Aqua Yoga Liability Insurance
Protect Your Career with the #1 rated Aqua Yoga Liability Insurance for Only $0.41/Day
Our aqua yoga liability insurance provides important professional liability coverage for yoga instructors teaching in aquatic environments. Whether you guide students in pools, lakes, or specialized fitness facilities, our insurance policy helps protect you from claims arising from bodily injury, personal injury, or identity theft. With instant coverage available online, you'll quickly and easily buy online and start teaching with confidence.
This comprehensive coverage is specifically for the unique risks associated with aqua yoga instructors, assuring that your practice is protected against medical expenses, personal injury claims, and general liability concerns. Our affordable plans cater to independent contractors, fitness professionals, and dual practitioners who need flexible coverage across multiple locations.
With our all-inclusive policy, you receive member benefits, access to additional insureds, and coverage that extends to online training, health clubs, and massage therapy services. Whether you’re a yoga teacher working in a school, health club, or private facility, our insurance program offers the maximum amount of protection for your business. Explore our instructor insurance options today and get insured with trusted, reliable coverage backed by Massage Magazine Insurance Plus.
Massage Liability Insurance Cost
$169 - 1 Year
Our aqua yoga liability insurance policy is tailored by years of experience just for aqua yoga professionals. We provide perks and benefits for aqua yoga services that other professional liability and other insurance providers and companies just don't - like free CEs, coverage for multiple modalities, more than 500 modalities and disciplines, and more.
$159 - Part-Time
Work fewer hours? Pay lower rates. This aqua yoga liability insurance policy is designed for fitness professionals and bodywork professionals who work fewer than 10 hands-on hours per week but still want high-quality yoga insurance coverage.
$299 - 2 Year
Protect yourself with our two-year aqua yoga insurance plus liability insurance policy that saves you $39 over the course of your membership. You get all the same perks and member benefits as our standard applied aqua yoga coverage policy and don't have to worry about a lapse in coverage for two years.
Already insured & looking to renew?
What Our Aqua Yoga Insurance Covers
Aqua yoga insurance from MMIP provides both professional and general liability insurance, comprehensive coverage, and additional safeguards that provide the best all-around protection possible.
Our Liability Insurance for Applied Aqua Yoga Instructors Provides Coverage Under the Following Areas:
General Liability Insurance: This is also known as “slip and fall” insurance. When you open your doors and start receiving clients, you’re also opening yourself up to general liability. A client tripping over a loose front door mat and injuring themselves is an example of an event that would fall under this coverage type.
$2,000,000 per occurrence, $3,000,000 per year
Professional Liability Insurance for massage therapists: Also called “malpractice coverage” or "public liability" this liability insurance protection is for the actual services you provide during a session. If a client reports an injury from your professional services, they may seek legal action to get compensation. These types of claims would fall under reflexology professional liability insurance.
$2,000,000 per occurrence, $3,000,000 per year (included with general liability)
Identity Protection Plan: Today’s Deep Tissue Massage therapists are exposed more than ever to the threat of a cyber incident stealing their personal data. If this occurs, our members get all the way up to $25,000 in identity restoration services.
Exclusive coverage perks and benefits included
500+ Modalities Covered—No Extra Cost
For one low price, you’re covered for over 500 yoga, massage, and beauty modalities like yoga therapy, Pilates, hot stone, reiki, fire cupping, sound healing and more. See all here.
Coverage That Follows You
You are covered wherever you practice in all 50 states, whether it's at your client's home, your office, their office, outdoors, or even online.
Free Continuing Education Courses
Included with your policy is access to 50 hours of FREE NCBTMB-approved online continuing education courses from Niel Asher Education.
Insurance Marketplace
Get access to affordable health, vision, and dental insurance coverage. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365—with only a $10 copay.
