Energy Healing Liability Insurance

MMIP's energy healing insurance policy is tailored to protect your practice in the event of a claim. Each policy includes:

General liability: aka "slip and fall insurance" protects you from claims for a wide range of potential accidents such as bodily harm or property damage.

Professional liability insurance: protects the policyholder from allegations of malpractice meaning client claims to have been hurt or their property was damaged because of the session or service they were being provided

Product liability: protects the policyholder from lawsuits brought by clients who have an allergic or adverse reaction to any products used during a session.

Identity theft protection: provides protection against identity theft and threat incidents that would put personal information at risk. Typically includes credit monitoring, dark web scans, and recovery services if your information is jeopardized.

Unlike our competitors MMIP is one of the few insurance providers that offer an unlimited number of NCBTMB-approved CEUS. We offer self-guided CE courses that cover a wide range of modalities and help you to adhere to all of your state's requirements.

Occurrence form coverage protects your practice and reputation even if a claim is filed after the policy expires as long as the claim event happened during the active term.

Unlike many providers in the industry, MMIP offers occurrence form coverage, which means for only $169 you can protect your practice even after your policy expires.

Absolutely. There are many occasions where an additional insured is needed on a policy so we make it easy to add as many additional insureds as is needed. As an example, being added as an additional insured may be required by landlords that don’t want to be held liable for something arising from the activities of their tenants.

To add an additional insured, contact us by phone at 866-455-5040.

Yes, we offer monthly payment options via PayPal’s Pay Monthly credit program. While this is convenient, we advise paying in full upfront to avoid credit checks. PayPal will divide your total policy cost and a small service fee into monthly installments. Be aware that a credit check is required, and there’s no interest if paid off within six months. After six months, interest may apply.

Yes, you are covered for services at both locations. Our policy protects you whether you’re working in your office or at a client’s home. As long as you're following local or state laws, your coverage applies across all 50 states.

Yes! You can buy a policy now and choose a start date within the next three months. For instance, if you purchase on February 1 but want coverage to begin on March 23, simply choose March 23 as your start date during checkout.

Energy healers can get insured for as low as $159 per year for part-time professionals, and $169 per year for full time professionals.

Energy healing may be your primary modality, however, we believe your practice shouldn't be limited by your massage insurance company, which is why each MMIP energy healing insurance policy automatically insures over 450 modalities ranging from reiki, sound healing, assisted stretching, and more.

Yes! A policy with Massage Magazine Insurance Plus covers professionals for online sessions, both live and pre-recorded.

An energy healing insurance policy with MMIP covers you whether you practice in a brick-and-mortar building or if you travel to your clients' homes.

You can access your certificate of insurance by logging into your online member portal and selecting the "Certificate of Insurance" option. If you need assistance, give us a call and we’ll email it to you.

Filing a claim is easy! Contact our Operations Team at sarasota.bsd.operations@ajg.com to get started. They’ll verify your coverage and ask you to complete a Claim Summary Form. Depending on the situation, they may also request additional documentation. We’ll guide you through the next steps.

The difference is based on the number of hours you work with clients each week. If you work 10 or fewer hours, a part-time policy is right for you. If you work more than 10 hours weekly, you'll need a full-time policy. Business tasks like marketing and admin work don't count toward these hours, and both policies offer the same coverage limits.