Texas Massage Liability Insurance
Protect Your Career this July 2025 with the #1 rated Texas Massage Liability Insurance for Only $0.41/Day
Affordable Massage Insurance Plans for Texas Therapists
1 year full-time Professional Rate
Cost to you: $0.46/day
$
169
/1yr
2 year full-time
professional rate
Cost to you: $0.41/day
$
299
/2yr
1 year part-time
professional rate
Cost to you: $0.43/day
$
159
/1yr
Professional Liability Insurance Limits
Full-time, part-time, or a student, all insurance members enjoy the same great coverage limits. Our massage insurance program prices are based on how you will use the coverage and decide to pay.
Professional Liability Insurance: Also known as "malpractice insurance" or "errors and omissions insurance," covers claims related to professional negligence, including instances like burns from hot stones or injuries during a deep tissue massage.
General Liability Insurance: Provides protection from claims that may not directly stem from your professional services. For example, if a client simply tripped and fell on your property, this coverage would protect you from the financial fallout of the lawsuit.
This coverage can help protect you if you’re accused of libel, slander, or false advertising.
Provides protection against identity theft and threat incidents that would put personal information at risk. Typically includes credit monitoring, dark web scans, and recovery services if your information is jeopardized.
Exclusive Coverage Perks and Benefits Included in Every Policy
500+ Modalities Covered—No Extra Cost
For one low price, you’re covered for over 500 yoga, massage, and beauty modalities like yoga therapy, Pilates, hot stone, reiki, fire cupping, sound healing and more. See all modalities covered here.
Coverage That Follows You
You are covered wherever you practice in all 50 states, whether it's at your client's home, your office, their office, outdoors, or even online.
Free Continuing Education Courses
Included with your policy is access to 50 hours of FREE NCBTMB-approved online continuing education courses from Niel Asher Education.
Insurance Marketplace
Get access to affordable health, vision, and dental insurance coverage. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365—with only a $10 copay.
We Cover 500+ Modalities and Disciplines
All at no extra cost.
Massage Therapy Liability Insurance Policy Benefits & Highlights
Free CEs
We've teamed up with a premier massage therapy continuing education provider, Niel Asher Education, to offer our members access to 50 hours of FREE NCBTMB-approved online massage continuing education.
Most Common Massage Liability Claims
Mistakes happen, even to the most experienced massage therapist. That's where we come in.
Here are real examples of claims* where we've provided exposure protection for professionals just like you:
Back Injury - $112,194 covered
A client sustained nerve damage from massage techniques.
Covered by professional liability insurance
Allergic Reactions - $16,446 covered
A client experienced allergic reactions arising from the use of massage oils or lotions during a session.
Covered by professional liability insurance
Blisters from Cupping - $32,446 covered
A client experienced severe blistering from cupping.
Covered by professional liability insurance
Massage Table Accident - $175,100
A client hit their head when a massage table fell, causing them to hit their head.
Covered by general liability insurance
*Please note claim scenarios are for illustrative purposes only. Actual coverage is always determined by the carrier and based upon the policy language.
Texas State Requirements for Massage Therapists
While Texas does not require massage therapists to carry liability insurance, the nature of the profession makes it strongly recommended. Providing massage therapy services comes with inherent risks, including potential claims from clients. As a result, obtaining professional liability insurance is a crucial step in protecting both your practice and reputation.
Professional liability insurance helps safeguard against claims related to the services provided. For example, a policy from Massage Magazine Insurance Plus offers extensive coverage for massage therapists, including:
- $2 million per occurrence: Each individual incident that results in a claim is covered up to $2 million.
- $3 million total aggregate coverage: This is the maximum amount covered for all claims within the policy period.
This level of coverage allows massage therapists to work with confidence, knowing they are protected from financial losses due to potential lawsuits or claims. To learn more visit the Texas Massage Therapist Requirements page
REASONS WHY
Over 200,000 Professionals Have Chosen Us
Massage Magazine Insurance Plus is proud to provide the industry-recommend coverage type: occurrence form coverage with aggregate limits.
This combined with millions in annual coverage and superior customer service are just some of the top reasons why so many professionals choose MMIP.
We offer occurrence form coverage
Our policy has "occurrence form coverage" which is the industry-preferred coverage type because you are guaranteed to be protected against claims that occurred while your policy was in effect, even if the claim arises after your policy has expired.
Other insurance companies offer "claims made coverage", which means your policy has to be active when a claim is made in order to be protected. If your policy lapses, they will not cover you.
