Annual Cost
1 year part-time
professional rate
Built for professionals who work fewer than 10 hands-on hours per week.
$
169
159
/1yr
Cost to you: $0.43/day
What You Need To Know About Massage Therapist Part-Time Insurance
The part-time policy was created to offer massage therapists an affordable insurance option for professionals who do not work full-time. The coverage and quality of the policy is the exact same coverage limits & benefits as the full-time policy.
What qualifies someone as a part-time massage therapist?
No State Or Federal Requirements For Part-Time Qualifications.
There are no regulations that determine you as a part-time or full-time licensed massage therapist but we understand your needs, so we built this program to help save money where it counts. Part-time policy eligibility allows up to 10 hands-on hours per week on average; that ends up being be only $3/week.
What's the difference between the part-time and full-time policy?
10 Or Less Hands On Hours Per Week.
The only difference between part-time and full-time policies is based on the number of "hands-on" hours you work with clients each week. If you work with clients for 10 hours or less per week on average, the part-time policy is right for you. If you work more than 10 hours per week with clients, you'll need the full-time policy. Administrative, marketing and operations do not count towards these hours. Importantly, there is no difference in the policy limits between the part-time and full-time options.
What are the benefits of the part-time massage liability insurance policy?
Same Great Coverage At An Affordable Rate.
We don’t believe in offering different coverage limits so all our policies have the same limits. Full-time, part-time, or a student, all members enjoy the same great coverage. Our massage insurance program prices are based on how you will use the coverage and decide to pay.
Massage Insurance Limits
1 Additional Insured: $10 | Unlimited Additional Insureds: $30
Professional Liability Insurance: Also known as "malpractice insurance" or "errors and omissions insurance," covers claims related to professional negligence, including instances like burns from hot stones or injuries during a deep tissue massage.
General Liability Insurance: Provides protection from claims that may not directly stem from your professional services. For example, if a client simply tripped and fell on your property, this coverage would protect you from the financial fallout of the lawsuit.
This coverage can help protect you if you’re accused of libel, slander, or false advertising.
Provides protection against identity theft and threat incidents that would put personal information at risk. Typically includes credit monitoring, dark web scans, and recovery services if your information is jeopardized.
The same exclusive coverage perks and benefits included
500+ Modalities Covered—No Extra Cost
For one low price, you’re covered for over 500 yoga, massage, and beauty modalities like yoga therapy, Pilates, hot stone, reiki, fire cupping, sound healing and more.
Coverage That Follows You
You are covered wherever you practice in all 50 states, whether it's at your client's home, your office, their office, outdoors, or even online.
Free Continuing Education Courses
Included with your policy is access to 60 hours of FREE NCBTMB-approved online continuing education courses from Panda Massage CEU.
Insurance Marketplace
Get access to affordable health, vision, and dental insurance coverage. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365—with only a $10 copay.
See What Our Insurance Members Are Saying
I have had this insurance since 2010. Since I have not had to use it but it is affordable and has other benefits if I ever need them and I know they will be there. Thank you for being there for the small businesses like mine although I work part time the price is affordable for a single person trying to make it on their own.
Ann H.
Easy to sign up. Get the coverage so you have peace of mind. It's totally worth the money. Very reasonable. You can't not have it!
Suzette U.
It's evident they truly care about the well-being of members. Their massage liability insurance gives me peace of mind, knowing I'm protected in my practice. For any massage therapist out there, this is the insurance to go for. Simply outstanding!
TB
REASONS WHY
Over 200,000 Professionals Have Chosen Us
Massage Magazine Insurance Plus is proud to provide the industry-recommend coverage type: occurrence form coverage with aggregate limits.
This combined with millions in annual coverage and superior customer service are just some of the top reasons why so many professionals choose MMIP.
We offer occurrence form coverage
Our policy has "occurrence form coverage" which is the industry-preferred coverage type because you are guaranteed to be protected against claims that occurred while your policy was in effect, even if the claim arises after your policy has expired.
Other insurance companies offer "claims made coverage", which means your policy has to be active when a claim is made in order to be protected. If your policy lapses, they will not cover you.
We cover over 500 disciplines and modalities
Our policy was designed to cover dual-practitioners in the beauty & bodywork industry for no additional cost.
However, there are some techniques and modalities that our policy does not cover, you can see the full list here.
Exclusive
Membership Benefits
Save hundreds annually by utilizing your included member benefits with a MMIP insurance membership purchase. Discounts on popular massage brands like HealthyLine, Rocktape, Dexterity, StretchCoach, and more!
Have Questions? We Have Answers.
Also, check out our massage insurance guide for more details about our insurance policy and more.