California Massage Liability Insurance
Protect Your Career with the #1 rated California Massage Liability Insurance for Only $0.41/Day
Affordable Massage Insurance Plans for California Therapists
1 year full-time Professional Rate
$
169
/1yr
Cost to you: $0.46/day
2 year full-time
professional rate
$
299
/2yr
Cost to you: $12.50/month
1 year part-time
professional rate
$
159
/1yr
Cost to you: $0.43/day
General and Professional Liability limits
Additional Costs for Massage Therapists in California
The cost of becoming a massage therapist in California involves several expenses:
Trusted by Leading Companies
Rest assured you and your career are protected with Massage Magazine Insurance Plus. We're A-Rated (Superior) and backed by Arthur J. Gallagher.
BBB A+ Accreditation
Massage Magazine Insurance Plus takes great pride in achieving an A+ accreditation from the Better Business Bureau. Trust is at the heart of our values, and we remain unwavering in our commitment to prioritizing our customer communities Since 2009.
Massage Therapy Liability Insurance Policy Benefits & Highlights
Free CEs
We've teamed up with a premier massage therapy continuing education provider, Niel Asher Education, to offer our members access to 50 hours of FREE NCBTMB-approved online massage continuing education.
California stands out not only as the most populous state but also as a leading hub for massage therapists, with over 53,000 professionals actively practicing. This vibrant community reflects the state's diverse and dynamic culture, from the tech-driven innovations of Silicon Valley to the wellness-focused lifestyles of Southern California. The state’s unique approach to the massage therapy program requiring certification for massage therapy practice underlines its commitment to holistic wellness and healing.
In California, the certification system is designed to assure accessibility and inclusion within the industry. This is a notable deviation from many other states that require licensure. The demand for skilled and knowledgeable practitioners continues to soar as more individuals recognize the health and wellness benefits provided by massage therapy.
Understanding California's distinct regulatory framework is necessary for anyone looking to further practice massage therapy within this thriving market. This framework supports a diverse professional community that actively contributes to the health and well-being of Californians, embodying the state's progressive ethos and its pursuit of innovative healthcare solutions.
To become a certified massage therapist in California, applicants must meet several requirements: they must be 18 years older, pay the Certification fee as outlined in the California Massage Therapy Council (CAMTC) fee schedule, and submit fingerprints for a Live Scan criminal background check through an authorized agency in California, using the CAMTC form provided.
Additionally, applicants must make sure that all massage training schools they attended submit original Official Transcripts directly to CAMTC, demonstrating successful completion of a minimum of 500 hours of massage and related subjects, with at least 100 hours dedicated to anatomy, physiology, contraindications, health, hygiene, massage business and ethics.
Applicants must not have violated California Massage Therapy Act provisions or CAMTC policies, procedures, or regulations. Finally, applicants should include a clean photocopy of the front of their Driver's License or Official State Identification with their application.
Some cities and counties locally require CAMTC Certification for massage professionals. To determine if your city or county requires CAMTC Certification for massage practitioners, contact the city or county where you wish to practice.
Certification Requirements:
Age Requirement: Be 18 years of age or older to be eligible for certification.
Certification Fee: Pay the $300 certification fee, which is required for processing your application.
Background Check: Submit fingerprints for a Live Scan background check and pass this check to stay compliant with safety standards.
Educational Transcripts: Official transcripts from all massage schools you attended should be sent directly to the California Massage Therapy Council (CAMTC).
Identification: Submit a photocopy of your driver's license or state ID to verify your identity.
Photograph: Include a recent passport photo that meets specific requirements set by CAMTC for identification purposes.
Compliance: Have not violated any provisions of the California Massage Therapy Act or CAMTC regulations to maintain good standing.
Contact Information: Maintain up-to-date contact information with CAMTC to make sure you receive all communications regarding your certification status.
Recertification: Apply for recertification every two years within the specified timeframe and pay the $300 recertification fee to continue practicing legally in California.
