Animal Massage
Liability Insurance
Protect Your Career with Animal Massage Liability Insurance
As an animal massage therapist, your mission is to improve the health, mobility, and comfort of your animal clients, whether that’s through equine massage therapy, canine bodywork, or other holistic wellness modalities. But while you're focused on healing, are you protected from potential claims that could threaten your career?
Our Animal Massage Liability Insurance is specifically designed for massage therapists offering animal massage therapy, equine massage, pet massage, and animal bodywork. This comprehensive coverage shields you from claims arising during sessions, such as unexpected reactions, injuries, or accidents involving animals or their handlers.
From bodily injury to advertising injury or medical expenses, MMIP’s liability insurance covers the unique risks tied to your professional services, including equine massage liability insurance and animal bodywork liability insurance. Whether you work on-site, at barns, clinics, or mobile locations, our plans are flexible, affordable, and built to meet the demands of your practice.
MMIP’s animal massage insurance is trusted by animal massage practitioners and wellness professionals across the country, providing nationwide coverage for a wide range of wellness modalities.
You care for animals. We help protect the services and reputation you’ve worked so hard to build.
Animal Massage Insurance Cost
$169 - 1 Year
Our Animal Massage insurance policy is tailored by years of experience just for practitioners. We provide perks and benefits other companies don't - like free CEs, coverage for more than 500 modalities and disciplines, and more.
$159 - Part-Time
Work less hours? Pay lower rates. This Animal Massage liability insurance policy is for professionals who work fewer than 10 hands-on hours per week but still want high-quality insurance coverage.
$299 - 2 Year
Protect yourself with our two-year Animal Massage liability insurance policy that saves you $39 over the course of your membership. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in coverage for two years.
Already insured & looking to renew?
Massage Therapy Liability Insurance Policy Benefits & Highlights
Free CEs
We've teamed up with a premier massage therapy continuing education provider, Niel Asher Education, to offer our members access to 50 hours of FREE NCBTMB-approved online massage continuing education.
What Our Animal Massage Insurance Covers
Animal Massage insurance from MMIP provides both liability coverage and additional safeguards that provide the best all-around protection possible.
Our Animal Massage Insurance Plans Provide Coverage Under the Following Areas:
General Liability Insurance: This is also known as “slip and fall” insurance because that’s a common type of accident that can cause a claim. When you open your doors and start receiving clients, you’re also opening yourself up to general liability. A client tripping over a loose front doormat and injuring themselves is an example of an event that would fall under this coverage type.
Personal & Advertising Injury Coverage: This coverage can provide financial assistance to Animal Massage therapists if they become legally obligated to pay damages that arise from claims related to false advertising, libel, slander, or copyright infringement. For example, if your marketing materials inadvertently include false statements that damage another person's reputation, this coverage helps with legal and financial fallout.
Professional Liability Insurance: Also called “malpractice coverage,” this protection applies to the actual animal massage therapy and professional services you provide during each session. If an animal client experiences discomfort or injury during treatment, or if their owner believes your work contributed to an issue, you could face legal action.
These types of claims arising from your hands-on massage therapy fall under professional liability. Our animal massage liability insurance helps protect you in these situations, ensuring you’re not left financially vulnerable for doing the work you love.
Identity Protection Plan: Today’s Animal Massage therapists are exposed more than ever to the threat of a cyber incident stealing their personal data. If this occurs, our members get all the way up to $25,000 in identity restoration services.
Exclusive coverage perks and benefits included
500+ Modalities Covered—No Extra Cost
For one low price, you’re covered for over 500 yoga, massage, and beauty modalities like yoga therapy, Pilates, hot stone, reiki, fire cupping, sound healing and more. See all here.
Coverage That Follows You
You are covered wherever you practice in all 50 states, whether it's at your client's home, your office, their office, outdoors, or even online.
Free Continuing Education Courses
Included with your policy is access to 50 hours of FREE NCBTMB-approved online continuing education courses from Niel Asher Education.
Insurance Marketplace
Get access to affordable health, vision, and dental insurance coverage. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365—with only a $10 copay.
Disciplines and Modalities We Cover
General And Professional Liability Limits
What Is Animal Massage?
