Kinesiology
Liability Insurance
Protect Your Career with Kinesiology Liability Insurance
As a kinesiologist, your mission is to help patients improve movement, enhance performance, and reduce risks of injury, but are you taking steps to protect yourself? Our kinesiology liability insurance plan is specifically crafted to cover the unique challenges of your practice, letting you focus on your profession without the stress of unexpected risks.
MMIP offers one of the most affordable, flexible kinesiologist liability insurance plans available, starting at just $159/year for part-time practitioners and $169/year for full-time practitioners. You need protection that covers both your expertise and the clinic or facility where you provide services.
With our comprehensive plan, you’re safeguarded from potential legal claims, negligence, or bodily injury that could arise during your sessions. MMIP’s kinesiology liability insurance is trusted by professionals working in fitness centers, rehabilitation clinics, and private practices across the country.
Focus on helping your patients move with confidence—we’ll handle the rest!
Kinesiology Liability Insurance Cost
$169 - 1 Year
Our Kinesiology insurance policy is tailored to the needs of practitioners with years of experience. We provide perks and benefits other companies don't - like free CEs, an all encompassing plan for more than 500 modalities and disciplines, and more.
$159 - Part-Time
Work fewer hours? Pay lower rates. This Kinesiology liability insurance policy is for professionals who work fewer than 10 hands-on hours per week but still want a high-quality insurance coverage.
$299 - 2 Year
Protect yourself with our two-year Kinesiology liability insurance policy that saves you $39 over the course of your policy. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in coverage for two years.
Already insured & looking to renew?
What Our Kinesiology Insurance Covers
Kinesiology liability insurance from MMIP provides both professional liability insurance and general liability protection, along with additional safeguards that deliver the most comprehensive protection possible.
Our Liability Insurance for Kinesiologists Provides Protection Under the Following Areas:
General Liability Insurance: This is also known as “slip and fall” protection because that's a common type of accident that can lead to a claim. When you welcome patients into your clinic or facility, you’re also opening yourself up to general liability. A patient tripping over a loose floor mat and suffering bodily injury is an example of an event that would fall under this type of liability insurance.
Personal & Advertising Injury Coverage: This coverage provides financial assistance to kinesiologists if they become legally obligated to pay damages that arise from claims related to false advertising, libel, slander, or copyright infringement. For example, if your marketing materials unintentionally include false statements that harm another professional’s reputation, this plan helps with legal and financial settlement costs.
Professional Liability Insurance: Also referred to as malpractice insurance, this protection applies to the professional services you provide during a kinesiology session. If a patient reports an injury or alleges negligence, they may pursue legal action to obtain compensation. These types of claims would be subject to professional liability.
Identity Theft Protection: Today’s kinesiologists face increasing risks of cyber incidents that can compromise personal data. If this occurs, our policyholders receive up to $25,000 in identity restoration services, helping protect both their careers and personal assets.
Exclusive coverage perks and benefits included
500+ Modalities Covered—No Extra Cost
For one low price, you’re covered for over 500 yoga, massage, and beauty modalities like yoga therapy, Pilates, hot stone, reiki, fire cupping, sound healing and more. See all here.
Coverage That Follows You
You are covered wherever you practice in all 50 states, whether it's at your client's home, your office, their office, outdoors, or even online.
Free Continuing Education Courses
Included with your policy is access to 50 hours of FREE NCBTMB-approved online continuing education courses from Niel Asher Education.
Insurance Marketplace
Get access to affordable health, vision, and dental insurance coverage. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365—with only a $10 copay.
Disciplines and Modalities We Cover
General And Professional Liability Limits
What is Kinesiology?
Kinesiology is a hands-on practice focused on the human body, movement, and physical function. In simple terms, kinesiology helps improve mobility, prevent injury, and support recovery. By using targeted techniques and exercises, kinesiologists apply their skills to correct imbalances, reduce pain, and improve performance so patients can stay active and confident.
This profession is grounded in science, combining anatomy, physiology, and biomechanics to provide effective services. Today, kinesiologists can be found in clinics, fitness facilities, and wellness centers, where they work with individuals to address unique health conditions and goals. Their expertise makes them a valuable part of the health and wellness industry.
Kinesiology can help with a wide range of patients, from those recovering after an injury to athletes improving flexibility, or individuals managing chronic pain. Whether you’re focusing on rehabilitation, preparing for an event, or simply wanting to improve your overall health, kinesiology offers natural and effective benefits to support your journey.
Do I Need Kinesiology Liability Insurance?
If you work with patients or clients in any setting, yes, you absolutely need kinesiology liability insurance. Having kinesiologist liability insurance is a smart decision, and in some states or facilities, it may even be a required condition to practice. Regulations vary, so it’s important to stay informed and ensure you have the right insurance plan in place.
Liability insurance isn’t just about meeting legal requirements; it’s about protecting your career, your personal assets, and your peace of mind. Unexpected risks can arise, like a patient experiencing an injury during a session or a misunderstanding about treatment results. With the right professional liability insurance and general liability plan, you’re insured against claims that could lead to lawsuits or settlement costs.
Don’t take chances with your practice. Obtain the insurance plan you need, rely on the benefits provided, and continue to conduct your services with confidence!
What Should I Look for in a Kinesiology Insurance Policy?
Prioritize a policy that provides both professional liability insurance and general liability plans, protecting you against claims of negligence, malpractice, or bodily injury that may arise while conducting your services. It’s also important to choose insurance that applies to multiple modalities within the industry and offers access to hours of continuing education, along with valuable discounts and flexible payment terms.
Our kinesiologist liability insurance policy checks all these boxes, giving policyholders comprehensive protection for their practice. With this specialized plan, you can rely on complete insurance policy benefits that help safeguard your personal assets, cover potential settlement costs, and allow you to confidently focus on your career and patients.
Hear What Our Liability Insurance Policyholders Have To Say
Frequently Asked Questions
Yes. We offer a student rate for individuals currently enrolled in a recognized kinesiology or movement program. Once you graduate and begin practicing, you can easily transition into a full professional policy.
In many states, liability insurance for kinesiologists is often required by law to practice in clinics, rehabilitation centers, or fitness facilities. Even where it isn’t strictly mandated, the smartest practitioners purchase our plan because careers and lives can be torn apart by even the most innocuous incident. For professional standards, it’s always best to check your specific state’s requirements. To make this easy, MMIP provides details for all 50 states so you’ll know exactly what’s required and how to stay compliant.
Your policy protects the full scope of kinesiology services from assessments and corrective exercise to rehabilitation and movement-based support. Our plan follows you across 500+ approved modalities without extra cost.
Our policy starts immediately once your application and payment are complete. You’ll receive proof of insurance immediately, and your policy is active for a full 12 months from your chosen start date.
Along with comprehensive protection, your membership includes free continuing education through Niel Asher Education (50 hours of CE), plus exclusive member discounts on industry resources and tools through our portal.
No. Your plan already includes more than 500 modalities at no additional cost. As long as your services fall within the approved list, you’re protected without having to update your policy.
Absolutely. Your insurance plan follows you wherever you work—whether at a client’s home, a fitness center, a rehabilitation facility, or even through online sessions. This flexibility is built into every MMIP kinesiologist insurance plan.
Professional liability insurance covers claims related to the services you provide as a kinesiologist, such as a client alleging negligence during an exercise session. General liability protection, on the other hand, applies to accidents in your practice environment, such as a client slipping on a wet floor. Together, these two forms of insurance ensure your career is protected both inside and outside of direct treatment.
