Alabama Massage Liability Insurance
Protect Your Career with the #1 rated Alabama Massage Liability Insurance for Only $0.41/Day. Get comprehensive massage therapist insurance in Alabama with MMIP's A-rated coverage for just $12.50/month. From Birmingham to Mobile, Alabama massage therapists in the Heart of Dixie trust our professional liability insurance for instant coverage and 500+ modality protection. Join thousands of Alabama massage professionals who rely on MMIP for affordable, comprehensive insurance coverage throughout the Cotton State.
How Much is Professional Liability Insurance in Alabama?
For massage therapists in Alabama, our professional liability insurance ranges from $159 to $299, depending on which policy option you choose: part-time, full-time, or two-year.
1 year full-time Professional Rate
$
169
/1yr
Cost to you: $0.46/day
2 year full-time
professional rate
$
299
/2yr
Cost to you: $12.50/month
1 year part-time
professional rate
$
159
/1yr
Cost to you: $0.43/day
Trusted by Leading Companies
Rest assured you and your career are protected with Massage Magazine Insurance Plus. We're A-Rated (Superior) and backed by Arthur J. Gallagher.
BBB A+ Accreditation
Massage Magazine Insurance Plus takes great pride in achieving an A+ accreditation from the Better Business Bureau. Trust is at the heart of our values, and we remain unwavering in our commitment to prioritizing our customer communities Since 2009.
Massage Therapy Liability Insurance Policy Benefits & Highlights
Free CEs
We've teamed up with a premier massage therapy continuing education provider, Niel Asher Education, to offer our members access to 50 hours of FREE NCBTMB-approved online massage continuing education.
Is Liability Insurance Required in Alabama?
Yes, massage therapists in Alabama are required to obtain professional liability insurance, also called personal liability insurance, with a minimum coverage amount of $1,000,000 per year. Our policy surpasses this requirement.
Our Policy Limits
Professional Liability Insurance: Also known as "malpractice insurance" or "errors and omissions insurance," covers claims related to professional negligence, including instances like burns from hot stones or injuries during a deep tissue massage.
General Liability Insurance: Provides protection from claims that may not directly stem from your professional services. For example, if a client simply tripped and fell on your property, this coverage would protect you from the financial fallout of the lawsuit.
This coverage can help protect you if you’re accused of libel, slander, or false advertising.
Provides protection against identity theft and threat incidents that would put personal information at risk. Typically includes credit monitoring, dark web scans, and recovery services if your information is jeopardized.
Why Choose Massage Magazine Insurance Plus?
With a rich history of almost 40 years in the industry, MASSAGE Magazine created Massage Magazine Insurance Plus as a comprehensive national liability insurance policy for professionals in the fields of health, wellness, and beauty.
Now supported by Arthur J. Gallagher & Co., our members can benefit from enhanced insurance coverage that is both reliable and backed by esteemed partners. Despite these advancements, our dedicated team at MASSAGE Magazine, serving the massage and bodywork industry since 1985, continues to operate the program.
500+ Modalities Covered—No Extra Cost
Are you a dual-practitioner? One policy covers you in over 500 modalities, see all here.
Coverage That Follows You
Our policy automatically follows you nationwide, and even online.
Free Continuing Education Courses
Access 50 hours of FREE NCBTMB-approved CEs as well as discounts to other leading CE providers.
Insurance Marketplace
With the Insurance Marketplace, you will receive concierge access to health, dental, and vision coverage plans.
1 year full-time Professional Rate
$
169
/1yr
Cost to you: $0.46/day
2 year full-time
professional rate
$
299
/2yr
Cost to you: $12.50/month
1 year part-time
professional rate
$
159
/1yr
Cost to you: $0.43/day
Alabama Massage Therapist State Requirements
Alabama Education and Training Requirements
In Alabama, applicants must complete specific educational requirements to be eligible for a massage therapy license. These include:
- Minimum Hours of Instruction: You are required to complete 650 hours of instruction from an accredited school approved by the Alabama State Board.
- Anatomy and Physiology: At least 100 hours, including Myology (35 hours), Osteology (15 hours), Circulatory system (10 hours), and Nervous system (10 hours).
- Pathology Studies: A minimum of 40 hours is needed.
