Gua Sha Liability Insurance

Gua Sha insurance protects you and your practice from the everyday liabilities in your practice.  Massage Magazine Insurance Plus's policies encompass three main types of coverage in our Gua Sha insurance plan are general liability, professional liability, and product liability coverage.

• General liability - covers policyholders from third party claims relating to an injury and/or property damage. This type of coverage is deliberately broad (hence, “general”) to cover the many different types of accidents that can happen. A new client tripping over your front door mat can be all it takes to suddenly be facing a general liability claim against you.
• Professional liability - covers the policyholder from claims related to malpractice, or the actual services they were performing when the injury and/or property damage occurs. 
• Product liability - covers the policyholder from claims relating to a client having an adverse reaction experienced because of a product used during the session.

Massage Magazine Insurance Plus is one of the very insurance partners that offers our members unlimited NCBTMB-approved continuing education courses. We want you to grow your  practice which is why  we offer courses that are designed to be both informative and engaging so you retain more of what’s being taught. Our CE courses for Gua Sha practitioners help you stay current and can help count towards the continuing education requirements set by your state board.

Some states don’t require a license in order to practice Gua Sha but every jurisdiction is different so make sure you’re up to date on your state board’s requirements. With that said, we can’t insure something that isn’t legal for you to do, so if a license is required by your state, you'd need that in order to secure reiki insurance coverage.

With MMIP, yes you can. Some policies fall under a claims made policy but ours use the industry-preferred type which is occurrence form. Claims made policies will only allow you to file a claim while the policy is still active. Occurrence form coverage takes a more realistic, industry prefered approach and says you can still file a claim after the policy expires as long as the claim event happened during the active term. 

Absolutely. There are many occasions where an additional insured is needed on a policy so we make it easy to add as many additional insureds as is needed. As an example, being added as an additional insured may be required by landlords that don’t want to be held liable for something arising from the activities of their tenants.

Slip and fall accidents are common liability claims for any business that opens it's doors to customers. MMIP includes general liability coverage, which is also called “slip and fall insurance” since this type of injury and ensuing claim event is a common category. With MMIP’s energy work insurance, you’d have all the way up to $2 million to cover both the costs of the general liability claim and any legal defense fees, if they’re necessary.

Some insurance providers require minimum hour qualifications, however, MMIP is an insurance partner and has no minimum hour qualification. We want our Gua Sha practitioners to have access to protection for their practice no matter what stage of their career they're in.

Gua Sha practitioners have access to a full coverage, affordable liability policy in addition to unbeatable member benefits for the flat rate of $169. If you’re a student, you can take advantage of our discounted reiki student insurance policy for only $25 for an entire year of coverage.

This is our most frequently asked question, when starting your practice it's a common thought to consider foregoing the cost of liability insurance, however, neglecting to purchase coverage could have devastating and costly effects. MMIP offers affordable, industry preferred liability insurance for the flat rate of $169 per year which is around $14 per month. Included in each policy members receive millions of dollars worth of insurance coverage types, additional protection mechanisms built-in, and a whole suite of awesome member benefits that are available to use immediately.

MMIP supports over 450+ modalities like Gus Sha, while some providers only cover a limited number of service, Massage Magazine Insurance Plus covers hundreds of additional massage, health, and wellness services, as well. Facial massage, lymphatic drainage, Reiki, reflexology, and more are all covered under one all-encompassing policy.

While Massage spas sometimes carry liability coverage for their employees, this coverage can have small limitations and shared annual aggregates. This means that the coverage amount can be depleted by other members in the group before you get a chance to use it. For only less than $0.47 per day, you can have peace of mind knowing you're protected.

Gua Sha helps to unblock Chi from flowing through the body, this requires a process using a Gua tool in a scraping motion which can oftentimes cause bruising and tenderness, which can pose as a liability. Unfortunately, liabilities are everywhere for wellness professionals from a slip and fall incident to an allergic reaction to a massage product. When faced with a claim, the results can be devastating to your reputation and practice, that's it's important to have an insurance partner like MMIP, to help you through every step of the way.

Massage Magazine Insurance Plus does not stop at affordable, full-service coverage, MMIP offers over $700 worth of member benefits. These unbeatable benefits include 50 hours of NCBTMB-approved continuing education courses, get a free, custom website up and running, and enjoy exclusive discounts on massage-related discounts.