Thai
Massage Insurance.
Our Thai massage liability insurance provides necessary protection for Thai massage practitioners, covering the unique risks associated with this specialized bodywork. As a practitioner, you blend acupressure, assisted stretching, and energy work, making hands-on contact an essential part of your practice. This insurance safeguards you against potential legal claims, injuries, or accidents that may arise during your sessions.
With our comprehensive coverage, you can work confidently, knowing you are protected from liability issues—whether a client experiences an unexpected reaction, a slip during assisted stretches, or a misunderstanding about treatment outcomes. Our plans are affordable, offering a broad range of coverage options tailored to the needs of Thai massage professionals. MMIP’sThai massage liability insurance is the ideal choice for practitioners seeking reliable, industry-specific protection. Explore our coverage options to find the best plan for your practice.
Insurance Policies
$169 - 1 Year
Our Thai Massage liability insurance policy is tailored by years of experience just for massage therapists. We provide perks and benefits other companies don't - like free CEs, coverage for more than 500 modalities and disciplines, and more.
$159 - Part-Time
Work less hours? Pay lower rates. This Thai Massage liability insurance policy is designed for beauty and bodywork professionals who work fewer than 10 hands-on hours per week but still want high-quality massage insurance coverage.
$299 - 2 Year
Protect yourself with our two-year policy that saves you $39 over the course of your membership. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in coverage for two years.
Already insured & looking to renew?
What Our Thai Massage Insurance Covers
Thai Massage therapy insurance from MMIP provides both professional liability insurance and general liability coverage and additional safeguards that provide the best all-around protection possible.
Our Liability Insurance for Thai Massage Therapists Provides Coverage Under the Following Areas:
General Liability Insurance: This is also known as “slip and fall” insurance because that’s a common type of accident that can cause a claim. When you open your doors and start receiving clients, you’re also opening yourself up to general liability. Coverage here applies to injuries or property damage to third-party individuals in and around your place of business. A client tripping over a loose front door mat and injuring themselves is an example of an event that would fall under this coverage type.
Professional Liability Insurance: Also called “malpractice coverage” this protection is for the actual services you provide during a session. If a client reports an injury or somehow has their property damaged during treatment, they may seek legal action to get compensation. These types of claims would fall under professional liability.
Personal Injury & Advertising Coverage: This coverage can provide financial assistance to massage therapists if they become legally obligated to pay damages that arise from claims related to false advertising, libel or slander or copyright infringement. For example, if a MT's marketing materials inadvertently included false statements that damage another person's reputation, this coverage can help with legal and financial fallouts.
Full Suite Protection: It’s the full suite of protections offered in our plans that provides the best level of security possible from all the types of risks facing today’s Thai massage therapists. We’ve designed our plans to be an effective safeguard so that our members can focus on providing great treatments to clients, rather than what their insurance covers.
Identity Protection Plan: Today’s Thai massage therapists are exposed more than ever to the threat of a cyber incident stealing their personal data. If this occurs, our members get all the way up to $25,000 in identity restoration services.
Additional Membership Benefits
Free online continuing education courses
Free online therapy from BetterHelp
Over $1,800 in industry discounts
Access to health, vision, dental, and disability coverage plans
Disciplines and Modalities We Cover
General And Professional Liability Limits
What Is a Thai Massage?
Thai massage is a centuries-old healing practice that combines acupressure, assisted stretching, and energy work to promote relaxation, flexibility, and overall well-being. Unlike Western massage techniques that primarily use oils and direct muscle manipulation, Thai massage is performed on a mat, with the client fully clothed. Practitioners use their hands, elbows, knees, and even feet to guide clients through a series of yoga-like stretches, enhancing circulation and relieving muscular tension.
Rooted in traditional Thai medicine, this modality is designed to balance the body's energy flow and release blockages that may cause discomfort or restricted movement. Thai massage is particularly beneficial for improving flexibility, reducing stress, alleviating chronic pain, and improving mobility. Many clients seek it for relief from tension headaches, back pain, and joint stiffness.
If you're considering a career in Thai massage, understanding its foundations and proper techniques is fundamental.
Do I Need Thai Massage Liability Insurance?
In some states, having a Thai massage insurance policy might be a legal requirement to practice massage therapy. The rules and regulations can vary widely between jurisdictions.
For more information, see our page on massage therapist license requirements by state.
Hear What Our Massage Insurance Members Have To Say
I have used Massage Magazine Insurance Plus for years! Excellent, friendly service and easy renewal process, in addition to affordable rates. In my experience, customer service has always been able to easily resolve any questions or issues with a single phone call. Highly recommend!
Anna S.
I've been very happy with Insurance Plus for my liability insurance needs for nearly a decade. Reasonable pricing, easy process for starting and renewing this coverage, and accessible documents. As a Reiki Master who offers other modalities, I have been pleased with Massage Magazine Insurance Plus and feel grateful.
Ericka S.
Although I have never had to make a claim, I have been insured by Insurance Plus since around 1998. I find it meets my commercial needs, extremely affordable compared to other standard insurers available with coverage that gives me a sense of confidence that I am protected. I will continue to be a faithful client.
Helen W.
I'm a Reiki Master Teacher and I've had professional liability insurance with Massage Magazine Insurance Plus for over a decade now. I hope I never have to use, it but I feel secure in having the coverage. It was easy to sign up and anytime I've needed help, the staff is right there to assist. I recommend this insurance to all of my students and colleagues.
Mary R.
FAQs About Thai Massage Liability Insurance
Why do Thai massage practitioners need liability insurance coverage?
Thai massage involves hands-on techniques like assisted stretching and deep tissue massage, which sometimes lead to accidental injuries. If a client experiences discomfort, an allergic reaction, or other mishaps during a session, you could be legally obligated to pay for damages. A top-tier coverage insurance policy protects your business from financial loss by covering potential claims.
How much coverage do I need for my Thai massage practice?
The amount of liability insurance coverage you need depends on your business size, client volume, and the types of services you offer. Many insurance providers recommend at least $1 million per claim to assure good coverage in case of an unexpected lawsuit. Our plans provide great coverage at a reasonable price, helping you stay protected without excessive additional fees.
Does this policy cover advertising injury?
Yes. If someone claims that your marketing materials or online ads harmed their reputation, your liability insurance will protect your business from costly legal disputes. Personal Injury & Advertising coverage provides you with safeguards against claims of libel, slander, or false advertising.
What types of wellness modalities does this insurance cover?
Our policy includes protection for Thai massage as well as related wellness modalities like connective tissue massage, deep tissue massage, and even some specialized treatments like cupping (if you offer cupping as part of your practice).
What if a client has an allergic reaction during a session?
Even though Thai massage doesn’t typically involve oils, some clients may have sensitivities to lotions, balms, or linens. If an allergic reaction occurs and results in medical expenses, your liability insurance coverage helps cover costs, making sure you are not legally obligated to pay out of pocket.
Do all states mandate that Thai massage practitioners have insurance?
Many states mandate that massage practitioners carry liability insurance before working with clients. Even if it’s not required in your area, having instant coverage provides peace of mind and protects your business from unexpected risks.
Does Thai massage liability insurance cover injuries beyond muscle strain?
Yes! Accidents happen, and while Thai massage is a low-impact practice, improper technique or an existing client condition could lead to unexpected injuries. Some policies include coverage for harm to internal organs or nerve damage caused by excessive pressure during tissue massage or stretching.
How quickly does my coverage start?
With our instant coverage, you’re protected with massage therapy liability insurance as soon as you sign up. There’s no waiting period, so you can focus on running your business without delay.
