Hot Stone Massage
Liability Insurance
in these times where unexpected things may happen, hot stone massage liability insurance is necessary for massage professionals to protect their careers from unforeseen risks. Do what you are good at with peace of mind knowing you're covered! massage professionals face daily risks during treatments. Without adequate protection, this can put you and your career at serious risk.
For as low as $0.41 per day, our hot stone massage liability insurance covers 450 health & wellness modalities, saving professionals up to 30% on coverage.
Hot Stone Massage Insurance Cost
$169 - 1 Year
Our professional hot stone massage insurance is tailored by years of experience just for massage experts. We provide perks and benefits other companies don't - like free CEs, liability insurance coverage for more than 500 modalities, and more.
$159 - Part-Time
Work less hours? Pay lower rates. This liability insurance is designed for professionals who work fewer than 10 hands-on hours per week but still want high-quality hot stone massage insurance coverage.
$299 - 2 Year
Protect yourself with our two-year hot stone massage liability insurance coverage that saves you $49 over the course of your membership. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in liability insurance coverage for two years.
Already insured & looking to renew?
What Our Hot Stone Massage Liability Insurance Covers
Hot stone massage insurance from MMIP provides both professional and general liability coverage and additional safeguards that provide the best all-around protection possible.
Our Liability Insurance for Reflexologists Provide Coverage Under the Following Areas:
General Liability Insurance: This is also known as “slip and fall” insurance. When you open your doors and start receiving clients, you’re also opening yourself up to general liability. A client tripping over a loose front door mat and injuring themselves is an example of an event that would fall under this coverage type.
$2,000,000 per occurrence, $3,000,000 per year
Professional Liability Insurance for hot stone massage therapist: Also called “malpractice coverage” or "public liability" this liability insurance protection is for the actual services you provide during a session. If a client reports an injury from your professional services, they may seek legal action to get compensation. These types of claims would fall under reflexology professional liability insurance.
$2,000,000 per occurrence, $3,000,000 per year (included with general liability)
Identity Protection Plan: Today’s therapists are exposed more than ever to the threat of a cyber incident stealing their personal data. If this occurs, our members get all the way up to $25,000 in identity restoration services.
Exclusive coverage perks and benefits included
500+ Modalities Covered—No Extra Cost
For one low price, you’re covered for over 500 yoga, massage, and beauty modalities like yoga therapy, Pilates, hot stone, reiki, fire cupping, sound healing and more. See all here.
Coverage That Follows You
You are covered wherever you practice in all 50 states, whether it's at your client's home, your office, their office, outdoors, or even online.
Free Continuing Education Courses
Included with your policy is access to 60 hours of FREE NCBTMB-approved online continuing education courses from Panda Massage CEU.
Insurance Marketplace
Get access to affordable health, vision, and dental insurance coverage. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365—with only a $10 copay.
Disciplines and Modalities We Cover
General And Professional Liability Limits
What is Hot Stone Massage?
Hot stone massage therapy is a therapeutic technique where heated, smooth stones are placed on specific points of the body to relieve tension and promote relaxation. The heat from the stones helps improve blood flow, reduce muscle stiffness, and enhance overall well-being. This type of massage is known for its ability to alleviate stress, ease muscle pain, and improve circulation, providing both physical and mental benefits.
Do I Need Hot Stone Massage Liability Insurance?
In some states, having liability insurance might be a legal requirement to practice massage therapy. The rules and regulations can vary widely between jurisdictions.
For more information, see our page on massage therapist license requirements by state.