- Massage Therapy Study: This should comprise 250 hours, which includes a minimum of 50 hours of supervised practice. It should also cover contradictions, contraindications, and related touch modalities.
- Miscellaneous Board Requirements: An additional 50 hours should be allocated for business, professional ethics, CPR, first aid, and hydrotherapy.
- Electives: The program may include up to 210 hours of electives determined by the school.
Alabama License Requirements:
To obtain a massage therapist license in Alabama, applicants must:
Age and Background: Be at least eighteen with an acceptable background.
Examination: Pass a national examination accredited by the National Committee for Certifying Agencies (NCAA), such as the MBLEx or NCBTMB.
Professional Liability Insurance: Massage therapists must obtain professional liability insurance coverage with a minimum coverage amount of $1,000,000.
Application Process: Complete an application request form and submit it with official transcripts, two passport-style photographs, and the required fees.
Fees: The fees include a $25 application request fee, a $100 license fee, and additional charges for background checks and other services.
The Alabama Board of Massage Therapy website provides further details on licensing. Verifying this information with the latest guidelines provided by the Alabama and national certification board regulatory bodies is essential, as requirements can change.
Massage Therapy Schools in Alabama
Here are recommended massage therapy schools in Alabama, representing different regions of the state:
North Alabama - North Alabama Wellness School of Massage, Florence, AL: Known for its comprehensive curriculum and hands-on training, this school offers a robust program in massage therapy.
South Alabama - Blue Cliff Career College, Mobile, AL: It offers a 750-hour curriculum that includes deep tissue massage, neuromuscular therapy, spa massage, and more.
East Alabama - Better Bodies Massage Institute, Opelika, AL: Provides comprehensive training in massage therapies focusing on holistic wellness.
West Alabama - Birmingham School of Massage, Birmingham, AL: Offers a balanced curriculum that includes practical and theoretical aspects of massage therapy.
Central Alabama - Transitions Technical College, Montgomery, AL: This accredited college offers a variety of courses and is known for its skilled faculty and practical training approach.
These schools provide a blend of theoretical knowledge and practical experience, preparing students for a successful career in massage therapy. Each represents a different part of Alabama, maximizing accessible education across the state.
Insurance Requirements
The insurance requirements for licensure as a massage therapist in the State of Alabama, as per the Alabama Board of Massage Therapy, include:
Personal Liability Insurance Coverage: Each massage therapist applicant must produce evidence of having a minimum of $1,000,000 in personal liability insurance coverage.
This insurance requirement is vital for practicing massage therapy in Alabama. It helps to maintain a safe and secure environment for clients and meets the state's regulatory standards.
For more detailed information see our page about massage insurance in Alabama.
We Cover 500+ Modalities and Disciplines
All at no extra cost.
See What MMIP Insurance Members Are Saying
I have used Massage Magazine Insurance Plus for years! Excellent, friendly service and easy renewal process, in addition to affordable rates. In my experience, customer service has always been able to easily resolve any questions or issues with a single phone call. Highly recommend!
Anna S.
I've been very happy with Insurance Plus for my liability insurance needs for nearly a decade. Reasonable pricing, easy process for starting and renewing this coverage, and accessible documents. As a Reiki Master who offers other modalities, I have been pleased with Massage Magazine Insurance Plus and feel grateful.
Erika S.
Although I have never had to make a claim, I have been insured by Insurance Plus since around 1998. I find it meets my commercial needs, extremely affordable compared to other standard insurers available with coverage that gives me a sense of confidence that I am protected. I will continue to be a faithful client.
Helen W.
Real Claims We've Covered for Massage Therapists
Mistakes happen, even to the most experienced massage therapist. That's where we come in.
Here are real examples of claims* where we've provided exposure protection for professionals just like you:
Back Injury - $112,194 covered
A client sustained nerve damage from massage techniques.
Covered by professional liability insurance
Allergic Reactions - $16,446 covered
A client experienced allergic reactions arising from the use of massage oils or lotions during a session.
Covered by professional liability insurance
Blisters from Cupping - $32,446 covered
A client experienced severe blistering from cupping.
Covered by professional liability insurance
Massage Table Accident - $175,100
A client hit their head when a massage table fell, causing them to hit their head.
Covered by general liability insurance
*Please note claim scenarios are for illustrative purposes only. Actual coverage is always determined by the carrier and based upon the policy language.
