Palliative Massage Liability Insurance
Protect Your Beauty & Bodywork Career from Risks with Professional Liability Insurance!
In the palliative massage field, professionals face unique risks every day. Working with clients who have complex medical conditions or sensitivities can lead to unexpected challenges. Whether a client feels discomfort during a session or an accident happens in your workspace, these situations can quickly turn into costly legal problems. Without the right protection, your career, reputation, and finances could be at risk.
Imagine building your skills and a caring practice over the years, only to have it all jeopardized by one incident. A client or their family could claim the massage caused harm, or an accident could result in a lawsuit. These situations can be overwhelming and costly, threatening everything you’ve worked so hard to achieve.
That’s why palliative massage liability insurance is so important. It protects you from legal claims, medical expenses, and unexpected costs, giving you peace of mind. With the right coverage, you can focus on providing comfort and care to your clients, knowing your career and livelihood are secure. It’s a simple way to safeguard your future and show your dedication to professionalism and client care.
For as low as $0.41 per day, our Palliative Massage Liability Insurance covers most professions, including 450 health & wellness modalities, while saveing professionals up to 30% on coverage. See for yourself why our professional Palliative Massage Liability Insurance beats the competition.
Insurance Policies
$169 - 1 Year
Our professional Palliative Massage Liability Insurance policy is tailored by years of experience just for beauty & bodywork professionals. We provide perks and benefits other companies don't - such as coverage for more than 450 modalities and a policy that follows you nationwide.
$159 - Part-Time
Work less hours? Pay lower rates. This policy is designed for beauty and bodywork professionals who work fewer than 10 hands-on hours per week but still want high-quality Palliative Massage Liability Insurance coverage.
$299 - 2 Year
Protect yourself with our two-year policy that saves you $39 over the course of your membership. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in coverage for two years.
Already insured & looking to renew?
Palliative massage is a gentle, supportive therapy designed to bring comfort and relief to those facing serious illnesses or chronic conditions. It focuses on easing pain, reducing stress, and enhancing relaxation in a way that is safe and tailored to each individual’s needs. By using soft, soothing techniques, palliative massage can help improve quality of life, promote emotional well-being, and provide a sense of calm during challenging times. Whether someone is managing pain, fatigue, or emotional stress, palliative massage offers a compassionate and effective way to feel more at ease and supported.
(Source: Acu-Yoga, www.acu-yoga.com)
Why Choose Massage Magazine Insurance Plus?
Don't let our name fool you, we cover more than just massage therapy. Whether you're a cosmetologist, barber, esthetician or nail tech, our tailored liability insurance provides the protection you need as a professional. We're proudly backed by one of the nation's leading insurance providers, guaranteeing top-tier coverage and membership benefits. That's just one of the reasons why we're the trusted choice for hundreds of thousands of professionals in the beauty industry nationwide.
Are you curious if your specific massage therapy modality is covered under your liability insurance? At Massage Liability Insurance Group, we offer comprehensive coverage for a wide range of modalities, ensuring you’re protected no matter your specialization. Visit our modalities covered page for a complete list of included therapies and to learn more about how our insurance can give you peace of mind while you focus on your clients.
Palliative Massage Liability Insurance from MMIP provides both professional & general liability coverage along with additional coverages to help safeguard your career and provide the best all-around protection possible.
Our Liability Insurance Plans Provide Coverage Under the Following Areas:
General Liability Insurance: This is also known as “slip and fall” insurance because that’s a common type of accident that can cause a claim. When you open your doors and start receiving clients, you’re also opening yourself up to general liability. Coverage here applies to injuries or property damage to third-party individuals in and around your place of business. A client tripping over a loose front door mat and injuring themselves is an example of an event that would fall under this coverage type.
Professional Liability Insurance: Also called “malpractice coverage” this protection is for the actual services you provide during a session. If a client reports an injury or somehow has their property damaged during treatment, they may seek legal action to get compensation. These types of claims would fall under professional liability.
Personal Injury & Advertising Coverage: This coverage can provide financial assistance to beauty professionals if they become legally obligated to pay damages that arise from claims related to false advertising, libel or slander or copyright infringement. For example, if a MT's marketing materials inadvertently included false statements that damage another person's reputation, this coverage can help with legal and financial fallouts.
Full Suite Protection: It’s the full suite of protections offered in our plans that provides the best level of security possible from all the types of risks facing today’s beauty professionals. We’ve designed our plans to be an effective safeguard so that our members can focus on providing great treatments to clients, rather than what their insurance covers.
Identity Protection Plan: Today’s beauty professionals are exposed more than ever to the threat of a cyber incident stealing their personal data. If this occurs, our members get all the way up to $25,000 in identity restoration services.
Additional Membership Benefits
Free online continuing education courses
Free online therapy from BetterHelp
Over $1,800 in industry discounts
Access to health, vision, dental, and disability coverage plans
General And Professional Liability Limits
Why do I need palliative massage liability insurance?
Injury massage liability insurance is more than just a safety measure—it’s a smart way to protect your career and business. Accidents can happen, whether it’s a client reacting unexpectedly to a treatment or a slip-and-fall incident in your workspace. This type of insurance helps cover legal fees, medical costs, and other expenses, keeping you financially secure if the unexpected happens.
Beyond protection, having insurance also shows clients and landlords that you take your work seriously. Many clients see it as a mark of professionalism, and landlords often require it in lease agreements. For peace of mind and to protect your career and reputation, injury massage liability insurance is a must. Be sure to consult with an insurance expert to find coverage that fits your specific needs.
Hear What Our Insurance Members Have To Say
I've been with Massage Magazine Insurance Plus for going on 4 years, they are super affordable and offer great coverage. Their sign up and renew processes are so easy and simple. They even allow me to renew for two years at a time which I love! One less thing to think of! 10/10 recommend
Julia S.
Massage Magazine Insurance Plus is a win win for beauty pros! They have fantastic & helpful customer service whom you can understand. The great coverage options are all at reasonable prices with the ability to add extra insured parties if needed. When signing up, the process is pretty self explanatory & renewing is even easier.
You won’t be disappointed at all!!!!
Heather Q.
Massage Magazine Insurance Plus offers great coverage at affordable prices. I have been with MMIP for 3 years and service is professional and prompt.
As a working cosmetologist I recommend to anyone in the beauty industry.
Robin O.
I've been with MMIP for several years.
It's good coverage for a reasonable price.
So easy to renew online.
I highly recommend for your beauty and massage insurance.
Kathy S.