Comparison
| Part of being a massage therapist is maintaining the necessary insurance to protect you and your massage practice. We have compiled a list of the necessary data for you to make an informed choice as to what massage insurance program is best for you. | ||||||
MMIP |
AMTA |
ABMP |
AMC |
Hands-On |
NAMT Formerly IMA |
|
|
BENEFIT |
||||||
|
Annual Membership Fee |
$159 Insurance Plus |
$235 + Chapter Fees |
$229/$199 |
$99 - Professional Liability Only $149- Including General Liability |
$165 | $89.95 + $50 fee |
|
Student Fee |
$77 |
$79 + Chapter Fees |
$65 |
NA |
$115 | $49.95 |
|
Hour Qualification |
None |
500 hours |
500 hours |
NA |
NA | 100 hours |
|
Required CEU hours |
None |
48/4 years |
16/ 2 years |
NA |
NA | NA |
|
Professional Liability Insurance (Malpractice) |
$2 Million/occurence - up to $3 Million/aggregate/member/year |
$2 Million/ occurrence - up to $6 Mil/ aggregate/ member/ year |
$2 Million/occurrence - $3 Million aggregate/ member/ year |
$1 Million |
$2 Million/ occurrence - up to $3 Mil/ aggregate/ member/ year | $1 Million/$3 Million aggregate |
|
General Liability Insurance (Trip & Fall) |
$2 Million |
$2 Million |
$3 Million |
Add for $50 |
$2 Million | $1 Million |
|
Product Liability |
$2 Million |
$2 Million |
$3 Million |
$1 Million |
$2 Million | $1 Million |
|
Rental Damage Coverage |
$100,000 |
$250,000 |
$100,000 |
NA |
$100,000 | NA |
|
General Aggregate Limit |
$3 Million |
$6 Million |
$3 Million |
$3 Million |
$3 Million | $3 Million |
|
Coverage follows you Anywhere |
Yes |
Yes |
Yes |
NA |
Yes | Yes |
| Lost or Stolen Equipment Insurance | Yes - $1,000 | NA | NA | NA | NA | NA |
| Identity Protection Insurance | Yes - $15,000 |
NA | NA | NA | NA | NA |
| Sign Up Online | Yes | Yes | Yes | NA | Yes | Yes |
| Student Program | Yes | Yes | Yes | No | Yes | Yes |
| Web development program | Yes - ABSOLUTELY FREE Web site |
Yes | Yes | NA | Yes | Yes |
| Newsletter | Monthly | Hands-On | Different Strokes | NA | Quarterly | NA |
| Free Directory Listing | Yes | Yes | Yes | NA | NA | Yes |
NOTE: The information in this comparison has been gathered from the web sites of each organization and other third party sources. No guarantee or assurance is made by MMIP as to the accuracy or completeness of this information.
