Accessible Yoga
Liability Insurance
Our Accessible Yoga Liability Insurance is specifically for yoga instructors who adapt their teaching to meet the needs of students of all abilities. Whether you work with seniors, individuals with disabilities, or students recovering from injury, our coverage makes sure you can teach with confidence, knowing you are protected against potential legal claims and accidents.
This insurance is tailored to address the unique risks associated with accessible yoga, including student injuries, liability for hands-on adjustments, and claims related to negligence or accessibility accommodations. Our plans are both affordable and comprehensive, offering a wide range of coverage options to fit your teaching practice.
With Accessible Yoga Liability Insurance, you gain peace of mind while focusing on what truly matters—helping your students find balance, strength, and well-being. Explore our coverage options today to find the plan that best supports your needs as an inclusive yoga instructor.
Massage Liability Insurance Cost
$169 - 1 Year
Our accessible yoga liability insurance policy is tailored by years of experience just for yoga instructors. We provide perks and benefits for yoga services that other companies don't - like free CEs, coverage for more than 500 modalities and disciplines, and more.
$159 - Part-Time
Work less hours? Pay lower rates. This accessible yoga liability insurance policy is designed for beauty and bodywork professionals who work fewer than 10 hands-on hours per week but still want high-quality yoga insurance coverage.
$299 - 2 Year
Protect yourself with our two-year accessible yoga liability insurance policy that saves you $39 over the course of your membership. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in coverage for two years.
Already insured & looking to renew?
What Our Accessible Yoga Insurance Covers
Accessible yoga insurance from MMIP provides both professional and general liability coverage and additional safeguards that provide the best all-around protection possible.
Our Liability Insurance for Accessible Yoga Instructors Provides Coverage Under the Following Areas:
General Liability Insurance: This is also known as “slip and fall” insurance. When you open your doors and start receiving clients, you’re also opening yourself up to general liability. A client tripping over a loose front door mat and injuring themselves is an example of an event that would fall under this coverage type.
$2,000,000 per occurrence, $3,000,000 per year
Professional Liability Insurance for massage therapists: Also called “malpractice coverage” or "public liability" this liability insurance protection is for the actual services you provide during a session. If a client reports an injury from your professional services, they may seek legal action to get compensation. These types of claims would fall under reflexology professional liability insurance.
$2,000,000 per occurrence, $3,000,000 per year (included with general liability)
Identity Protection Plan: Today’s Deep Tissue Massage therapists are exposed more than ever to the threat of a cyber incident stealing their personal data. If this occurs, our members get all the way up to $25,000 in identity restoration services.
Exclusive coverage perks and benefits included
500+ Modalities Covered—No Extra Cost
For one low price, you’re covered for over 500 yoga, massage, and beauty modalities like yoga therapy, Pilates, hot stone, reiki, fire cupping, sound healing and more. See all here.
Coverage That Follows You
You are covered wherever you practice in all 50 states, whether it's at your client's home, your office, their office, outdoors, or even online.
Free Continuing Education Courses
Included with your policy is access to 50 hours of FREE NCBTMB-approved online continuing education courses from Niel Asher Education.
Insurance Marketplace
Get access to affordable health, vision, and dental insurance coverage. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365—with only a $10 copay.
Disciplines and Modalities We Cover
General And Professional Liability Limits
What Is Accessible Yoga?
Accessible yoga is a specialized approach to yoga instruction that makes sure students of all abilities can participate safely and effectively. This inclusive practice adapts traditional yoga postures, breathing techniques, and meditation to meet the needs of individuals with physical disabilities, mobility challenges, chronic conditions, or those recovering from injury.
Accessible yoga instructors use props like chairs, bolsters, straps, and blocks to modify poses, making sure students receive the benefits of yoga regardless of their level of mobility. Some instructors also incorporate trauma-informed practices, gentle sequencing, and mindful adjustments to create a safe, welcoming space for everyone.
Unlike traditional yoga, accessible yoga prioritizes adaptability over physical achievement, making it a powerful tool for improving strength, flexibility, mental well-being, and overall quality of life. This modality is particularly beneficial for seniors, individuals with disabilities, and those seeking a gentle yet effective movement practice.
Our Accessible Yoga Liability Insurance is designed to protect instructors from the unique risks associated with this modality, such as injury claims, accessibility concerns, or liability related to hands-on adjustments. With comprehensive coverage, you can focus on guiding your students toward wellness with confidence and peace of mind.
Do I Need Accessible Yoga Instructor Liability Insurance?
Teaching Accessible Yoga comes with a unique set of responsibilities. You're often working with students who have limited mobility, chronic conditions, or other special considerations, which means creating a safe, supportive, and inclusive environment is important.
Liability insurance provides peace of mind by protecting you from potential claims related to injuries, accidents, or misunderstandings that can occur during class. Whether you're teaching in studios, wellness centers, private homes, or online, insurance helps safeguard your practice and allows you to focus on what matters most — guiding your students with confidence and care.
Hear What Our Liability Insurance Members Have To Say
Frequently Asked Questions (FAQs)
Why do yoga teachers need professional liability insurance?
As a yoga instructor, you guide students through different poses, breathing techniques, and mindful movements. If a client sustains an injury during a yoga class, they may hold you responsible. Professional liability insurance provides financial protection in case of legal claims, making sure that you are covered for potential medical expenses, legal fees, and lost wages related to liability claims.
What does yoga instructor insurance cover?
Our yoga instructor insurance includes general liability insurance for accidents like bodily injury as well as professional liability coverage for claims of negligence, improper instruction, or injury resulting from adjustments. We also offer identity theft protection and coverage for additional benefits like instructional activities in different yoga styles, including SUP yoga and yoga therapy.
Does yoga insurance cover studio owners and independent instructors?
Yes! Our yoga insurance policy is available for both independent yoga instructors and yoga studio owners. Whether you teach in a studio, at a gym, online through telehealth, or offer private sessions, our insurance program provides comprehensive liability coverage to provide protection in case of accidents or legal disputes.
What happens if my policy expires?
If your policy expires, you will no longer have liability coverage for incidents that occur after the expiration date. We recommend renewing your yoga insurance program before expiration to avoid gaps in coverage and financial losses in case of claims.
Do I need insurance if I’m still in yoga teacher training?
Yes! Many yoga schools and studios require students in yoga teacher training to carry yoga teacher insurance before they begin working with clients. Having insurance tailored for trainees ensures that you are covered as you start your teaching journey.
Does this insurance cover legal fees if I am sued?
Yes, our best yoga insurance includes coverage for legal fees in case of a lawsuit. Whether a client claims negligence, injury, or dissatisfaction with your services, your professional policy helps cover costs related to legal representation and settlement fees.
Can I get insurance if I teach non-traditional yoga styles?
Absolutely! Our yoga insurance program covers a broader range of modalities, including SUP yoga, maya abdominal therapy, and specialized adaptive yoga techniques. We recognize that wellness professionals offer diverse services, and our policy is designed to be as inclusive as possible.
Are there member benefits included with this insurance?
Yes! Our insurance policies come with free member benefits, including discounts on yoga-related products, continuing education resources, and business tools.
