Dharma Yoga
Liability Insurance
Protect Your Career with Dharma Yoga Liability Insurance
As a Dharma Yoga instructor, your mission is to guide students toward physical, mental, and spiritual well-being—but are you taking the necessary steps to protect yourself? Our Dharma Yoga liability insurance is specifically designed to cover the unique challenges of your practice, allowing you to focus on your students without the stress of unexpected risks.
With our comprehensive coverage, you're safeguarded from potential legal claims, bodily injury, and accidents that may occur during your sessions. Whether it’s a student experiencing an unexpected injury in a challenging posture, an incident during in-water activities, or liability concerns from online virtual training, we’ve got you covered.
Our Dharma Yoga liability insurance plans are flexible, affordable, and tailored to fit your needs—so you’ll always have the right coverage, whether you teach in fitness facilities, private studios, multiple locations, or through online classes.
Focus on helping your clients achieve their best—we’ll handle the rest!
Dharma Yoga Liability Insurance Cost
$169 - 1 Year
Our Dharma Yoga insurance policy is tailored by years of experience just for practitioners. We provide perks and benefits other companies don't - like free CEs, coverage for more than 500 modalities and disciplines, and more.
$159 - Part-Time
Work less hours? Pay lower rates. This Dharma Yoga liability insurance policy is designed for beauty and bodywork professionals who work fewer than 10 hands-on hours per week but still want high-quality insurance coverage.
$299 - 2 Year
Protect yourself with our two-year Dharma Yoga liability insurance policy that saves you $39 over the course of your membership. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in coverage for two years.
Our professional Dharma Yoga insurance policy is tailored by years of experience just for instructors. We provide perks and benefits other companies don't - like free CEs, coverage for more than 500 modalities and disciplines, and more.
Already insured & looking to renew?
What Our Dharma Yoga Insurance Covers
Dharma Yoga insurance from MMIP provides both liability coverage and additional safeguards that provide the best all-around protection possible.
Our Liability Insurance for Dharma Yoga Therapist Provide Coverage Under the Following Areas:
General Liability Insurance: This is also known as “slip and fall” insurance because that’s a common type of accident that can cause a claim. When you open your doors and start receiving clients, you’re also opening yourself up to general liability. Coverage here applies to injuries to third-party individuals in and around your place of business. A client tripping over a loose front door mat and injuring themselves is an example of an event that would fall under this coverage type.
Professional Liability Insurance: Also called “malpractice coverage,” this protection is for the actual services you provide during a Dharma Yoga session. If a client reports an injury during the service, they may seek legal action to get compensation. These types of claims would fall under professional liability.
Professional Liability Insurance: Also called “malpractice coverage,” this protection is for the actual services you provide during a Dharma Yoga session. If a client reports an injury during the service, they may seek legal action to get compensation. These types of claims would fall under professional liability.
Identity Protection Plan: Today’s Dharma Yoga instructors are exposed more than ever to the threat of a cyber incident stealing their personal data. If this occurs, our members get all the way up to $25,000 in identity restoration services.
Exclusive coverage perks and benefits included
500+ Modalities Covered—No Extra Cost
For one low price, you’re covered for over 500 yoga, massage, and beauty modalities like yoga therapy, Pilates, hot stone, reiki, fire cupping, sound healing and more. See all here.
Coverage That Follows You
You are covered wherever you practice in all 50 states, whether it's at your client's home, your office, their office, outdoors, or even online.
Free Continuing Education Courses
Included with your policy is access to 50 hours of FREE NCBTMB-approved online continuing education courses from Niel Asher Education.
Insurance Marketplace
Get access to affordable health, vision, and dental insurance coverage. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365—with only a $10 copay.
Disciplines and Modalities We Cover
General And Professional Liability Limits
What is Dharma Yoga Therapy?