Disciplines and Modalities We Cover
General And Professional Liability Limits
What Is Aqua Yoga
Aqua Yoga is a specialized form of yoga that combines traditional yoga instructor techniques with the supportive properties of water, offering a low-impact, therapeutic workout for all fitness levels. Practiced in pools or other aquatic environments, aqua yoga instructors guide students through gentle postures, controlled breathing, and fluid movements, making it ideal for individuals recovering from injuries, those with mobility limitations, and anyone looking for a mindful, full-body workout.
Water provides natural resistance and buoyancy, reducing bodily injury risks and protecting joints while enhancing flexibility, strength, and relaxation. Aqua yoga liability insurance assures that instructors are covered in case of accidents or personal injury claims to their services.
Aqua yoga classes can be tailored to different needs, from therapeutic rehabilitation to fitness-focused sessions in health clubs or private facilities. This practice is especially beneficial for pregnant individuals, seniors, and athletes seeking injury prevention and recovery.
If you’re considering becoming an aqua yoga instructor, be sure to explore our comprehensive coverage options. Our insurance program provides flexible coverage for fitness professionals, whether teaching at multiple locations or offering online training. Instant coverage is available through our online application, ensuring that you can start teaching with peace of mind.
Do I Need Aqua Yoga Liability Insurance?
No state outright requires yoga instructors to carry liability insurance by law (as of 2025). BUT some gyms, studios, or corporate wellness programs require you to show proof of liability insurance before they let you teach there.
If you’re teaching aqu yoga, personal liability insurance is essential to protect you against claims of injury or accidents that might happen during your classes. Even when you’re careful, students can get hurt or misunderstand instructions, and you could be held personally responsible. Having personal liability coverage means you won’t have to pay out of pocket for legal fees, medical bills, or settlements if something goes wrong.
Hear What Our Liability Insurance Members Have To Say
Frequently Asked Questions (FAQs) About Aqua Yoga Liability Insurance
What is professional liability insurance, and why do I need it as an aqua yoga instructor?
Professional liability insurance protects yoga instructors, including aqua yoga teachers, from legal claims due to errors, negligence, or injuries that may occur during a session. This insurance coverage helps assure that you are financially protected in case of malpractice insurance claims or lawsuits.
Does this insurance policy cover both in-person and online aqua yoga classes?
Yes! Our insurance company understands the evolving nature of fitness instructors’ work. We offer coverage for both in-person classes at multiple locations and online training sessions, providing comprehensive protection throughout your policy period.
Is this insurance only for yoga instructors, or do fitness professionals also qualify?
While this yoga instructor insurance is specifically designed for aqua yoga professionals, we also provide personal trainer insurance and insurance coverage for fitness instructors who teach in health clubs, private facilities, or other aquatic settings.
How do I obtain a certificate of insurance (COI)?
Once you complete the online application and make your payment, you will receive an instant certificate of insurance coverage. This document proves that you are insured and can be shared with clients, health clubs, and facilities that require proof of coverage.
Can I add additional insureds to my policy?
Yes, we offer coverage that allows you to add additional insureds, such as fitness centers, studios, or event organizers, assuring you meet venue requirements while staying protected. If you would like to add an additional insured, please click here.
What happens if I need to file a claim?
If an injury occurs during an aqua yoga session, our support team is here to help. Simply contact us with details of the incident, and we’ll guide you through the complete claims process.
What forms of payment do you accept?
We accept multiple payment options, including credit and debit cards, making it easy to secure your professional liability insurance without hassle.
Can I renew my policy automatically?
Yes! To provide uninterrupted insurance coverage, you will receive renewal reminders before your policy period expires. Our support team can assist with renewal or answer any contact inquiries.
What if I need to update my information or correct an error?
If you need to update your policy details or correct an error, simply contact our support team. We’re happy to help with any adjustments to your certificate of insurance or policy.
How do I get started with my aqua yoga liability insurance?
Getting insured is easy! Simply complete our quick online application, make your payment, and receive your certificate of insurance instantly. If you have any questions, contact our team for support.
