Swedish Massage
Insurance
Protect Your Passion with Swedish Massage Liability Insurance
As a Swedish massage therapist, your focus is on helping clients relax and feel their best—but what about protecting yourself? Our Swedish massage liability insurance provides essential coverage tailored to the unique risks of your work, giving you the peace of mind to focus on what you do best.
With our insurance, you’ll be covered in case of unexpected legal claims or accidents, allowing you to practice with confidence. Plus, our plans are affordable and flexible, offering a variety of coverage options to fit your needs.
Backed by Massage Magazine Insurance Plus, our Swedish massage insurance is a trusted choice for therapists seeking reliable protection. Whether you’re working in a spa, wellness center, or private practice, we’ve got you covered.
Explore our plans today and find the perfect fit for your practice!
Swedish Massage Liability Insurance Cost
$169 - 1 Year
Our Swedish massage insurance coverage is tailored by years of experience just for massage therapists. We provide perks and benefits other companies don't - like free CEs, coverage for more than 500 modalities and disciplines, and more.
$159 - Part-Time
Work less hours? Pay lower rates. This Swedish massage liability insurance policy is designed for professionals who work fewer than 10 hands-on hours per week but still want high-quality massage insurance coverage.
$299 - 2 Year
Protect yourself with our two-year Swedish massage insurance liability insurance policy that saves you $39 over the course of your membership. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in coverage for two years.
Already insured & looking to renew?
What Our Swedish Massage Insurance Covers
Swedish massage insurance from MMIP provides both liability coverage and additional safeguards that provide the best all-around protection possible.
Our Swedish Massage Insurance Plans Provide Coverage Under the Following Areas:
General Liability Insurance: This is also known as “slip and fall” insurance because that’s a common type of accident that can cause a claim. When you open your doors and start receiving clients, you’re also opening yourself up to general liability. A client tripping over a loose front door mat and injuring themselves is an example of an event that would fall under this coverage type.
Professional Liability Insurance: Also called “malpractice coverage” this protection is for the actual services you provide during a Swedish massage session. If a client reports an injury during treatment, they may seek legal action to get compensation. These types of claims would fall under professional liability.
Personal & Advertising Injury Coverage: This coverage can provide financial assistance to Swedish massage therapists if they become legally obligated to pay damages that arise from claims related to false advertising, libel, slander, or copyright infringement. For example, if a bodyworker's marketing materials inadvertently include false statements that damage another person's reputation, this coverage can help with legal and financial fallouts.
Identity Theft Protection Plan: Today’s Swedish massage therapists are exposed more than ever to the threat of a cyber incident stealing their personal data. If this occurs, our members get all the way up to $25,000 in identity restoration services.
Additional Membership Benefits
Free online continuing education courses
Free online therapy from BetterHelp
Over $1,800 in industry discounts
Access to health, vision, dental, and disability coverage plans
Disciplines and Modalities We Cover
General And Professional Liability Limits
What Is a Swedish Massage?
Swedish massage is a gentle and relaxing form of massage therapy that helps ease muscle tension and improve circulation. It involves smooth, flowing strokes that follow the natural direction of blood flow toward the heart. This technique was developed in the 1700s by a Swedish doctor named Per Henrik Ling and is now one of the most popular massage styles worldwide.
The goal of Swedish massage is to boost oxygen flow in the blood, release built-up toxins, and promote overall relaxation. It helps speed up recovery from muscle strain, improve flexibility by stretching ligaments and tendons, and even support the nervous system. Plus, it’s a great way to reduce stress and leave you feeling refreshed and rejuvenated.
Do I Need Swedish Massage Liability Insurance?
Yes, having Swedish massage liability insurance is a smart move—and in some states, it’s even required by law. Rules are different depending on where you practice, so it’s important to stay informed and make sure you’re covered.
Insurance not only helps you meet legal requirements but also protects you from unexpected situations, such as accidental injuries or claims from clients. With the right coverage, you can focus on your work with confidence, knowing you’re fully protected.
