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Compare Massage Liability Insurance Companies to MMIP
Through MMIP, your massage liability insurance policy protects you and your practice as well as providing perks and benefits that other massage liability insurance companies don’t offer. Some of these benefits include practicing 350+ massage modalities with confidence in knowing you are completely covered from liability and malpractice, free newsletters, a free business web site, massage magazines and so much more. Compare MMIP to the competition and see why our massage liability insurance outweighs other massage insurance companies. Call us now 1-800-222-1110 for our affordable rate of $159 per year! Fill out an application for massage liability insurance.
Massage Liability Insurance Comparison Grid
| Part of being a massage therapist is maintaining the necessary insurance to protect you and your massage practice. We have compiled a list of the necessary data for you to make an informed choice as to what massage insurance program is best for you. | ||||||
MMIP |
Hands-On |
NAMT
Formerly IMA |
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|
BENEFIT
|
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|
Annual Membership Fee
|
$159 Insurance Plus |
$235 + Chapter Fees
|
$199/$229
|
$99 - Professional Liability Only
$149- Including General Liability (one location)
|
$165 | $89.95 + $50 fee |
|
Student Fee
|
$77 |
$79 +
Chapter Fees
|
$65
|
NA
|
$115 |
$49.95
|
|
Hour Qualification
|
None |
500 hours
|
500 hours - Professional or Certified
100 hours - Practitioner
|
NA
|
NA | 100 hours |
|
Required CEU hours
|
None |
48/4 years
|
16/ 2 years (Required for certified level only)
|
NA
|
NA | NA |
|
Professional Liability Insurance (Malpractice)
|
$2 Million/occurence - up to $3 Million/aggregate/member/year |
$2 Million/ occurrence - up to $6 Mil/ aggregate/ member/ year*
($10 Million shared)
|
$2 Million/occurrence - $3 Million aggregate/ per coverage category/ member/ year
|
$1 Million
$3 Million individual annual aggregate
|
$2 Million/ occurrence - up to $3 Mil/ aggregate/ member/ year* *Subject to a shared member aggregate of $10 Million |
$1 Million/$3 Million aggregate |
|
General Liability Insurance (Trip & Fall)
|
$2 Million/occurence $3 Million individual annual aggregate |
$2 Million/occurence
$6Million indivual annual aggregate
($10 Million shared)
|
$2 Million/occurence
$3 Million individual annual aggregate (per coverage category)
|
Add for $50 per year (per location worked) for $1 Million/Occurrence/ $1 Million aggregate/ member/ year
|
$2 Million/Occurence $3 Million individual annual aggregate ($10 million shared) |
$1 Million/occurence $3 Million indiviual annual aggregate |
|
Product Liability
|
$2 Million/occurrence $2 Million individual aggregate coverage |
$2 Million/ occurence
$6 Million individual annual aggregate
($10 Million shared)
|
$2 Million/occurence
$3 Million individual annual aggregate (per coverage territory)
|
$1 Million
|
$2 Million/occurence $2 Million individual annual aggregate ($10 Million shared) |
$1 Million |
|
Rental Damage Coverage
|
$100,000 |
$250,000
|
$100,000 (Fire Legal Liability) General Liability limits may apply
|
NA
|
$100,000 | NA |
|
General Aggregate Limit
|
$3 Million |
$6 Million*
Subject to a shared member aggregate of $10 Million
|
$3 Million (for each of (3) coverage categories)
|
$3 Million
|
$3 Million *Subject to a shared member aggregate of $10 Million |
$3 Million |
| Sign Up for Now! Only $159/Year | ||||||
|
Coverage follows you Anywhere
|
Yes |
Yes
|
Yes
|
NA
|
Yes | Yes |
| Lost or Stolen Equipment Insurance | Yes - $1,000 | NA | Optional $10,000 coverage. Add for $95/year. | NA | NA | NA |
| Identity Protection Insurance |
Yes - $15,000 |
NA | NA | NA | NA | NA |
| Sign Up Online | Yes | Yes | Yes | NA | Yes | Yes |
| Student Program | Yes | Yes | Yes | No | Yes | Yes |
| Web development program | Yes - ABSOLUTELY FREE Web site |
Yes | Yes - Absolutely free website | NA | Yes | Yes |
| Newsletter | Monthly | Hands-On | Different Strokes | NA | Quarterly | NA |
| Free Directory Listing | Yes | Yes | Yes | NA | NA | Yes |
| Magazine | 50% discount on MASSAGE Magazine | Massage Therapy Journal Included | Massage & Bodywork as well as Digital edition included | NA | NA | NA |
| Additional Insured Endorsement | Add $10 per AIE/per year | No charge | No charge | Add $25 per AIE/per year | Add $10 per AIE per year | Add $10 per AIE/ per year |
|
Occurrence Form Coverage |
General Liability |
General, Professional, and Product Liability |
General, Professional, Product Liability |
NA |
General Liability
|
NA
|
|
Claims Made Coverage |
Professional and Product Liability - Claims Made w/ 2 year extended reporting period |
NA | NA | General, Professional and Product Liability (additional cost for extended reporting) | Professional Product Liability | General Professional and Product Liability |
*MMIP - $5,000 Animal Massage Limit For Any One Animal
NOTE: The information in this comparison has been gathered from the web sites of each organization and other third party sources such as www.massage-exam.com. No guarantee or assurance is made by MMIP as to the accuracy or completeness of this information.
Discover Why MMIP Offers More Incentives Than Most Massage Insurance Companies
From complete professional liability coverage to freebies for your touch therapy practice - MMIP’s massage liability insurance proves to not only be the most affordable liability & malpractice insurance, but the most beneficial. Learn why so many practicing massage therapists choose MMIP’s massage liability insurance compared to the competition – call or contact Massage Magazine Insurance Plus today! 1-800-222-1110