Deep Tissue Massage
Liability Insurance.
Massage therapy liability insurance is essential for therapists to protect themselves against unexpected claims or legal issues. As a deep tissue massage therapist, you help clients alleviate deep muscle pain and improve their health, but sometimes things don't go as planned. Our comprehensive liability insurance offers peace of mind, allowing you to focus on your practice without worrying about potential risks.
Starting at just $0.41 a day, our massage insurance covers over 500 types of massages and can save you up to 30% on your insurance costs. Choose our massage therapist insurance for affordable, comprehensive coverage that stands out from the competition.
Massage Liability Insurance Cost
$169 - 1 Year
Our professional deep tissue massage liability Insurance is tailored by years of experience just for massage therapists. We provide perks and benefits other companies don't - like free CEs, liability insurance coverage for more than 500 modalities, and more.
$159 - Part-Time
Work less hours? Pay lower rates. This deep tissue massage therapy liability insurance is designed for professionals who work fewer than 10 hands-on hours per week but still want high-quality reflexology liability insurance coverage.
$299 - 2 Year
Protect yourself with our two-year deep tissue massage liability insurance coverage that saves you $49 over the course of your membership. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in liability insurance coverage for two years.
Already insured & looking to renew?
What Our Massage therapy Insurance Policy Covers
Deep tissue massage insurance from MMIP provides both professional and general liability coverage and additional safeguards that provide the best all-around protection possible.
Our Liability Insurance for Massage Therapists Provide Coverage Under the Following Areas:
General Liability Insurance: This is also known as “slip and fall” insurance. When you open your doors and start receiving clients, you’re also opening yourself up to general liability. A client tripping over a loose front door mat and injuring themselves is an example of an event that would fall under this coverage type.
$2,000,000 per occurrence, $3,000,000 per year
Professional Liability Insurance for massage therapists: Also called “malpractice coverage” or "public liability" this liability insurance protection is for the actual services you provide during a session. If a client reports an injury from your professional services, they may seek legal action to get compensation. These types of claims would fall under reflexology professional liability insurance.
$2,000,000 per occurrence, $3,000,000 per year (included with general liability)
Identity Theft Protection Plan: Today’s Deep Tissue Massage therapists are exposed more than ever to the threat of a cyber incident stealing their personal data. If this occurs, our members get all the way up to $25,000 in identity restoration services.
Exclusive coverage perks and benefits included
500+ Modalities Covered—No Extra Cost
For one low price, you’re covered for over 500 yoga, massage, and beauty modalities like yoga therapy, Pilates, hot stone, reiki, fire cupping, sound healing and more. See all here.
Coverage That Follows You
You are covered wherever you practice in all 50 states, whether it's at your client's home, your office, their office, outdoors, or even online.
Free Continuing Education Courses
Included with your policy is access to 50 hours of FREE NCBTMB-approved online continuing education courses from Niel Asher Education.
Insurance Marketplace
Get access to affordable health, vision, and dental insurance coverage. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365—with only a $10 copay.
Disciplines and Modalities We Cover
General And Professional Liability Limits
What is Deep Tissue Massage?
Deep tissue massage is a therapeutic technique that focuses on the deeper layers of muscle and connective tissue. It involves applying slow, firm pressure to target chronic muscle tension and adhesions (knots) in the fascia. Unlike other forms of massage that are more superficial and relaxing, deep tissue massage therapy is intended to release tension in the deeper muscle layers and is often used to treat specific physical issues, such as sports injuries or muscle pain. The benefits of deep tissue massage are numerous. It can provide significant pain relief, especially for chronic muscle pain in areas like the back, neck, and shoulders. It also improves mobility by increasing flexibility and range of motion, breaking up scar tissue and adhesions. Additionally, deep tissue massage reduces stress by lowering cortisol levels and increasing oxytocin, promoting relaxation. It enhances circulation, aiding in muscle recovery and reducing inflammation. Moreover, it supports faster recovery from injuries by promoting the healing process.
Do I Need Massage Insurance?
If you're a massage therapist, whether working independently or as part of a spa, wellness center, or mobile business, massage insurance is a must-have. In some states, having liability insurance might be a legal requirement to practice massage therapy. The rules and regulations can vary widely between jurisdictions.
For more information, see our page on massage therapist license requirements by state.
Hear What Our Liability Insurance Members Have To Say
When the Unexpected Happens, MMIP Has Deep Tissue Pros Covered
See how trusted liability insurance protects deep tissue massage therapists across the U.S. with coverage built for real-world sessions—assessment, targeted pressure, and recovery care.
The Pressure Aggravation
During a focused deep tissue sessionSlow, targeted pressure aimed at deeper muscle and fascia layers, your client reports “good pain.” Two days later, they develop significant soreness and restricted ROM, then allege you aggravated a pre-existing condition and threaten a professional negligence claimAllegation that services fell below accepted standards.
MMIP’s professional liability helps with legal defense and eligible settlements—up to $2 million per occurrence—so one claim doesn’t sideline your practice.
The Post-Session Slip
After the session, a small amount of oil drips near the table. A client stepping off the table slips, falls, and fractures a wrist—forcing time away from hand-intensive workJobs relying on fine motor skills are impacted by wrist injuries.
General liability helps with covered third-party injuries on your premises—medical bills, defense costs, and potential settlements.
The Liniment Reaction
You use a warming liniment to address adhesions. The client later reports a rash and blistering, alleging improper screening and a product-related injuryReaction allegedly caused by a product used during services.
Where applicable, your policy can respond to covered allegations tied to technique or materials—supporting defense and eligible damages within limits.
The Neck-Work Dispute
After targeted cervical and scapular work, a client reports tingling and headaches and claims your techniques caused nerve irritation. They request reimbursement for imaging and PT and pursue a negligence claim.
Professional liability helps protect against claims arising from your hands-on services—supporting legal defense and eligible judgments up to policy limits.
Protect Your Deep Tissue Practice Today
Join thousands of practitioners who trust MMIP for comprehensive, affordable protection—covering assessments, targeted pressure work, mobility care, and more.
