Sports Massage
Liability Insurance
Protect Your Career with Sports Massage Liability Insurance
As a sports massage therapist, your mission is to help clients recover, perform at their peak, and stay injury-free—but are you taking steps to protect yourself? Our Sports Massage liability insurance is specifically crafted to cover the unique challenges of your practice, letting you focus on your work without the stress of unexpected risks.
With our comprehensive coverage, you're safeguarded from potential legal claims and accidents that could arise during your sessions. Whether it’s a client experiencing unexpected discomfort during treatment or an accidental slip in your workspace, we’ve got your back.
Our insurance plans are flexible, affordable, and tailored to fit your needs—so you’ll always have the right coverage, no matter where or how you practice.
MMIP’s Sports Massage Insurance is trusted by therapists working in gyms, athletic facilities, and private practices across the country.
Focus on helping your clients achieve their best—we’ll handle the rest!
Sports Massage Liability Insurance Cost
$169 - 1 Year
Our Sports Massage insurance policy is tailored by years of experience just for practitioners. We provide perks and benefits other companies don't - like free CEs, coverage for more than 500 modalities and disciplines, and more.
$159 - Part-Time
Work less hours? Pay lower rates. This Sports Massage liability insurance policy is for professionals who work fewer than 10 hands-on hours per week but still want high-quality insurance coverage.
$299 - 2 Year
Protect yourself with our two-year Sports Massage liability insurance policy that saves you $39 over the course of your membership. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in coverage for two years.
Already insured & looking to renew?
What Our Sports Massage Insurance Covers
Sports massage therapy insurance from MMIP provides both professional and general liability coverage and additional safeguards that provide the best all-around protection possible.
Our Liability Insurance for Sports Massage Therapist Provide Coverage Under the Following Areas:
General Sports Massage Therapy Liability Insurance: This is also known as “slip and fall” insurance because that’s a common type of accident that can cause a claim. When you open your doors and start receiving clients, you’re also opening yourself up to general liability. A client tripping over a loose front doormat and injuring themselves is an example of an event that would fall under this coverage type.
Personal & Advertising Injury Coverage: This coverage can provide financial assistance to Sports Massage therapists if they become legally obligated to pay damages that arise from claims related to false advertising, libel, slander, or copyright infringement. For example, if a bodyworker's marketing materials inadvertently include false statements that damage another person's reputation, this coverage can help with legal and financial fallouts.
Professional Sports Massage Liability Insurance: Also called “malpractice coverage,” this protection is for the actual services you provide during a Sports Massage session. If a client reports an injury, they may seek legal action to get compensation. These types of claims would fall under professional liability.
Identity Protection Plan: Today’s Sports Massage therapists are exposed more than ever to the threat of a cyber incident stealing their personal data. If this occurs, our members get all the way up to $25,000 in identity restoration services.
Exclusive coverage perks and benefits included
500+ Modalities Covered—No Extra Cost
For one low price, you’re covered for over 500 yoga, massage, and beauty modalities like yoga therapy, Pilates, hot stone, reiki, fire cupping, sound healing and more. See all here.
Coverage That Follows You
You are covered wherever you practice in all 50 states, whether it's at your client's home, your office, their office, outdoors, or even online.
Free Continuing Education Courses
Included with your policy is access to 60 hours of FREE NCBTMB-approved online continuing education courses from Niel Asher Education.
Insurance Marketplace
Get access to affordable health, vision, and dental insurance coverage. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365—with only a $10 copay.
Disciplines and Modalities We Cover
General And Professional Liability Limits
What is Sports Massage Therapy?
Sports massage is a specialized therapy that helps athletes and active individuals boost performance, prevent injuries, and support recovery. By using targeted techniques, sports massage works to relieve muscle tension, improve flexibility, and boost circulation—helping your body stay in top condition.
This therapeutic approach has been used for centuries, with origins in ancient Greece and Rome, where athletes sought massage therapy to prepare for competition and recover afterward. Today, sports massage is a go-to treatment in gyms, athletic training centers, and wellness clinics to keep clients performing at their best.
Sports massage can address a wide range of concerns, from reducing muscle soreness and speeding up recovery to improving mobility and preventing injuries. Whether you’re preparing for an event, recovering from intense workouts, or simply looking to stay active, sports massage offers a natural and effective way to support your fitness journey.
Do I Need Sports Massage Liability Insurance?
Absolutely! Having sports massage liability insurance is a smart move—and in some cases, it’s even required by law. Every state has different regulations, so it’s important to stay informed and make sure you’re covered.
Insurance isn’t just about meeting legal requirements—it’s about protecting yourself from unexpected situations, like a client experiencing an injury during a session or a misunderstanding about treatment results. With the right coverage, you can focus on helping your clients perform at their best without worrying about potential risks.
Don't take chances with your career—get the protection you need and practice with confidence!
What Should I Look for in a Sports Massage Insurance Policy?
Prioritize a policy that covers both professional and general liability, including a range of services like sports massage, Swedish massage, yoga, and cosmetology. Also, look for policies offering free continuing education, member discounts, and flexible payment plans.
Our Sports Massage insurance policy checks all these boxes, making sure that every aspect of your practice is protected. With our specialized insurance policy, you'll confidently focus on providing exceptional care to your clients, knowing that you have complete and tailored coverage backing your professional journey.
Hear What Our Liability Insurance Members Have To Say
Frequently Asked Questions
What is sports massage therapy insurance?
Sports massage therapy insurance is a type of coverage that protects massage therapists from liability claims that may arise while providing massage therapy services. It helps cover unexpected claims, such as bodily injury, legal fees, and even lost wages, so you can focus on your clients without worry.
Why do I need massage therapy liability insurance?
Having massage therapy liability insurance is important because it protects you if a client claims they were injured during a session or experienced an allergic reaction to your treatment. Without coverage, you could be held liable for medical expenses and legal fees, which can be costly.
What does a massage therapy insurance policy cover?
A comprehensive massage therapy insurance policy typically covers:
Bodily injury claims from clients
Legal fees related to lawsuits
Medical expenses resulting from accidents
Can I be held liable for injuries even if I follow proper techniques?
Yes, even if you follow all best practices, accidents can still happen. A client could experience unexpected pain or discomfort, and you could be held liable. Having malpractice insurance ensures you're protected against potential legal liability.
Do other massage therapists need insurance too?
Yes, all massage therapists, whether specializing in sports massage therapy or general massage therapy services, should have insurance. It’s a necessary part of running a professional and responsible massage practice.
What happens if I don’t have massage therapist insurance?
Without insurance, you would be responsible for covering any legal fees, medical expenses, and potential settlements out of pocket if a client files a claim against you. A single unexpected claim could seriously impact your career and finances.
Is sports massage therapy insurance tax-deductible?
In many cases, yes. Insurance premiums for your massage therapy practice can often be written off as a business expense. However, it’s best to check with a tax professional for specific advice.
How soon does coverage start after I purchase a policy?
MMIP's massage therapist insurance policies provide immediate coverage upon purchase, so you can start offering your professional services with confidence right away.
