Energy Healing
Liability Insurance
As an energy healer, you guide clients toward balance, stress relief, and overall wellness—but are you safeguarding your practice against the risks that come with professional care? MMIP’s Energy Healing Liability Insurance is designed specifically for practitioners like you, offering protection tailored to the unique needs of energy medicine.
This coverage helps defend you against legal claims and unexpected accidents that may occur during your sessions. From a client reacting unexpectedly to a healing technique to a slip-and-fall in your workspace, your policy provides security and peace of mind.
Our plans are affordable, flexible, and built to support energy practitioners across a wide range of modalities—including Reiki, Emotional Freedom Techniques, Healing Touch, and more.
Trusted nationwide, MMIP Energy Healing Insurance supports healers in private practices, holistic wellness centers, and even virtual sessions, ensuring you can focus on your clients while we help protect your livelihood.
Focus on channeling healing energy, and we’ll protect your practice.
Insurance Policies
$169 - 1 Year
Our Energy Healing insurance policy is tailored by years of experience just for practitioners. We provide perks and benefits other companies don't - like free CEs, coverage for more than 500 modalities and disciplines, and more.
$159 - Part-Time
Work less hours? Pay lower rates. This Energy Healing liability insurance policy is for professionals who work fewer than 10 hands-on hours per week but still want high-quality insurance coverage.
$299 - 2 Year
Protect yourself with our two-year Energy Healing liability insurance policy that saves you $39 over the course of your policy. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in coverage for two years.
Trusted by Leading Companies
Rest assured you and your career are protected with Massage Magazine Insurance Plus. We're A-Rated (Superior) and backed by Arthur J. Gallagher.
Top-Tier Financial Strength
Massage Magazine Insurance Plus is backed by carriers rated A (Excellent) by AM Best—an independent global credit rating agency—ensuring reliable coverage and long-term financial stability.
BBB A+ Accreditation
Massage Magazine Insurance Plus takes great pride in achieving an A+ accreditation from the Better Business Bureau. Trust is at the heart of our values, and we remain unwavering in our commitment to prioritizing our customer communities Since 2009.
Massage Magazine Insurance Plus offers energy work professionals A+ liability insurance coverage at highly competitive rates. While some insurance providers adjust coverage limits based on a practitioner's full-time or part-time status, we take a different approach. Regardless of your chosen policy, you can expect consistent, comprehensive coverage and exclusive membership benefits with any policy option you select. We prioritize your peace of mind, ensuring that every energy healing professional receives the exceptional protection they deserve.
Covers Dual Practitioners
A policy with MMIP automatically covers professionals in over 500+ modalities and disciplines, including:
Liability Insurance Limits
Instant Coverage & Proof of Insurance
Get insured in less than five minutes with our easy online application. No quotes, just coverage.
Coverage That Follows You
You are covered wherever you practice in all 50 states, whether it's at your client's home, your office, their office, outdoors, or even online.
Free Continuing Education Courses
Included with your policy is access to 50 hours of FREE NCBTMB-approved online continuing education courses.
Insurance Marketplace
Get access to affordable health, vision, and dental insurance coverage. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365—with only a $10 copay.
What Is Energy Healing?
Energy healing is a holistic practice that supports physical, emotional, and spiritual wellness by working with the body’s subtle energy systems. Whether through Reiki, Healing Touch, or other energy healing techniques, practitioners help restore energetic balance, often without physical touch, promoting relaxation, clarity, and natural healing.
Rooted in ancient traditions from cultures around the world, energy medicine has evolved into a respected modality practiced by energy medicine practitioners in wellness centers, healthcare facilities, and private studios. As interest in complementary and integrative therapies grows, energy healing has become a vital part of modern wellness services.
Energy healing supports a variety of client concerns, from stress and fatigue to emotional blocks and energetic imbalances. Whether you’re guiding a client through chakra alignment or using flower essence therapy to support emotional clarity, energy healing offers a safe, non-invasive approach to help clients feel grounded, clear, and reconnected to themselves.
Do I Need Energy Healing Liability Insurance?
