Prenatal Massage
Liability Insurance
Protect Your Career in May 2026 with the #1 Rated Prenatal Massage Liability Insurance for Just $169/Year
Prenatal massage therapists work with pregnant clients whose bodies change rapidly across each trimester — making side-lying positioning, pressure modifications, awareness of acupressure points associated with labor, and screening for contraindications like DVT risk, preeclampsia, and joint instability from elevated relaxin non-negotiable parts of every session. The stakes are higher than in general massage practice: an adverse event involving a pregnant client can lead to claims with significant medical and legal exposure, and pregnancy-related complications are emotionally charged for clients and families even when massage isn't the cause.
For less than $0.50 per day, our Prenatal Massage Liability Insurance covers more than 500 health and wellness modalities and saves professionals up to 30% on coverage. Whether you're a Certified Prenatal Massage Therapist or a licensed massage therapist working with expectant clients across spas, clinics, private studios, or mobile practice, MMIP gives you instant, career-long protection that follows you nationwide.
Prenatal Massage Liability Insurance Cost
$169 - 1 Year
Our professional prenatal massage liability insurance is tailored by years of experience just for massage therapists. We provide perks and benefits other companies don't - like free CEs, liability insurance coverage for more than 500 modalities, and more.
$159 - Part-Time
Work less hours? Pay lower rates. This liability insurance is designed for therapist who work fewer than 10 hands-on hours per week but still want high-quality prenatal massage liability insurance coverage.
$299 - 2 Year
Protect yourself with our two-year prenatal massage liability insurance coverage that saves you $49 over the course of your membership. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in liability insurance coverage for two years.
Already insured & looking to renew?
Massage Therapy Liability Insurance Policy Benefits & Highlights
Free CEs
We've teamed up with a premier massage therapy continuing education provider, Niel Asher Education, to offer our members access to 50 hours of FREE NCBTMB-approved online massage continuing education.
Who Needs Prenatal Massage Liability Insurance?
Prenatal massage liability insurance is essential for any professional offering this specialized therapy. You may need it if:
You’re a Certified Prenatal Massage Therapist: Whether full-time or part-time, working with pregnant clients requires protection against unexpected claims.
You Work in Multiple Settings: From spas and clinics to private studios or mobile services, liability risks follow you wherever you practice.
You Offer Additional Modalities: If prenatal massage is one of many techniques you use, our plans cover over 500 disciplines under one policy.
You Want Peace of Mind: Even with expert care, accidents or misunderstandings can happen—insurance ensures your career stays secure.
Whether you’re just starting out or have years of experience, this coverage is a must for safeguarding your livelihood as a prenatal massage professional.
What Our Prenatal Massage Insurance Covers
Prenatal massage liability insurance from MMIP provides both professional and general liability coverage and additional safeguards that provide the best all-around protection possible.
Our Liability Insurance for Prenatal Massage Therapist Provide Coverage Under the Following Areas:
General Liability Insurance: This is also known as “slip and fall” insurance. When you open your doors and start receiving clients, you’re also opening yourself up to general liability. A client tripping over a loose front door mat and injuring themselves is an example of an event that would fall under this coverage type.
$2,000,000 per occurrence, $3,000,000 per year
Professional Liability Insurance for prenatal massage therapist: Also called “malpractice coverage” or "public liability" this liability insurance protection is for the actual services you provide during a session. If a client reports an injury from your professional services, they may seek legal action to get compensation. These types of claims would fall under prenatal massage liability insurance.
$2,000,000 per occurrence, $3,000,000 per year (included with general liability)
Identity Theft Protection: Today’s prenatal massage therapists are exposed more than ever to the threat of a cyber incident stealing their personal data. If this occurs, our members get all the way up to $25,000 in identity restoration services.
Exclusive coverage perks and benefits included
500+ Modalities Covered—No Extra Cost
For one low price, you’re covered for over 500 yoga, massage, and beauty modalities like yoga therapy, Pilates, hot stone, Reiki, fire cupping, sound healing and more. See all here.
Coverage That Follows You
You are covered wherever you practice in all 50 states, whether it's at your client's home, your office, their office, outdoors, or even online.
Free Continuing Education Courses
Included with your policy is access to 50 hours of FREE NCBTMB-approved online continuing education courses from Niel Asher Education.
Insurance Marketplace
Get access to affordable health, vision, and dental insurance coverage. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365—with only a $10 copay.
Why Choose Our Prenatal Massage Liability Insurance?
- Affordable Plans: Get comprehensive coverage starting at just $159 for part-time practitioners or $169 for a full year—less than $0.50 per day.
- Instant Protection: Apply online and receive your policy in minutes, so you can focus on your clients without delay.
- Broad Coverage: Enjoy peace of mind with over 500 modalities covered, including prenatal massage, under one plan.
- Exclusive Perks: Access free CE courses, identity theft protection, and a professional website builder with every policy.
- Trusted Support: Our dedicated team is here to guide you, ensuring you have the right coverage for your unique practice.
Choose us and safeguard your career with insurance designed for prenatal massage therapists—because your passion deserves the best protection.
Disciplines and Modalities We Cover
General And Professional Liability Limits
What is Prenatal Massage?
Prenatal massage is a specialized type of massage therapy designed to support the unique needs of pregnant women by focusing on areas of discomfort, such as the lower back, hips, and legs. This therapy helps reduce stress, alleviate muscle tension, and improve circulation, promoting relaxation and overall well-being during pregnancy. Benefits of prenatal massage include reduced swelling, decreased anxiety, and relief from pregnancy-related aches and pains.
Do I Need Prenatal Massage Liability Insurance?
In some states, having liability insurance might be a legal requirement to practice massage therapy. The rules and regulations can vary widely between jurisdictions.
For more information, see our page on massage therapist license requirements by state.
Hear What Our Liability Insurance Members Have To Say
Real Claims We've Covered for Massage Therapists
Mistakes happen, even to the most experienced massage therapist. That's where we come in.
Here are real examples of claims* where we've provided exposure protection for professionals just like you:
Back Injury - $112,194 covered
A client sustained nerve damage from massage techniques.
Covered by professional liability insurance
Allergic Reactions - $16,446 covered
A client experienced allergic reactions arising from the use of massage oils or lotions during a session.
Covered by professional liability insurance
Blisters from Cupping - $32,446 covered
A client experienced severe blistering from cupping.
Covered by professional liability insurance
Massage Table Accident - $175,100
A client hit their head when a massage table fell, causing them to hit their head.
Covered by general liability insurance
*Please note claim scenarios are for illustrative purposes only. Actual coverage is always determined by the carrier and based upon the policy language.