159 - Part-Time
Work fewer hours? Pay lower rates. This Pet Massage liability insurance policy is for professionals who work fewer than 10 hands-on hours per week but still want high-quality insurance coverage.
$299 - 2 Year
Protect yourself with our two-year Pet Massage liability insurance policy that saves you $39 over the course of your policy. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in coverage for two years.
Already insured & looking to renew?
What Our Pet Massage Insurance Covers
Pet massage therapy insurance from MMIP provides both professional and general liability coverage and additional safeguards that provide the best all-around protection possible.
Our Liability Insurance for Pet Massage Therapists Provides Coverage Under the Following Areas:
General Liability Insurance: Often called “slip and fall” coverage, this protection is important for animal massage therapists and wellness professionals working with animal clients. When you provide animal massage therapy, whether in a clinic, barn, or client’s home, you’re opening yourself up to general liability. If a pet owner trips over equipment you brought in for a session and suffers a bodily injury, this general liability insurance helps cover the costs you are legally obligated to pay.
Personal & Advertising Injury Coverage: This part of your animal massage insurance policy offers protection if you become legally obligated to pay damages related to another’s advertising idea, libel, slander, or copyright infringement. Suppose your social media marketing for your animal massage therapy or equine massage therapy services accidentally includes a false claim that harms another business’s reputation. In that case, this coverage helps with legal defense costs and financial loss.
Professional Liability Insurance: Also called “malpractice coverage,” this protection applies to the professional services you provide during animal massage or pet massage sessions. If an animal client is injured during a session and the owner files a claim, this coverage helps handle claims arising from your work. These are the situations where professional liability insurance is necessary for animal massage practitioners, equine massage therapists, and other wellness professionals offering massage therapy services.
Identity Theft Protection: As a modern massage therapist or wellness provider, you are at risk of threats that could compromise sensitive personal or client data. Suppose a data breach or identity theft occurs. In that case, our policyholders receive up to $25,000 in identity restoration services, giving you a safety net while you focus on providing the best care for your animal clients.
Exclusive coverage perks and benefits included
500+ Modalities Covered—No Extra Cost
For one low price, you’re covered for over 500 yoga, massage, and beauty modalities like yoga therapy, Pilates, hot stone, Reiki, fire cupping, sound healing and more. See all here.
Coverage That Follows You
You are covered wherever you practice in all 50 states, whether it's at your client's home, your office, their office, outdoors, or even online.
Free Continuing Education Courses
Included with your policy is access to 50 hours of FREE NCBTMB-approved online continuing education courses from Niel Asher Education.
Insurance Marketplace
Get access to affordable health, vision, and dental insurance coverage. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365—with only a $10 copay.
Disciplines and Modalities We Cover
General And Professional Liability Limits
What is Pet Massage Therapy?
Pet massage therapy is a hands-on treatment supporting the health and well-being of animal clients. In simple terms, animal massage therapy helps improve circulation, reduce stiffness, and promote mobility. By using targeted techniques such as animal bodywork, cranial soft tissue release, and even energy healing techniques, pet massage works to relieve tension, improve flexibility, and boost overall comfort, helping animals stay active and healthy.
This therapeutic approach has been around for centuries, with roots in traditional animal massage practices used to keep working animals in top shape. Today, equine massage therapy and pet massage are trusted by trainers, veterinarians, and animal massage practitioners to support performance, recovery, and emotional wellness for pets and horses alike.
Pet massage addresses a wide range of concerns, from reducing discomfort and aiding recovery to improving mobility and supporting long-term health. Whether you specialize in equine massage, companion animal massage, or other wellness modalities, pet massage offers a natural and effective way to enhance an animal’s quality of life.
Do I Need Pet Massage Liability Insurance?
If you provide pet massage or animal massage therapy services, yes, you absolutely need pet massage liability insurance. Having the right animal massage insurance policy is a smart decision, and in some cases, it may be required by certain facilities or organizations before you can work with their animals. Regulations vary, so it’s important to stay informed and make sure your liability coverage is up to date.
Insurance isn’t just about meeting requirements; it’s about protecting yourself from unexpected claims arising from your work. Whether it’s a pet owner alleging that their animal experienced an injury during a session or a dispute over treatment results, general and professional liability coverage gives you a safety net. With the right insurance coverage, you can focus on providing the best care for your animal clients without worrying about financial loss.
Don’t take chances with your career. Get the comprehensive coverage you need and practice with confidence!
What Should I Look for in a Pet Massage Insurance Policy?
Look for an animal massage insurance policy that includes both general liability insurance and professional liability insurance, with comprehensive coverage for a variety of wellness modalities like animal massage therapy, equine massage therapy, animal acupressure, and even complementary techniques such as sound healing or polarity therapy. A strong policy should also include occurrence form coverage, protection for medical expenses or funeral expenses incurred, and even an identity theft protection plan for added peace of mind.
Our pet massage liability insurance checks all these boxes, safeguarding every aspect of your practice. With this specialized form of coverage, you can confidently focus on caring for your animal clients, knowing you have the right liability coverage and a solid insurance policy supporting your work as an animal massage practitioner.
Hear What Our Liability Insurance Customers Have To Say
Frequently Asked Questions
Yes! Your pet massage liability insurance with MMIP includes a variety of hands-on techniques, such as equine massage therapy, integrative acupressure, or even specialty techniques like neuromuscular therapy or the muscular therapy Berry Method, as long as they are listed under covered services in your policy.
A separate policy is not necessary if you have equine massage liability insurance built into your plan. Our equine massage insurance protects you while working with horses in barns, stables, arenas, or clinics.
Your policy includes general liability protection, which helps cover the insured’s liability if a pet owner trips over equipment, experiences a fall, or is otherwise injured in your work area.
Yes, your MMIP policy includes financial assistance for legal defense, which can cover attorney fees, court costs, settlements, and judgments for claims arising from your professional services. This protection applies whether or not you are found at fault, giving you peace of mind and a financial safety net while you focus on caring for your animal clients.
Yes, our policies offer instant coverage, meaning you’re protected as soon as you purchase your plan.
Yes, you can typically incorporate essential oils, bioenergy massage, polarity therapy, or healing code techniques into your sessions, as long as these services are within your scope of practice. It’s important to use caution and understand which products and techniques are safe for animals, since some essential oils and modalities may not be appropriate for certain species or health conditions.
Yes, your MMIP policy may cover liability related to written publications, such as books, blog posts, or class materials, if they are connected to your animal massage therapy practice. This protection typically applies if a claim alleges that your content caused harm, such as defamation or copyright infringement.
Yes, whether you specialize in senior dog massage, functional range work for horses, or other age-related care, your coverage applies as long as these services are within your listed modalities.