More Affordable.
More Coverage.
For $169 per year or as low as $16 for twelve months, our massage therapy insurance covers over 450 modalities, and costs 30% less than the competition. Learn more about how our massage liability insurance beats the competition.
Insurance Policies
$169 - 1 Year
Our professional policy is tailored by years of experience just for massage therapists. We provide perks and benefits other companies don't - like free CEs, coverage for more than 450 modalities and disciplines, and more.
$149 - Part-Time
Work less hours? Pay lower rates. This policy is designed for beauty and bodywork professionals who work fewer than 10 hours per week but still want high-quality massage insurance coverage.
$289 - 2 Year
Protect yourself with our two-year policy that saves you $49 over the course of your membership. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in coverage for two years.
Already insured & looking to renew?



massage therapist trusted
Your Member Benefits
Free CEs
We teamed up with a premier massage therapy continuing education provider, Panda Massage CEU, to offer you free access to NCBTMB-approved online massage continuing education.
Massage Insurance For Every Phase Of Your Career
Choose your plan below, and get immediate coverage in as little as two minutes for over 450 modalities.
1 Year
Professional Rate
Save $10 with this first year introductory rate and take advantage of everything we have to offer.
$179
$
169
/1yr
2 year
professional rate
Save 17% when you get a 2 year policy and worry about renewals half as much.
$338
$
289
/2yr
1 year - part-time
professional rate
Do you work fewer than 10 hours/week? Save $20 on one year of coverage with our part-time professional rate
$
149
/1yr
Your Massage Insurance Policy Includes
Why Choose Massage Magazine Insurance Plus?
MASSAGE Magazine, a publication with over 35 years of trust in the industry, developed Massage Magazine Insurance Plus (MMIP) to provide a single, national massage liability insurance policy for health, wellness, and beauty professionals.
No matter the discipline, you need professional liability insurance that protects you in the event of a lawsuit. Our massage insurance is priced up to 30% lower than most other policies PLUS we offer the most comprehensive coverage and benefits around—all at no extra cost to you.
What Our Members Say
The opportunity to be insured by MMIP saved me $1,300 per year and helped make it possible to run my own Wellness Center with no liability concerns. I am so grateful to have this insurance option! My stress over insurance expense and coverage is completely gone. Thank you MMIP!

Debbie Merrick
Reiki Practitioner
I love being a Massage Magazine Insurance Plus member because they are an expert leader in the industry of Health and Wellness. Their insurance supports all parts of my business from massage to yoga to Reiki energy balancing and even waxing!

Delaney Outlaw
Massage Therapist
Massage Magazine Insurance Plus gives me a very broad range of coverage for a great price. Plus MMIP's customer service team have an amazing customer service attitude. I feel totally protected in this in this new massage environment.

Gary Rosenthal
Mindbody Therapist
I was very happy when I discovered Massage Magazine Insurance and found out that I no longer need to buy separate insurance for the yoga classes I teach. Now I am covered for my yoga classes and CranioSacral therapy classes all at one low price!

