Percussion Massage
Liability Insurance
Protect Your Career with Percussion Massage Liability Insurance
As a percussion massage therapist, your goal is to activate recovery, break up deep tissue tension, and stimulate vibrational healing, but are you safeguarding your own wellness in the process? Our Percussion Massage Liability Insurance is uniquely designed for the rhythmic, high-impact techniques that set your work apart. You deserve the same powerful protection you offer your clients.
With comprehensive commercial general liability coverage and professional liability, you’ll be shielded from legal claims and accidental injuries that could occur in the course of treatment. Whether a client reports adverse effects after a session or a mishap happens during a deep muscle therapy technique, you’re covered with valuable and important benefits.
Our flexible, affordable insurance policy adapts to the way you work, whether you operate solo, in a clinic, or as part of a broader licensed healthcare profession. Instant coverage means you can start or expand your practice with confidence and peace of mind.
MMIP’s Percussion Massage Insurance is trusted by therapists using tools and techniques from bioenergy massage to trauma-releasing exercises and functional range release, all backed by the strength of Gallagher Affinity Insurance Services.
Focus on helping your clients achieve their best—we’ll handle the rest!
Percussion Massage Liability Insurance Cost
$169 - 1 Year
Our Percussion Massage insurance policy is tailored by years of experience just for therapists. We provide perks and benefits other companies don't - like free CEs, coverage for more than 500 modalities and disciplines, and more.
$159 - Part-Time
Work less hours? Pay lower rates. This Percussion Massage liability insurance policy is for professionals who work fewer than 10 hands-on hours per week but still want high-quality insurance coverage.
$299 - 2 Year
Protect yourself with our two-year Percussion Massage liability insurance policy that saves you $39 over the course of your membership. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in coverage for two years.
Already insured & looking to renew?
What Our Percussion Massage Insurance Covers
Percussion Massage insurance from MMIP provides both liability coverage and additional safeguards that provide the best all-around protection possible.
Our Percussion Massage Insurance Plans Provide Coverage Under the Following Areas:
General Liability Insurance: This is also known as “slip and fall” insurance because that’s a common type of accident that can cause a claim. When you open your doors and start receiving clients, you’re also opening yourself up to general liability. A client tripping over a loose front doormat and injuring themselves is an example of an event that would fall under this coverage type.
Personal & Advertising Injury Coverage: This coverage can provide financial assistance to Percussion Massage therapists if you become legally obligated to pay damages that arise from claims related to false advertising, libel, slander, or copyright infringement. For example, if a therapist's marketing materials inadvertently include false statements that damage another person's reputation, this coverage can help with legal and financial fallout.
Professional Liability Insurance: Also called “malpractice coverage,” this protection is for the actual services you provide during a Percussion Massage session. If a client reports an injury, they may seek legal action to get compensation. These types of claims would fall under professional liability.
Identity Protection Plan: Today’s Percussion Massage therapists are exposed more than ever to the threat of a cyber incident stealing their personal data. If this occurs, our members get all the way up to $25,000 in identity restoration services.
Exclusive coverage perks and benefits included
500+ Modalities Covered—No Extra Cost
For one low price, you’re covered for over 500 yoga, massage, and beauty modalities like yoga therapy, Pilates, hot stone, reiki, fire cupping, sound healing and more. See all here.
Coverage That Follows You
You are covered wherever you practice in all 50 states, whether it's at your client's home, your office, their office, outdoors, or even online.
Free Continuing Education Courses
Included with your policy is access to 50 hours of FREE NCBTMB-approved online continuing education courses from Niel Asher Education.
Insurance Marketplace
Get access to affordable health, vision, and dental insurance coverage. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365—with only a $10 copay.
Disciplines and Modalities We Cover
General And Professional Liability Limits
What Is Percussion Massage?
Percussion massage is an innovative modality that uses rapid, repetitive pulses to penetrate deep into the muscle tissue. Making it an ideal choice for releasing chronic tension, stimulating circulation, and activating full-spectrum energy medicine responses in the body. Often performed with handheld devices or through specialized techniques, percussion massage helps trigger the body’s natural healing mechanisms and improves recovery through vibration and rhythm.
Rooted in vibrational healing massage therapy, percussion techniques are gaining traction among massage therapists, yoga instructors, and healthcare professionals who use them to improve range of motion, reduce stiffness, and promote deep muscle therapy. With influences from modalities like the Diamond Method, Breema breathwork, and energy medicine, percussion massage is as dynamic as it is effective.