Dharma Yoga is a heart-centered practice that blends traditional yoga styles with spiritual teachings, designed to cultivate strength, flexibility, and inner peace. Rooted in the teachings of Sri Dharma Mittra, this practice encourages self-discovery through asanas, breathwork, and meditation. Dharma Yoga is unique in its holistic approach, integrating elements of Hatha, Raja, and Bhakti Yoga, making it a transformative experience for students of all levels.
With its emphasis on mind-body awareness, Dharma Yoga helps practitioners release physical tension, improve flexibility, and improve circulation, supporting overall well-being. This practice is particularly beneficial for those seeking not just physical strength but also mental clarity, emotional balance, and spiritual growth.
For decades, Dharma Yoga has been taught in yoga studios, fitness centers, and wellness retreats, helping students deepen their practice while minimizing the risk of injury. Whether guiding students through advanced postures, trauma-releasing exercises, or mindful breathwork, Dharma Yoga instructors play a vital role in fostering healing and self-discovery.
By incorporating Dharma Yoga into your teaching, you help students cultivate strength, balance, and mindfulness, making it an essential part of any yoga career or wellness journey.
Do I Need Dharma Yoga Liability Insurance?
Absolutely! Having Dharma Yoga liability insurance is a smart move—and in some cases, it’s even required by law. Every state has different regulations, so it’s important to stay informed and make sure you’re covered.
Insurance isn’t just about meeting legal requirements—it’s about protecting yourself from unexpected situations, like a client experiencing an injury during a session or a misunderstanding about treatment results. With the right coverage, you can focus on helping your clients perform at their best without worrying about potential risks.
Don't take chances with your career—get the protection you need and practice with confidence!
For more information, see our page on license requirements by state.
What Should I Look for in a Dharma Yoga Insurance Policy?
Prioritize a policy that covers both professional and general liability, including a range of services like sports massage, Swedish massage, yoga, and cosmetology. Its features should include identity protection and access to health benefits. Instant coverage options, the ability to add unlimited additional insureds, and personal injury protection are highly important for comprehensive security. Also, look for policies offering free continuing education, member discounts, and flexible payment plans.
Our Dharma Yoga insurance policy is designed to check all these boxes, making sure that every aspect of your practice is protected. With our specialized insurance policy, you'll confidently focus on providing exceptional care to your clients, knowing that you have the most complete and tailored coverage backing your professional journey.
Hear What Our Liability Insurance Members Have To Say
Frequently Asked Questions
What is Dharma Yoga liability insurance, and why do I need it?
Dharma Yoga liability insurance protects yoga teachers and fitness instructors from financial risks related to accidents, injuries, or legal claims. Whether you teach in a studio, gym, or online, yoga teacher insurance assures you're covered for general liability, bodily injury, and professional fitness services.
Does MMIP insurance cover fitness instructors offering multiple services?
Yes! Our fitness instructor insurance program covers yoga teachers, fitness personal training, Pilates instructors, and other fitness instruction activities. Whether you're guiding students through Dharma Yoga sequences or teaching complementary fitness classes, you'll have the right protection.
Does this insurance apply to online and virtual Dharma Yoga classes?
Yes! We offer coverage for virtual training, online classes, and fitness instruction activities. Whether you teach in-person or through a private online platform, you're covered.
Are Dharma Yoga instructors required to have liability insurance?
While requirements vary, many fitness facilities, health clubs, and insurance companies recommend or require yoga instructors to carry liability insurance to protect themselves and their students.
What happens if a student gets injured during my class?
If a student experiences bodily injury while under your direct supervision, our policy helps cover medical costs and legal claims. This assures you can continue teaching without financial worry.
Does this policy cover health assessments and additional services?
Yes! If you provide health assessments, trauma-releasing exercises, or sports instruction, our insurance covers these services under professional fitness services.
Is this policy compliant with the Liability Risk Retention Act?
Yes, our instructor insurance meets the standards of the liability risk retention act, making sure you're legally protected.
How do I enroll in Dharma Yoga insurance?
Simply complete the form online. Once submitted, you'll receive instant coverage and a certificate providing proof of insurance for your records.