Animal massage is a specialized form of massage therapy focused on improving the health, mobility, and overall well-being of animal clients, including dogs, horses, and other companion or performance animals. By using targeted techniques similar to those used in human bodywork, animal massage therapists help reduce pain, increase circulation, and support recovery from injuries or chronic conditions.
This hands-on therapeutic approach has roots in ancient healing practices and has evolved into a respected wellness modality used worldwide. In modern times, animal massage therapy, including equine massage and animal acupressure, is increasingly integrated into veterinary support plans, sports recovery programs for horses, and general pet wellness routines.
Animal massage addresses a wide range of concerns, from joint stiffness and limited mobility to post-surgical recovery and behavioral issues related to pain. Whether your focus is on equine massage therapy for competitive horses or pet massage for aging dogs, this form of professional service offers a compassionate and effective way to improve the health and quality of life of your animal clients, while also advancing your career as a trusted wellness professional.
Do I Need Animal Massage Liability Insurance?
Absolutely. Carrying animal massage liability insurance isn’t just a smart move; it may be necessary depending on your location and the type of animal bodywork you offer. Colorado, Washington, and Oregon have outlined rules where animal massage may fall under veterinary oversight unless exempted (e.g., with client consent or under veterinary supervision). Whether you're practicing equine massage therapy at a barn, offering pet massage in a mobile setting, or working in a wellness clinic, many states and facilities require proof of liability insurance before you can treat animal clients.
But insurance coverage goes far beyond legal requirements. It’s about protecting yourself from unexpected challenges, like an animal reacting poorly to a session, a handler alleging negligence, or claims related to bodily injury, or even advertising injury. With comprehensive coverage, you can continue practicing with confidence, knowing you're safeguarded from claims arising from your professional services.
Your career is built on helping animals heal; don't risk losing it to a lawsuit. The right animal massage insurance allows you to focus on your practice, not potential liabilities.
What Should I Look for in an Animal Massage Insurance Policy?
When choosing an animal massage insurance policy, it’s important to prioritize comprehensive coverage that protects your professional services as well as general liability. A strong policy should include professional liability for the hands-on animal massage therapy you provide, and general liability to address unexpected accidents like bodily injury involving animals or their handlers.
Look for a plan that covers multiple wellness modalities, including equine massage, pet massage, and animal acupressure, so you're protected as your skills and services evolve. Bonus perks like free continuing education, flexible payment plans, and exclusive member discounts can also support your growth as a wellness professional.
Our animal massage liability insurance checks all these boxes, providing coverage that protects against everything from medical expenses and funeral expenses incurred, to legal claims over another's advertising idea or written publication. With nationwide coverage and flexible options, MMIP assures your practice is supported from every angle.
Give your career the solid foundation it deserves: one policy, complete coverage, and peace of mind.
Hear What Our Liability Insurance Members Have To Say
Frequently Asked Questions
What does Animal Massage liability insurance actually cover?
Animal Massage liability insurance helps protect you from legal claims related to accidents that happen in your professional services. This includes coverage for bodily injury and advertising injury that might occur during your animal massage therapy sessions, whether on your premises or at a client’s location. It also extends to situations involving equine massage, pet massage, and other related wellness modalities.
Does this policy include coverage for equine massage therapy?
Yes! Our plan includes equine massage insurance designed specifically for animal massage therapists who work with horses. Equine sessions come with unique risks. Our coverage assures you’re protected while delivering professional services in barns, arenas, or mobile practice environments.
What does “insured’s liability” mean in my policy?
The term insured’s liability refers to your legal responsibility as the covered therapist. If a claim arises alleging that your professional services caused harm or financial loss, your policy helps cover the costs, up to the maximum amount stated in your insurance agreement.
What types of claims fall under the “following offenses” section of my policy?
The following offenses typically refer to non-physical claims like advertising injury, copyright violations, or harm caused by a written publication or another’s advertising idea. Even as a wellness provider, you could be exposed to these risks through marketing or online content; your policy can help protect you here, too.
What should I know about practicing on different premises?
Whether you’re working at a barn, a client’s home, a clinic, or a showground, coverage follows you. However, some facilities may require additional documentation or named insured certificates. Be sure to read your policy’s terms regarding different premises and inform the provider if you frequently travel or offer mobile animal bodywork services.