These requirements are established to guarantee that all practicing and certified massage practitioners and therapists alike in California meet the necessary professional and ethical standards. For more detailed information or updates on the certification process, please visit the California Massage Therapy Council (CAMTC) website.
California, a state celebrated for its cultural diversity and scenic beauty, offers a variety of environments, from bustling cities to serene coastal towns and thriving agricultural heartlands. Selecting the right massage school is a pivotal step in the career journey of prospective massage therapists here. To help you navigate this decision, we've highlighted reputable schools across various regions, each reflecting the unique spirit and opportunities of massage establishments in their local areas:
North: National Holistic Institute (Emeryville, CA) offers small class sizes and hands-on training in a professional clinic setting. Students receive personalized attention and real-world practice, preparing them for success in the field.
South: Southern California Health Institute (North Hollywood, CA) provides a diverse and inclusive learning environment. SOCHi enables students to explore various modalities and specializations, allowing them to tailor their education to their interests and career goals.
East: American Institute of Massage Therapy (Pomona, CA) stands out in the East with flexible scheduling options and accelerated programs. Ideal for working professionals or those with busy schedules, AIMT offers evening and weekend classes.
West: IPSB at Life Energy Institute (Culver City, CA) embraces a holistic approach to massage therapy education, integrating mind, body, and spirit. With a focus on self-awareness and personal growth, IPSB empowers students to develop their unique style and philosophy of healing, becoming compassionate and intuitive practitioners.
Central: National Holistic Institute (Studio City, CA) is renowned for its strong alumni network and career placement assistance. With a dedicated career services department, NHI helps students transition from graduation to employment seamlessly, providing job leads, resume assistance, and interview preparation to ensure their success in the massage therapy industry.
California, a state celebrated for its cultural diversity and scenic beauty, offers a variety of environments, from bustling cities to serene coastal towns and thriving agricultural heartlands. Selecting the right massage school is a pivotal step in the career journey of prospective massage therapists here. To help you navigate this decision, we've highlighted reputable schools across various regions, each reflecting the unique spirit and opportunities of massage establishments in their local areas:
North: National Holistic Institute (Emeryville, CA) offers small class sizes and hands-on training in a professional clinic setting. Students receive personalized attention and real-world practice, preparing them for success in the field.
South: Southern California Health Institute (North Hollywood, CA) provides a diverse and inclusive learning environment. SOCHi enables students to explore various modalities and specializations, allowing them to tailor their education to their interests and career goals.
East: American Institute of Massage Therapy (Pomona, CA) stands out in the East with flexible scheduling options and accelerated programs. Ideal for working professionals or those with busy schedules, AIMT offers evening and weekend classes.
West: IPSB at Life Energy Institute (Culver City, CA) embraces a holistic approach to massage therapy education, integrating mind, body, and spirit. With a focus on self-awareness and personal growth, IPSB empowers students to develop their unique style and philosophy of healing, becoming compassionate and intuitive practitioners.
Central: National Holistic Institute (Studio City, CA) is renowned for its strong alumni network and career placement assistance. With a dedicated career services department, NHI helps students transition from graduation to employment seamlessly, providing job leads, resume assistance, and interview preparation to ensure their success in the massage therapy industry.
Real Claims We've Covered for Massage Therapists
Mistakes happen, even to the most experienced massage therapist. That's where we come in.
Here are real examples of claims* where we've provided exposure protection for professionals just like you:
Back Injury - $112,194 covered
A client sustained nerve damage from massage techniques.
Covered by professional liability insurance
Allergic Reactions - $16,446 covered
A client experienced allergic reactions arising from the use of massage oils or lotions during a session.
Covered by professional liability insurance
Blisters from Cupping - $32,446 covered
A client experienced severe blistering from cupping.
Covered by professional liability insurance
Massage Table Accident - $175,100
A client hit their head when a massage table fell, causing them to hit their head.
Covered by general liability insurance
*Please note claim scenarios are for illustrative purposes only. Actual coverage is always determined by the carrier and based upon the policy language.
