Energy Healing Liability Insurance

MMIP's energy healing insurance policy is tailored to protect your practice in the event of a claim. Each policy includes:

• General liability: aka "slip and fall insurance" protects you from claims for a wide range of potential accidents such as bodily harm or property damage.

• Professional liability insurance: protects the policyholder from allegations of malpractice meaning client claims to have been hurt or their property was damaged because of the session or service they were being provided

• Identity theft protection: provides protection against identity theft and threat incidents that would put personal information at risk. Typically includes credit monitoring, dark web scans, and recovery services if your information is jeopardized.

Unlike some competitors, MMIP provides up to 60 hours of free NCBTMB-approved CEUs. Our self-guided CE courses cover a wide range of modalities and are designed to help you meet your state’s requirements effectively.

Occurrence form liability coverage protects your practice and reputation even if a claim is filed after the policy expires as long as the claim event happened during the active term.

Unlike many providers in the industry, MMIP offers occurrence form coverage, which means for only $169, you can protect your practice even after your policy expires.

Absolutely. There are occasions when an additional insured is needed on a policy, so we make it easy to add as many additional insureds as needed. For example, being added as an additional insured may be required by landlords who don’t want to be held liable for something occurring from the activities of their tenants.

To add an additional insured, contact us by phone at 866-455-5040 or by clicking here.

Yes, we offer monthly payment options via PayPal’s Pay Monthly credit program. While this is convenient, we advise paying in full upfront to avoid credit checks. PayPal will divide your total policy cost and a small service fee into monthly installments. Be aware that a credit check is required, and there’s no interest if paid off within six months. After six months, interest may apply.

Yes, you are covered for services at both locations. Our policy protects you whether you’re working in your office or at a client’s home. As long as you're following local or state laws, your coverage applies across all 50 states.

Yes! You can buy a policy now and choose a start date within the next three months. For instance, if you purchase on February 1 but want coverage to begin on March 23, simply choose March 23 as your start date during checkout.

Energy healing insurance with Massage Magazine Insurance Plus is designed to be both affordable and comprehensive, offering tailored coverage for energy work professionals. For full-time practitioners, energy healing insurance cost is just $169 per year—breaking down to about $0.46 per day or roughly $14 per month. If you’re a part-time practitioner working fewer than 10 hands-on hours per week, the price drops to $159 annually, or approximately $0.44 daily. For even greater savings, the two-year policy is available at $298, which works out to only $149 per year—saving you $40 over two years compared to renewing annually. These rates include robust protection with $2 million per occurrence and $3 million annual aggregate for professional and general liability insurance covering over 500 modalities with no additional fees. Whether you practice Reiki, sound healing, or other energy work, this cost-effective insurance ensures you’re safeguarded without breaking the bank.

Energy practitioners and healers can get insured for as low as $159 per year for part-time professionals and $169 per year for full-time professionals.

Energy healing may be your primary modality. However, we believe your practice shouldn't be limited by your massage insurance company, which is why each MMIP energy healing insurance policy automatically covers over 500 modalities ranging from crystal healing, reiki, sound healing, assisted stretching, and more.

Yes! A policy with Massage Magazine Insurance Plus covers professionals for online sessions, both live and pre-recorded.

An energy healer insurance policy with MMIP covers you whether you practice in a brick-and-mortar building or if you travel to your client's homes.

You can access your certificate of insurance by logging into your online member portal and selecting the "Certificate of Insurance" option. If you need assistance, give us a call, and we’ll email it to you.

Filing a claim is easy! Contact our Operations Team at sarasota.bsd.operations@ajg.com to get started. They’ll verify your coverage and ask you to complete a Claim Summary Form. Depending on the situation, they may also request additional documentation. We’ll guide you through the next steps.

The difference is based on the number of hours you work with clients each week. If you work 10 or fewer hours, a part-time policy is right for you. If you work more than 10 hours weekly, you'll need a full-time policy. Business tasks like marketing and admin work don't count toward these hours, and both policies offer the same coverage limits.

A specialized insurance program for energy healers is important because it addresses the unique liabilities associated with energy work. Not all insurance policies cover the specific needs of energy workers, such as defense costs or claims related to energy medicine practices. Our program provides comprehensive coverage that respects the distinct aspects of your profession.

Energy medicine students should seek insurance that offers professional and general liability insurance to protect against potential claims during their training and practice. It's important to choose a program that acknowledges the learning curve and provides full protection as they develop their skills.

Defense costs coverage is pivotal for energy healers as it helps cover legal expenses in case of a lawsuit, even if the claim is unfounded. This coverage assures that practitioners can defend themselves without the major financial burden that legal defense often includes.

Yes, seasoned energy workers might require more extensive coverage due to their higher client interaction and broader services offered, which might include teaching or online sessions. In contrast, energy medicine students typically need basic professional liability and general liability insurance to cover incidents that could occur during their training.

Membership in an Energy Medicine Professional Association offers multiple advantages. One benefit is the opportunity for professional development through exclusive workshops, seminars, and training sessions tailored for energy healers. These educational opportunities help practitioners stay current with the latest techniques and advancements in their field, boosting their skills and expanding their professional network. This access to continuous learning and community engagement is invaluable for both personal growth and career advancement in energy medicine.