Colorado Massage Insurance
Protect Your Career this July, 2025 with the #1 rated Colorado Massage Liability Insurance for Only $0.41/Day
Affordable Massage Insurance Plans for Colorado Therapists
1 year full-time Professional Rate
$
169
/1yr
Cost to you: $0.46/day
2 year full-time
professional rate
$
299
/2yr
Cost to you: $0.41/day
1 year part-time
professional rate
$
159
/1yr
Cost to you: $0.43/day
General and Professional Liability Limits
Additional Costs for Massage Therapists in Colorado
Some additional costs for massage therapists in Colorado include education, exams, and licensing fees:
Massage Therapy Liability Insurance Policy Benefits & Highlights
Free CEs
We've teamed up with a premier massage therapy continuing education provider, Niel Asher Education, to offer our members access to 50 hours of FREE NCBTMB-approved online massage continuing education.
Most Common Massage Liability Claims
Mistakes happen, even to the most experienced massage therapist. That's where we come in.
Here are real examples of claims* where we've provided exposure protection for professionals just like you:
Back Injury - $112,194 covered
A client sustained nerve damage from massage techniques.
Covered by professional liability insurance
Allergic Reactions - $16,446 covered
A client experienced allergic reactions arising from the use of massage oils or lotions during a session.
Covered by professional liability insurance
Blisters from Cupping - $32,446 covered
A client experienced severe blistering from cupping.
Covered by professional liability insurance
Massage Table Accident - $175,100
A client hit their head when a massage table fell, causing them to hit their head.
Covered by general liability insurance
*Please note claim scenarios are for illustrative purposes only. Actual coverage is always determined by the carrier and based upon the policy language.
Colorado State Requirements for Massage Therapists
In Colorado, professional massage therapists must have insurance coverage. This requirement protects both the therapists and their clients from potential risks and liabilities associated with the practice. Having comprehensive insurance coverage offers many benefits for massage professionals. Insurance also offers peace of mind, allowing you to focus on providing the best possible care to your clients without the constant worry of potential legal issues.
For detailed information on the specific requirements for massage therapists in Colorado, check out the Massage Magazine Insurance Plus Colorado State Requirements page.
Colorado Massage Therapist Resources
The average annual salary for massage therapists in Colorado is around $57,000, according to salary.com. This is lower than the national average salary for massage therapists in the United States, which was reported to be about $66,000 annually as of 2024.
DORA (Department of Regulatory Agencies) is essential for Colorado massage therapists as it oversees the state's licensing and regulation of massage therapists. It provides up-to-date information on licensing requirements, renewal processes, and any regulatory changes affecting the profession.
Three Colorado Massage Insurance Coverage to Choose From
1 year full-time Professional Rate
$
169
/1yr
Cost to you: $0.46/day
2 year full-time
professional rate
$
299
/2yr
Cost to you: $0.41/day
1 year part-time
professional rate
$
159
/1yr
Cost to you: $0.43/day
Who Is Massage Magazine Insurance Plus?
With a rich history of 38 years in the industry, MASSAGE Magazine created Massage Magazine Insurance Plus as a comprehensive national liability insurance policy for professionals in the fields of health, wellness, and beauty.
Now supported by Arthur J. Gallagher & Co. and Ascot Group, our members can benefit from enhanced insurance coverage that is both reliable and backed by esteemed partners. Despite these advancements, our dedicated team at MASSAGE Magazine, serving the massage and bodywork industry since 1985, continues to operate the program.
500+ Modalities Covered—No Extra Cost
One policy covers you in over 500 modalities, see all here.
Coverage That Follows You
Coverage automatically follows you nationwide.
Free Continuing Education Courses
Access 50 hours of FREE NCBTMB-approved CEs from Niel Asher Education as well as discounts to other leading CE providers.
Insurance Marketplace
With the Insurance Marketplace, you will receive concierge access to health, dental, and vision coverage plans.
We Cover 500+ Modalities and Disciplines
All at no extra cost.
See What MMIP Insurance Members Are Saying
I have used Massage Magazine Insurance Plus for years! Excellent, friendly service and easy renewal process, in addition to affordable rates. In my experience, customer service has always been able to easily resolve any questions or issues with a single phone call. Highly recommend!
Anna S.
I've been very happy with Insurance Plus for my liability insurance needs for nearly a decade. Reasonable pricing, easy process for starting and renewing this coverage, and accessible documents. As a Reiki Master who offers other modalities, I have been pleased with Massage Magazine Insurance Plus and feel grateful.
Erika S.
Although I have never had to make a claim, I have been insured by Insurance Plus since around 1998. I find it meets my commercial needs, extremely affordable compared to other standard insurers available with coverage that gives me a sense of confidence that I am protected. I will continue to be a faithful client.
Helen W.