Who Is Massage Magazine Insurance Plus?
With a rich history of 38 years in the industry, MASSAGE Magazine created Massage Magazine Insurance Plus as a comprehensive national liability insurance policy for professionals in the fields of health, wellness, and beauty.
Now supported by Arthur J. Gallagher & Co. and Ascot Group, our members can benefit from enhanced insurance coverage that is both reliable and backed by esteemed partners. Despite these advancements, our dedicated team at MASSAGE Magazine, serving the massage and bodywork industry since 1985, continues to operate the program.
500+ Modalities Covered—No Extra Cost
One policy covers you in over 500 modalities, see all here.
Coverage That Follows You
Coverage automatically follows you nationwide.
Free Continuing Education Courses
Access 50 hours of FREE NCBTMB-approved CEs from Niel Asher Education as well as discounts to other leading CE providers.
Insurance Marketplace
With the Insurance Marketplace, you will receive concierge access to health, dental, and vision coverage plans.
We Cover 500+ Modalities and Disciplines
All at no extra cost.
See What MMIP Insurance Members Are Saying
I have used Massage Magazine Insurance Plus for years! Excellent, friendly service and easy renewal process, in addition to affordable rates. In my experience, customer service has always been able to easily resolve any questions or issues with a single phone call. Highly recommend!
Anna S.
I've been very happy with Insurance Plus for my liability insurance needs for nearly a decade. Reasonable pricing, easy process for starting and renewing this coverage, and accessible documents. As a Reiki Master who offers other modalities, I have been pleased with Massage Magazine Insurance Plus and feel grateful.
Erika S.
Although I have never had to make a claim, I have been insured by Insurance Plus since around 1998. I find it meets my commercial needs, extremely affordable compared to other standard insurers available with coverage that gives me a sense of confidence that I am protected. I will continue to be a faithful client.
Helen W.
When the Unexpected Happens, MMIP Has You Covered
See how California's most trusted massage therapy insurance protects practitioners across the Golden State with comprehensive liability coverage designed for real-world scenarios.
The Deep Tissue Dilemma
You're working with a client's chronic shoulder tension at your busy Los Angeles practice. During a deep tissue sessionAdvanced massage technique requiring specialized training, you apply firm pressure to release stubborn adhesions. Three days later, the client calls claiming nerve damage and numbness. They're demanding compensation for medical bills and threatening a professional negligence lawsuitLegal action claiming inadequate professional care.
Your MMIP professional liability coverage immediately activates, providing you with the means for legal defense and covering potential settlements up to $2 million per occurrence. This protects your practice, reputation, and financial future while you continue serving clients.
The Rainy Day Incident
During one of San Francisco’s rainy mornings, a client enters your downtown studio. Despite your diligence, water tracks inside and creates a slippery entrance. The client, distracted by their phone, doesn’t notice the wet floor and takes a serious fall, fracturing their wrist. They're now facing surgery, physical therapy, and months of lost income from their graphic design workWork requiring fine motor skills affected by wrist injury.
Your general liability protection covers third-party injuries occurring on your premises. MMIP handles medical expenses, legal fees, and potential settlements, ensuring one accident doesn't destroy your business or personal assets.
The Social Media Misstep
Excited about your new hot stone therapy serviceTherapeutic massage using heated stones, you share a glowing client testimonial on Instagram, including their photo and full name. You forgot to obtain written consent for marketing use. The client discovers the post and feels their privacy was violated. Their attorney sends a demand letter claiming invasion of privacy and unauthorized commercial useLegal violations of personal rights of their likeness.
Your personal and advertising injury coverage protects against claims of privacy invasion, libel, and unauthorized use of likeness. MMIP provides financial protection with coverage for settlements and judgments, allowing you to focus on your practice.
Protect Your California Practice Today
Join thousands of California massage therapists who trust MMIP for comprehensive, affordable protection. From Los Angeles to the Bay Area, we've got you covered.
