Lomilomi Massage
Liability Insurance
Protect Your Practice with Lomilomi Massage Liability Insurance
As a Lomilomi massage therapist, you don’t just ease muscle tension; you guide your clients into a deeper state of healing, relaxation, and connection. But while you're channeling the spirit of traditional Hawaiian massage, are you doing enough to protect your practice?
Our Lomilomi massage liability insurance is designed to meet the specific needs of therapists who perform this sacred and highly physical form of massage therapy. With fluid, flowing strokes that work across the entire body, this full-body massage technique brings powerful results, but it also carries unique professional risks.
With MMIP’s comprehensive coverage, you’re protected from potential legal claims, unexpected discomfort during treatment, or incidents that may arise from using pressure points, elbows, or forearms, all common techniques in Lomilomi massage. Whether a client experiences a reaction to massage oil, reports pain during deep tissue work, or simply feels lightheaded after a deeply relaxing session, you’ll have peace of mind knowing your coverage is there to support you.
Focus on helping your clients achieve their best—we’ll handle the rest!
Lomilomi Massage Insurance Cost
$169 - 1 Year
Our Lomilomi Massage insurance policy is tailored by years of experience just for practitioners. We provide perks and benefits other companies don't - like free CEs, coverage for more than 500 modalities and disciplines, and more.
$159 - Part-Time
Work less hours? Pay lower rates. This Lomilomi Massage liability insurance policy is for professionals who work fewer than 10 hands-on hours per week but still want high-quality insurance coverage.
$299 - 2 Year
Protect yourself with our two-year Lomilomi Massage liability insurance policy that saves you $39 over the course of your membership. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in coverage for two years.
Already insured & looking to renew?
Massage Therapy Liability Insurance Policy Benefits & Highlights
Free CEs
We've teamed up with a premier massage therapy continuing education provider, Niel Asher Education, to offer our members access to 50 hours of FREE NCBTMB-approved online massage continuing education.
What Our Lomilomi Massage Insurance Covers
Lomilomi Massage insurance from MMIP provides both liability coverage and additional safeguards that provide the best all-around protection possible.
Our Lomilomi Massage Insurance Plans Provide Coverage Under the Following Areas:
General Liability Insurance: This is also known as “slip and fall” insurance because that’s a common type of accident that can cause a claim. When you open your doors and start receiving clients, you’re also opening yourself up to general liability. A client tripping over a loose front doormat and injuring themselves is an example of an event that would fall under this coverage type.
Personal & Advertising Injury Coverage: This coverage can provide financial assistance to Lomilomi Massage therapists if they become legally obligated to pay damages that arise from claims related to false advertising, libel, slander, or copyright infringement. For example, if a bodyworker's marketing materials inadvertently include false statements that damage another person's reputation, this coverage can help with legal and financial fallout.
Professional Liability Insurance: Also called “malpractice coverage,” this protection is for the actual services you provide during a Lomilomi Massage session. If a client reports an injury, they may seek legal action to get compensation. These types of claims would fall under professional liability.
Identity Protection Plan: Today’s Lomilomi Massage therapists are exposed more than ever to the threat of a cyber incident stealing their personal data. If this occurs, our members get all the way up to $25,000 in identity restoration services.
Exclusive coverage perks and benefits included
500+ Modalities Covered—No Extra Cost
For one low price, you’re covered for over 500 yoga, massage, and beauty modalities like yoga therapy, Pilates, hot stone, reiki, fire cupping, sound healing and more. See all here.
Coverage That Follows You
You are covered wherever you practice in all 50 states, whether it's at your client's home, your office, their office, outdoors, or even online.
Free Continuing Education Courses
Included with your policy is access to 50 hours of FREE NCBTMB-approved online continuing education courses from Niel Asher Education.
Insurance Marketplace
Get access to affordable health, vision, and dental insurance coverage. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365—with only a $10 copay.
Disciplines and Modalities We Cover
General And Professional Liability Limits
What is Lomilomi Massage?
Lomilomi massage is a traditional Hawaiian massage technique designed to promote deep relaxation, emotional release, and physical healing. Using flowing strokes, forearms, elbows, and intentional touch, it works to relieve muscle tension, improve blood flow, and support the body’s natural ability to heal, treating the entire body as a unified whole.