For more information, see our page on massage therapist license requirements by state.What Should I Look for in a Swedish Massage Therapy Insurance Policy?
Prioritize a policy that covers both professional and general liability, including a range of services like massage, yoga, and cosmetology. Also, look for policies offering free continuing education, member discounts, and flexible payment plans.
Our Swedish massage insurance policy is designed to check all these boxes, making sure that every aspect of your practice is protected. With our specialized insurance policy, you'll confidently focus on providing exceptional care to your clients, knowing that you have the most complete and tailored coverage backing your professional journey.
Hear What Our Massage Insurance Members Have To Say
I’ve had this insurance for years! I use it for massage business and my dance business. It’s very affordable. I’m happy it covers me nationally too. It has been great for when I have a contract too. I’ve had to provide as second insured to Seattle Tennis Club, The City of Irvine, Cal State LA and many more… I’ve been able to meet all of my needs with this insurance. Sometimes it’s just a matter of having the right wording on the document to satisfy the business I’m subcontracting with.
Katrina
I have used Massage Magazine Insurance Plus for years! Excellent, friendly service and easy renewal process, in addition to affordable rates. In my experience, customer service has always been able to easily resolve any questions or issues with a single phone call. Highly recommend!
Anna S.
I just signed up last week because I heard great things about the company. The process was very easy and I love reviewing the services. I think that I’m being asked feedback so early is a great sign
Jasmine A.
Although I have never had to make a claim, I have been insured by Insurance Plus since around 1998. I find it meets my commercial needs, extremely affordable compared to other standard insurers available with coverage that gives me a sense of confidence that I am protected. I will continue to be a faithful client.
Helen W.
Frequently Asked Questions
Why do I need massage therapy liability insurance?
Massage therapy liability insurance helps protect you from the unexpected. Whether it's a client injury or a legal claim, having coverage assures you won’t have to pay out of pocket for costly expenses. It also provides peace of mind so you can focus on delivering quality massage therapy services without worry.
What does massage therapist insurance cover?
Our massage therapist insurance covers a range of potential risks, including bodily injury, and legal costs. It also includes coverage for specialized treatments like hot stone massage, assuring you're protected no matter what type of professional services you offer.
Does the law require massage therapy liability insurance?
In many states, having proof of insurance is required to provide massage therapy services legally. Even if it’s not mandatory in your state, most employers and clients prefer working with insured therapists to assure professional credibility and protection.
What’s the difference between general liability and professional liability coverage?
General liability covers third-party injuries such as a client slipping and falling in your workspace. Professional liability insurance, on the other hand, covers claims related to your business and professional services, like a client claiming dissatisfaction or injury from a massage technique.
Do I need insurance if I work from home or offer mobile massage services?
Yes, you still need bodywork insurance whether you work from a home studio, visit clients, or rent space at a spa. Accidents can happen anywhere, and insurance helps cover medical expenses, legal fees, and potential claims that might arise.
How do I show proof of insurance to my clients or employer?
Once you purchase a policy from Massage Magazine Insurance Plus, you’ll receive a certificate of insurance. This document serves as proof of insurance and can be provided to clients, employers, or licensing boards when needed.
What if I offer specialized services like hot stone massage?
Massage Magazine Insurance Plus policies cover a wide range of massage therapy services, including hot stone therapy and other advanced techniques.
Does massage therapist insurance cover identity theft protection coverage?
Yes, our policies include identity theft protection coverage to protect you from risks related to online bookings, client data breaches, and cyberattacks. This is important if you manage appointments or payments online.
How do I choose the right insurance carrier for my massage therapy business?
Choosing the right insurance carrier involves looking at coverage options, cost, and customer service. Make sure the policy fits your specific needs and includes coverage for both general and professional liability, bodily injury, and any specialized services you provide.
Can insurance help with legal costs if a client files a claim against me?
Yes, your policy covers the legal costs associated with defending yourself against claims, whether they are related to injuries or dissatisfaction with your services. This assures you’re not facing legal challenges alone.