Janet Berryhill
CranioSacral Therapist
How We Stack Against the Competition
MMIP |
AMTA |
ABMP |
Hands on Trade |
Insure Bodywork |
||||||
Occurrence-Form Coverage | ✓ | Yes | ✓ | Yes | ✓ | Yes | ✓ | Yes | ✘ | No |
Professional Liability Insurance
(Malpractice) |
✓ | $2 Million Per Occurrence
$3 Million Individual Annual Aggregate |
✘ | $2 Million Per Occurrence
$6 Million Individual Annual Aggregate
($10 Million Shared Limit) |
✓ | $2 Million Per Occurrence
$6 Million Individual Annual Aggregate |
✓ | $2 Million Per Occurrence |
✓ | $2 Million Per Occurrence
$3 Million Individual Annual Aggregate |
General Liability Insurance
(Trip & Fall) |
✓ | $2 Million Per Occurrence
$3 Million Individual Annual Aggregate |
✘ | $2 Million Per Occurrence
$6 Million Individual Annual Aggregate
($10 Million Shared Limit) |
✓ | $2 Million Per Occurrence
$6 Million Individual Annual Aggregate |
✓ | $2 Million Per Occurrence
$3 Million Individual Annual Aggregate |
✓ | $2 Million Per Occurrence
$3 Million Individual Annual Aggregate |
Products Individual Annual Aggregate |
✓ | $2 Million | ✘ | $6 Million
($10 Million Shared Limit) |
✓ | $6 Million |
✓ | $2 Million |
✓ | $3 Million per year |
CE Hours Included |
✓ | Yes | ✘ | No |
✓ | Yes |
✘ | No |
✘ | No |
Hour Qualification |
✓ | No Hours Required for Insurance | ✘ | 500 hours |
✘ | 500 Hours—Prof. or Certified
100 Hours—Practitioner level |
✘ | No |
✘ | No |
Required CE hours |
✓ | No Hours Required for Insurance | ✘ | 48/4 Years |
✘ | 16/2 Years Certified Level |
✘ | No |
✘ | No |
Rental Damage Coverage |
✓ | $100,000 | ✘ | 100,000 (Fire/Water Legal Liability)
General Liability Limits May Apply |
✘ | $100,000 (Fire/Water Legal Liability)
General Liability Limits May Apply |
✘ | No |
✘ | $300,000 |
Stolen Equipment | ✓ | $1,000 *$250 deductible | ✘ | Optional—Add $100 | ✘ | Optional—Add $95 | ✘ | No |
✘ | No |
Identity Protection Plan | ✓ | Yes | ✘ | Optional—10% Discount on Lifelock | ✘ | No | ✘ | No |
✘ | No |
Annual Fee |
$169/yr Professional
$40 first-year Student |
$235/yr Professional
$89 first-year Graduate Rate |
$199/yr Professional
$229/yr Certified |
$154/yr Professional
$75/yr Student |
$96/yr Professional
$67/yr Student |
|||||
Get Covered | NOTE: The information in this comparison has been gathered from the websites of each organization and other third party sources, such as www.massage-exam.com. No guarantee or assurance is made by MMIP as to the accuracy or completeness of this information. |
MMIP | AMTA | ABMP | Hands on Trade | Insure Bodywork | |
Occurence-Form Coverage | ✓ | ✓ | ✓ | ✓ | ✘ |
Professional Liability Insurance (Malpractice) | ✓ | ✓* | ✓ | ✓ | ✓ |
General Liability Insurance (Trip & Fall) | ✓ | ✓* | ✓ | ✓ | ✓ |
Products Individual Annual Aggregate | ✓ | ✓* | ✓ | ✓ | ✓ |
CE hours Included | ✓ | ✘ | ✓ | ✘ | ✘ |
Hour Qualification | ✓ | ✘ | ✘ | ✘ | ✘ |
Required CE hours | ✓ | ✘ | ✘ | ✘ | ✘ |
Rental Damage Coverage | ✓ | ✓* | ✓* | ✘ | ✘ |
Stolen Equipment | ✓ | ✘ | ✘ | ✘ | ✘ |
Identity Protection Plan | ✓ | ✘ | ✘ | ✘ | ✘ |
Annual Fee | $169 | $235 | $199/$229 | $154 | $96 |
Get Insured |
NOTE: The information in this comparison has been gathered from the websites of each organization and other third party sources, such as www.massage-exam.com. No guarantee or assurance is made by MMIP as to the accuracy or completeness of this information.
* AMTA has a shared aggregate policy.
* For customers in the state of Indiana professional liability limits are increased to $2 million per occurrence and $6 million individual annual aggregate for massage therapy services only; General liability limits are increased to $2 million per occurrence and $8 million individual annual aggregate for massage therapy services only.
MASSAGE
State License Requirements
We want to make finding the information you need easy. That's why we've put together this easy guide to the requirements of all 50 states.
Massage Magazine Insurance Plus FAQs
What is massage insurance?
Do I need massage liability insurance?
What is Massage Magazine Insurance Plus?
What kind of liability insurance does Massage Magazine Insurance Plus provide?
How much does Massage Magazine Insurance Plus liability insurance cost for massage therapists?
What does Massage Magazine Insurance Plus' massage liability insurance cover?
What does “per occurrence” mean in reference to my liability coverage?
How soon will my coverage take effect?
What's the difference between the part-time policy and full-time policy?
What type of insurance does a massage therapist need?
What does “additional insured” mean?
What does adding an additional insured do?
Does Massage Magazine Insurance Plus offer continuing education for massage therapists?
When should I buy insurance?
How should I compare massage liability insurance?
Do you have massage insurance that covers massage therapy students?
How can I get started with massage insurance at Massage Magazine Insurance Plus?
Does this cover my employees as well?
Why do you not need my license number to get insured?