This sacred massage therapy from Hawaii has been passed down through lineages for generations. Once discouraged by American missionaries, the practice has re-emerged as a powerful healing modality embraced by spas, wellness clinics, and holistic therapists worldwide. It’s known not just for its physical benefits, but for its ability to restore harmony to both body and spirit.
Lomi massage addresses a wide range of concerns, from easing chronic pain and calming the nervous system to detoxifying the body and promoting improved circulation. Whether you're feeling stressed, physically depleted, or emotionally blocked, Lomilomi massage offers a nurturing, restorative experience that reconnects you with yourself.
Do I Need Lomilomi Massage Liability Insurance?
Absolutely! If you practice Lomilomi massage, having liability insurance isn’t just wise, it’s often necessary. Some states require coverage by law, and regulations vary, so it’s important to stay up to date and fully covered as a massage therapist.
But insurance isn’t just about checking legal boxes. Lomi massage is a deeply physical and spiritual practice that involves long strokes, massage oil, and often full exposure of multiple body parts. Even the most experienced therapist faces unexpected issues, like a client experiencing soreness after deep pressure, reacting to skin products, or misinterpreting the intent of a session.
With proper liability coverage, you can protect yourself from these risks and focus on what you do best, bringing relaxation, healing, and stress relief to your clients.
Don't take chances with your calling; get the protection you need and practice with total peace of mind.
What Should I Look for in a Lomilomi massage Insurance Policy?
Prioritize a policy that covers both professional and general liability, including a range of massage modalities like Lomilomi massage, traditional Swedish massage, yoga, deep tissue massage and cosmetology. Also, look for policies offering free continuing education, member discounts, and flexible payment plans.
Our Lomilomi Massage insurance policy checks all these boxes, making sure that every aspect of your practice is protected. With our specialized insurance policy, you'll confidently focus on providing exceptional care to your clients, knowing that you have complete and tailored coverage backing your professional journey.
Hear What Our Liability Insurance Members Have To Say
Frequently Asked Questions
What should a Lomilomi massage therapist wear during a session to maintain professionalism and comfort?
As a massage therapist practicing Lomilomi, you should wear loose, breathable clothing that allows for full range of motion without restricting your flow. Because the technique involves slow, rhythmic massage strokes and full-body contact, it’s important to choose attire that keeps you comfortable while maintaining a respectful and professional image throughout the session.
How can I adapt Lomilomi techniques if a client prefers a combination of traditional massage and more targeted muscle tightness work?
Many clients prefer a combination of classic Lomilomi’s flowing, wave-like strokes with deeper work on specific areas of muscle tightness. As a therapist, you can adjust your pressure, tempo, and positioning, blending slow, full-body strokes with more focused techniques borrowed from other forms of massage therapy to create the perfect choice for each client’s needs.
How do I manage common concerns like hair, towel placement, and breathing patterns during Lomilomi sessions?
During a session, you’ll need to carefully manage towel draping, especially since Lomilomi often works from the head to the toe in long, continuous movements. Smoothly moving towels while maintaining client privacy is essential. Be mindful of hair around the head and scalp to avoid pulling, and encourage deep breathing to help relax the stomach and legs, creating an even deeper healing experience.
How does Lomilomi massage assist with toxin release and blood pressure regulation compared to other forms of therapy?
Lomilomi’s slow, rhythmic massage strokes stimulate the lymphatic system, helping the body naturally process toxins. The combination of gentle pressure and flowing movements also promotes better blood circulation, which can contribute to healthy blood pressure regulation over time. Most therapists find that Lomilomi’s full-body focus offers a more holistic detox and circulatory benefit than more isolated techniques.
Is Lomilomi massage appropriate for children, and how should I adjust my physical technique if offering sessions to younger clients?
Lomilomi can be adapted for children with a lighter touch, shorter session times, and more focused breathing guidance. Because children are still growing and more sensitive to pressure, you’ll want to use slower, gentler waves across the body, paying extra attention to comfort around the stomach, legs, and head. Always ensure clear communication with the child’s guardian before beginning any session.