Practitioners often incorporate trauma-releasing exercises, breathing techniques, or even elements of yoga therapy and internal organ massage to improve outcomes, making it a versatile tool in both clinical and wellness-focused environments. Whether used to support athletes, assist in recovery, or complement energy healing techniques, percussion massage is transforming how we view therapeutic bodywork.
It’s more than just a trend; it’s a powerful tool for therapists committed to helping clients feel balanced, mobile, and resilient.
Do I Need Percussion Massage Liability Insurance?
Absolutely. If you’re practicing percussion massage, liability insurance isn’t just a wise investment; it’s often necessary for protecting your career. Because this modality involves high-impact, vibration-based techniques that go deep into the body’s tissue and energy systems, the risks are different from traditional massage therapy.
Laws vary by state, and some require liability insurance as part of licensure or to work in specific settings like wellness clinics, gyms, or yoga therapy studios. Even if it’s not mandated, coverage through a reputable insurance company gives you peace of mind when performing advanced techniques such as trauma releasing exercises, bioenergy massage, or functional range release.
Percussion massage sometimes causes discomfort if a client isn’t fully prepared for the intensity or if underlying health issues arise during treatment. With professional liability and general liability coverage, you’re protected in case of injury claims or treatment disputes, so you'll focus on delivering effective vibrational healing without fear of financial fallout.
Don’t leave your practice vulnerable. Secure the valuable and important benefits that come with percussion massage liability insurance, and practice with the confidence your clients already see in you.
What Should I Look for in a Percussion Massage Insurance Policy?
Prioritize a policy that covers both professional and general liability, including a range of services like sports massage, Swedish massage, yoga, and cosmetology. Also, look for policies offering free continuing education, member discounts, and flexible payment plans.
Our Percussion Massage insurance policy checks all these boxes, making sure that every aspect of your practice is protected. With our specialized insurance policy, you'll confidently focus on providing exceptional care to your clients, knowing that you have complete and tailored coverage backing your professional journey.
Hear What Our Liability Insurance Members Have To Say
Frequently Asked Questions
Do I really need insurance if I only work with percussion massage tools?
Yes! Even with devices doing the heavy lifting, you're still responsible for client safety and treatment outcomes. Percussion massage liability insurance protects you from legal claims if something goes wrong during a session. It’s part of being a responsible healthcare professional, especially when working within powerful modalities like bioenergy massage, functional range release, or trauma-releasing exercises.
What does this liability insurance cover?
Our policy includes professional liability, general liability, personal injury & advertising coverage, and an identity protection plan. You’ll be covered for things like accidental injuries, client claims, or misunderstandings about results, whether you’re working on facial massage facials, maya abdominal therapy, or using Breema breathwork.
Are all my massage techniques and services covered?
Most likely, our list of modalities covered is one of the most inclusive in the industry. That means you will feel safe offering everything from tian di bamboo massage, Thai yoga massage, and total body balancing touch, to more niche services like di bamboo massage Tibetan, breathing techniques, Breema breathwork, John neuromuscular therapy, Nepali massage neural manipulation, or Vodder’s manual lymph drainage. You even get all the same benefits no matter your specialty!
Do I have to pay extra if I also teach yoga or offer personal training?
Nope. Your personal training, Zumba, or yoga instruction services, whether it’s dharma yoga, goat yoga, or even tabatas tantra yoga tension, are often included. Just check that your service is listed among the modalities covered, and you’re set. We support the full spectrum of energy medicine functional range practitioners.
What if I perform beauty-related services too?
Great question. If you're a massage therapist who also provides hair treatments, false nails, shaving, skin peels, or chemical wave children's services, you’ll want to double-check those specific services. Many are already covered, especially if you’re working within the realm of beauty professionals or facial massage.
Who backs this insurance coverage?
Massage Magazine Insurance Plus is backed by Gallagher Affinity Insurance Services, a respected insurance administrator. Coverage is offered through a Healthcare Professionals Purchasing Group, giving you access to a liability master policy underwritten by top-rated insurance carriers. This structure allows you to enjoy broad protection, member benefits, and an identity protection plan, all supporting your practice with peace of mind.
Is coverage instant?
Yes! You can get instant coverage online and start working right away. No waiting period, no complicated approvals. Just the coverage you need, whether you're using the Bonnie Bainbridge Cohen system, RYS Thomas energy medicine, or integrating emotional freedom technique into your practice.
What if I do advanced energy medicine work like the Chikly or Egoscue methods?
That’s covered, too. Modalities like chi nei tsang, tsang chikly brain curriculum, energy medicine, egoscue method, and spectrum energy medicine functional are all included. Whether you're using the healing code, Bach flower remedies, or LHE phototherapy (no lasers), your work is recognized and protected.
