Myofascial Release Insurance
Our insurance coverage was designed specifically for the unique risks faced by myofascial release therapists. We’ve combined all the coverage today’s professionals need and then neatly bundled it into an all-inclusive policy that offers immediate coverage at an incredibly affordable annual rate.
Professional Liability Insurance Made for Myofascial Release Therapists
Liability insurance is the safety net your career needs to be protected through everything this varied field can throw your way. While you focus on providing this incredibly beneficial therapy to your ever-growing list of satisfied clients, we’ll work in the background - making sure you are covered from every angle from the many different types of risks that can present themselves to professionals operating in the health and wellness fields.
Professional liability insurance for myofascial release therapists actually goes beyond professional liability although that aspect is truly crucial for any therapist actively treating clients. Indeed, our professional liability coverage provides up to $2 million for each occurrence and $3 million in total as an individual annual aggregate for claims of “malpractice” and thus falling under professional liability coverage. Another really important safeguard built into our myofascial release insurance program is the inclusion of generous coverage limits for both general liability and product liability.
Get Peace of Mind in Minutes with Full Insurance Coverage
Our myofascial release therapy insurance plan provides several options for professionals to get full insurance coverage in just a few minutes’ time
1-Year Professional Rate - $169 $159 per year
Save $10 Now With Our First-Year Intro Rate
| Provided by Massage Magazine - Trusted for Over 30 Years |
| Immediate Coverage and Proof of Insurance in minutes! |
| FREE Online Continuing Education ($97 value) |
2-Year Professional Rate - $279.95 for two years
Save 17% By Purchasing Two Years of Coverage
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| Provided by Massage Magazine - Trusted for Over 30 Years |
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| Immediate Coverage and Proof of Insurance in minutes! |
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| FREE Online Continuing Education ($97 value) |
Free Benefits with a Myofascial Release Insurance Policy
Unlimited, free online NCBTMB-approved continuing education classes, anyone? Our membership program was designed to give members a rich benefit for their decision to partner with us. From day one, in addition to unlimited CE courses, members enjoy a free customizable website for promoting a practice online, exclusive discounts from top names in massage and health, and discounted subscription rates for award-winning Massage Magazine.
General Liability:
is a type of risk that extends to just about any business that is performing a service. Known to many as “slip and fall insurance”, general liability insurance covers you from any number of different accidents that result in a third party claim for injuries and/or property damage.
Professional Liability:
provides protection when a client has a bad allergic reaction to one of the many different products that can be used in or around a client before, during, or even after a session. Perhaps you used an organic cleaner on the table just before your client arrives, or maybe they find they are allergic to the particular hand sanitizer you used. However it happens, when a client needs treatment for an allergic reaction because of a product you used, you could be held liable for paying for their medical treatment.
Product Liability:
Covers members against claims for adverse allergic reactions up to $2 million per year.
Rental Damage Coverage:
Covers the cost of repairs for damages done to a rented property or space up to $100,000.
Stolen/Damaged Equipment Coverage:
Covers valuable equipment and gear that is stolen during a reported robbery-by-force, up to $1,000 less a $250 deductible.
Identity Protection:
Provides up to $25,000 in identity restoration services if a member's identity were to be compromised.
Getting immediate insurance coverage has never been easier with our flexible payment options. With MMIP, you can choose the payment option that works best for your career as a myofascial release therapist. Available options include:
One-Year Professional Plan: $159
Two-Year Professional Plan: $279.95
One-Year Student Plan: $25
One-Year Benefits Only Plan: $39 (excludes insurance and CEs)
Adding Additional Businesses: $10 per year, per business
Unlimited Additional Businesses $30 per year
Some massage insurance companies out there talk a good game but then when you peel back the layers, you find their policies for myofascial therapists are seriously lacking in real-world protection mechanisms. A few key elements we include to adequately protect our pros include occurrence form coverage and individual annual aggregates. Sounds simple, right? Let’s look at how these two provisions can save you huge amounts of dough when a claim arises.
Occurrence Form: this is something you definitely want to make sure is in your insurance policy because without it, once your policy expires, you won't be able to file a claim for an event that occurred while the policy was active. As an example, if your policy expires December 31st and then a few days into January you receive notice that a claim is being brought against you, without occurrence form coverage, you won’t be able to file this claim and would be left paying out of pocket. We go with occurrence form because it says if the event happens while the policy was in effect, that event is covered no matter when you file your claim.
Individual Annual Aggregates: as opposed to shared annual aggregates that are used in some insurance plans, our policies run with individual annual aggregates. With a shared aggregate, you’ll be grouped with other members that, as a group, fall under the coverage limit. If other members use up your coverage limit before you file a claim, you may not have enough left to adequately cover your claim. Individual aggregates are just that - for you and you alone. This means you get every dollar of your annual aggregate which could mean a lot more money left in your pocket during a claim year.
You can see that very quickly two small provisions within an insurance policy can be the difference between full coverage and having to shell out your own money for a claim. Our myofascial insurance plan was created to be comprehensive, affordable, and also extremely accessible; all so that you get the best return possible for your investment in our insurance program.
Combating Risk with an Insurance Triple Threat
As an insurance company born and bred in the massage industry, we want to provide our professional members with the security they need to confidently approach each client with precision therapy. Our insurance program provides real protection because it really protects. If a claim happens, we’ll be ready with a 1, 2, 3 punch, providing:
Dedicated Care and Assistance from our Licensed Customer Care Team
Legal Defense, If Required
Costs of the Claim
Insurance Coverage that Actually Has Your Back
A family-fun business rooted in the massage, health, and wellness industry for decades, we’ve helped our members through so many different situations, that almost nothing seems to be surprising anymore. From this intimate knowledge, we’ve developed a dynamic insurance program to meet the needs of today’s multifaceted myofascial release therapists. Great coverage, affordable rates, and a dedicated team of professionals working together is what makes our insurance program so effective. See what we’re all about.
Comparing Different Myofascial Release Insurance Programs
With something as important as protecting you and your career for the long-haul, chances are you’re doing some research on how different myofascial release insurance programs compare. Saving you a little legwork, we present our insurance plan’s coverage and limits right with leading competitors so you can see how programs compare in the areas that matter most for you. Check out the insurance comparison grid.
