Innovative Pet Therapy
Liability Insurance
Protect Your Profession with Innovative Pet Therapy Liability Insurance
As an animal-assisted therapy professional, your mission is to support healing, comfort, and emotional well-being through therapy dogs and service animals, but are you protecting yourself from potential risks? Our Innovative Pet Therapy liability insurance is designed to provide coverage for the unique challenges of working with animals, giving you peace of mind knowing you’re insured.
With our comprehensive liability coverage, you’re safeguarded from claims or accidents that can happen during sessions. From unexpected dog bites to an incident involving certain breeds or a client’s pet, our policies help protect your profession from costly claims and liability.
Our insurance policies are affordable, flexible, and tailored to your needs, ensuring you always have the right insurance coverage and policy limits to protect both you and the animals you work with.
MMIP’s Innovative Pet Therapy Insurance is trusted by professionals working in hospitals, organizations, and private practices nationwide.
Focus on providing safe and effective therapy—we’ll handle the protection!
Innovative Pet Therapy Insurance Cost
$169 - 1 Year
Our Innovative Pet Therapy liability insurance policy is designed with the needs of animal-assisted therapy professionals in mind. It offers liability coverage and protection for the unique risks that come with working alongside therapy dogs, service animals, and other pets. This insurance provides practical benefits that help you stay focused on your profession while knowing you have the right policy in place to protect against claims and accidents.
$159 - Part-Time
Work less hours? Pay lower rates. This Innovative Pet Therapy liability insurance policy is for professionals who work fewer than 10 hands-on hours per week but still want high-quality insurance coverage.
$299 - 2 Year
Protect yourself with our two-year Innovative Pet Therapy liability insurance policy that saves you $39 over the course of your policy. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in coverage for two years.
Already insured & looking to renew?
What Our Innovative Pet Therapy Insurance Covers
Innovative pet therapy insurance from MMIP provides both professional and general liability coverage and additional safeguards that provide the best all-around protection possible.
Our Liability Insurance for Innovative Pet Therapy Professionals Provides Coverage Under the Following Areas:
General Liability Insurance: Often referred to as “slip and fall” coverage, this protects you if an accident occurs during your work with clients and animals. For example, if a therapy dog knocks over a chair in a hospital and a person is injured, this type of liability coverage helps protect you from the resulting claim.
Personal & Advertising Injury Coverage: This coverage can provide financial protection if you’re ever held legally responsible for damages related to false advertising, libel, slander, or copyright infringement. For instance, if your business marketing materials unintentionally include content that harms another person’s reputation, this insurance coverage can help with legal and financial outcomes.
Professional Liability Insurance: Also called “malpractice coverage,” this applies to the actual therapy services you provide with animals. If a client reports an injury connected to a therapy dog or raises concerns about an animal’s bite history, they may pursue legal action. Professional liability coverage helps protect you in these situations.
Identity Theft Protection: Today’s therapy professionals face the risk of identity theft and cyber incidents more than ever. If your personal data is compromised, our policy provides up to $25,000 in identity restoration services, giving you peace of mind knowing you’re protected both in person and online.
Exclusive coverage perks and benefits included
500+ Modalities Covered—No Extra Cost
For one low price, you’re covered for over 500 yoga, massage, and beauty modalities like yoga therapy, Pilates, hot stone, reiki, fire cupping, sound healing and more. See all here.
Coverage That Follows You
You are covered wherever you practice in all 50 states, whether it's at your client's home, your office, their office, outdoors, or even online.
Free Continuing Education Courses
Included with your policy is access to 50 hours of FREE NCBTMB-approved online continuing education courses from Niel Asher Education.
Insurance Marketplace
Get access to affordable health, vision, and dental insurance coverage. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365—with only a $10 copay.
Disciplines and Modalities We Cover
General And Professional Liability Limits
What Is Innovative Pet Therapy?
Innovative pet therapy is a specialized form of animal-assisted therapy that uses therapy dogs and service animals to provide comfort, support, and healing for people in a variety of settings. By incorporating trained animals into therapy, this approach helps reduce stress, ease anxiety, and promote overall well-being, giving clients peace of mind and emotional balance.
The use of animals in therapy has a long history, with records of dogs and other pets being used to support healing in hospitals and organizations as early as the 18th century. Today, innovative pet therapy is widely practiced in healthcare facilities, schools, and private practices to help people manage stress, recover from illness, and improve quality of life.
Pet therapy addresses a wide range of needs, from providing comfort during difficult treatments to encouraging mobility, reducing isolation, and even supporting recovery in hospital settings. Whether you’re working with service dogs, therapy animals, or emotional support pets, this profession offers an essential and compassionate way to help others.
Do I Need Innovative Pet Therapy Liability Insurance?
Absolutely! Having innovative pet therapy liability insurance is necessary, and in some cases, it may even be required depending on your organization or state regulations. Because every setting has different rules, it’s important to research the specific information for your profession and make sure you’re properly insured.
Insurance isn’t just about compliance; it’s about protection. Working with animals carries unique risks, from dog bites and bite history concerns to incidents involving certain breeds. With the right insurance coverage and policy limits in place, you'll focus on therapy with your clients and their pets without the constant worry of liability or unexpected claims.
Don’t take chances with your business or profession, choose the right policy, protect yourself from risk, and practice with peace of mind knowing you’re covered!
What Should I Look for in an Innovative Pet
Therapy Insurance Policy?
When choosing liability insurance, it’s important to find a policy that includes both professional liability and general liability coverage. Look for insurance policies that address the unique risks of animal-assisted therapy, including therapy dogs, service dogs, dog bites, and incidents involving certain breeds.
It’s also important to review policy limits, deductibles, and other factors that assure you have the right insurance coverage for your profession.
Our Innovative Pet Therapy liability insurance is designed with these needs in mind, helping protect you, your clients, and the animals you work with. With the right policy in place, you'll focus on providing safe and effective therapy services, knowing you’re covered with protection that brings peace of mind.
Hear What Our Liability Insurance Policyholders Have To Say
Frequently Asked Questions
Working with animals brings unique risks, and having a liability insurance policy from a trusted insurance company helps protect you from claims related to injuries or accidents. Without coverage, you could be personally liable for costs that quickly add up.
Dog liability insurance provides coverage if a therapy dog or service dog causes harm, such as a bite or scratch, during a session or event. This type of coverage helps protect both you and the dog’s owner from unexpected claims.
A general liability policy covers accidents that happen during your services but are not directly related to therapy itself, for example, if someone trips over equipment or a dog leash at an event.
Liability depends on the event. In some cases, the owner of the animal may share responsibility, but as the professional providing services, you may also be subject to claims. That’s why having the right liability insurance is important for protection.
Even one accident or injury leads to expensive claims. Having insurance assures you don’t have to pay those costs out of pocket, protecting both your money and your business while giving you peace of mind.