Absolutely! Carrying energy healing liability insurance is not only a wise professional choice, but it may also be required depending on your state or your work environment. Because regulations vary, it’s important for energy medicine practitioners to understand their responsibilities and ensure their liability coverage meets professional and legal standards.
But insurance isn’t just about compliance, it’s about peace of mind. Whether a client misinterprets the results of a session, files a complaint over emotional discomfort, or there’s a rare accident during your time together, having professional liability insurance and general liability coverage will help protect your energy healing practice from costly legal fees and claims arising unexpectedly.
Don’t leave your energy medicine career vulnerable. The right energy healing insurance policy assures you're covered, so you can focus on providing powerful, transformative care, confident and protected.
What People Are Saying About MMIP
Great for my Reiki practice...
I have a mobile business, but I also work out of my home and this keeps me feeling safe and when I let clients know I’m insured, it lets them know I’m legitimate and serious about my business.
LaTanya
I'm an Energy Worker and a Reiki Practitioner...
I have peace of mind knowing that Massage Insurance Plus has me covered! I've had them from the beginning of my practice.
Robin
Quick enrollment & excellent coverage...
I just signed up after getting a thumbs-up from a colleague. She has had this insurance for years and swears by it. Signing up was a snap. Coverage will meet my needs for Reiki!
Yvette
Rated EXCELLENT on
REASONS WHY
Over 200,000 Professionals Have Chosen Us
Massage Magazine Insurance Plus is proud to provide the industry-recommend coverage type: occurrence form coverage with aggregate limits.
This combined with millions in annual coverage and superior customer service are just some of the top reasons why so many professionals choose MMIP.
We offer occurrence form coverage
Our policy has "occurrence form coverage" which is the industry-preferred coverage type because you are guaranteed to be protected against claims that occurred while your policy was in effect, even if the claim arises after your policy has expired.
Other insurance companies offer "claims made coverage", which means your policy has to be active when a claim is made in order to be protected. If your policy lapses, they will not cover you.
We cover over 500 disciplines and modalities
Our policy was designed to cover dual-practitioners in the beauty & bodywork industry for no additional cost.
However, there are some techniques and modalities that our policy does not cover, you can see the full list here.
When the Unexpected Happens, MMIP Has Energy Healers Covered
See how trusted liability insurance supports energy-healing practitioners across the U.S.—from Reiki and sound baths to chakra balancing and crystal work—with coverage built for real-world sessions in-person or at a distance.
The Post-Session Sensitivity
After a calming energy-healing sessionHands-on or hands-off practices such as Reiki or chakra balancing, your client later reports headaches and fatigue, alleging your work caused a setback and demanding reimbursement for medical visits. They threaten a professional negligence claimAllegation that services fell below accepted professional standards.
Your MMIP professional liability coverage helps with legal defense and eligible settlements or judgments—up to $2 million per occurrence—so you can continue caring for clients while the claim is addressed.
The Sound-Bath Stumble
During a sound bath, a participant navigating in low light catches their foot on a cushion and falls, fracturing a wrist. They’re now facing surgery, rehab, and time away from hand-intensive workJobs requiring fine motor skills can be impacted by wrist injuries.
General liability responds to covered third-party injuries on your premises or at events—helping with medical expenses, defense costs, and potential settlements so one accident doesn’t derail your practice.
The Oil & Crystal Reaction
You place crystals and use a lightly scented carrier oil to support relaxation. The client later reports a skin reaction and alleges improper screening and a product-related injuryReaction allegedly caused by a product used during services.
Where applicable, your policy can help address covered allegations tied to your services or materials—supporting defense and eligible damages within your limits.
The Testimonial Privacy Mix-Up
After a distance session, you share a client’s message and name on social media without written consent. Their attorney alleges invasion of privacy and unauthorized commercial useClaims tied to using someone’s likeness or information in marketing.
Certain covered personal and advertising injury claims may be supported—helping with defense and eligible settlements so you can resolve the issue and refocus on client care.
Protect Your Energy-Healing Practice Today
Join thousands of practitioners who trust MMIP for comprehensive, affordable protection—covering one-on-one sessions, circles, workshops, and distance work—wherever you practice in the U.S.
