Professional Massage Insurance Coverage
Massage Magazine Insurance Plus
For $169 per year or as low as $16 for twelve months, our massage insurance covers over 450 modalities, and costs 30% less than the competition. Learn more about how our massage therapy liability insurance beats the competition.
Insurance Policies
How Much Does Our Massage Therapists Insurance Cost?
$169 - 1 Year
Our professional policy is tailored by years of experience just for massage therapists insurance. We provide perks and benefits other companies don't - like free CEs, coverage for more than 450 modalities and disciplines, and more.
$149 - Part-Time
Work less hours? Pay less for massage therapist insurance. This policy is designed for beauty and bodywork professionals who work fewer than 10 hours per week but still want high-quality massage insurance coverage.
$289 - 2 Year
Protect yourself with our two-year policy that saves you $49 over the course of your membership. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in coverage for two years.
Already insured & looking to renew?
massage therapist trusted
Your Member Benefits
450+ Modalities
You shouldn't have to call your insurance company every time you learn a new skill. That's why we've worked hard to make sure our policy covers hundreds of modalities.
Professional Liability Insurance For Massage Therapists In Every Phase Of Your Career
Choose your plan below, and get immediate coverage in as little as two minutes for over 450 modalities.
1 Year
Professional Rate
Save $10 with this first year introductory rate and take advantage of everything we have to offer.
$179
$
169
/1yr
2 year
professional rate
Save 17% when you get a 2 year policy and worry about renewals half as much.
$338
$
289
/2yr
1 year - part-time
professional rate
Do you work fewer than 10 hours/week? Save $20 on one year of coverage with our part-time professional rate
$25
$
149
/1yr
Massage Therapy Liability Insurance Coverage Limits
1 Additional Insured: $10 | Unlimited Additional Insureds: $30
Some massage insurance policies will offer different coverage limits based on your career status. This would mean that if you are a part-time massage therapist or in school to become one, you may have less coverage than a full-time one.
We don’t believe in offering different coverage limits which is why all of our policies have the same limits. Full-time, part-time, or student, all massage therapy insurance members enjoy the same great coverage.
Our massage insurance program prices are based on where you are in your career.
Professional Liability Insurance: Also known as "malpractice insurance" or "errors and omissions insurance," covers claims related to professional negligence, including instances like burns from hot stones or injuries during a deep tissue massage.
General Liability Insurance: Provides protection from claims that may not directly stem from your professional services. For example, if a client simply tripped and fell on your property, this coverage would protect you from the financial fallout of the lawsuit.
Provides protection against claims related to injuries or damages caused by a product used in your treatment, such as if a client had an allergic reaction from the oil, lotion, or other similar product.
This coverage can help protect you if you’re accused of libel, slander, or false advertising.
Provides protection against identity theft and threat incidents that would put personal information at risk. Typically includes credit monitoring, dark web scans, and recovery services if your information is jeopardized.
Why Choose Massage Magazine Insurance Plus for Insurance For Massage Therapists?
MASSAGE Magazine, a publication with over 35 years of trust in the industry, developed Massage Magazine Insurance Plus (MMIP) to provide a single, national liability insurance for massage therapists covering health, wellness, and beauty professionals. Our goal at Massage Magazine Insurance Plus is to protect massage therapists nation wide!
No matter the discipline, you need professional liability insurance that protects you in the event of a lawsuit. Our massage insurance is priced up to 30% lower than most other policies PLUS we offer the most comprehensive coverage and benefits around—all at no extra cost to you.
How We Stack Against the Competition
MMIP | AMTA | ABMP | Hands on Trade | Beauty & Bodywork | ||||||
Occurrence-Form Coverage | ✓ | Yes | ✓ | Yes | ✓ | Yes | ✓ | Yes | ✘ | No |
Professional Liability Insurance (Malpractice) | ✓ | $2 Million Per Occurrence $3 Million Annual Aggregate | ✘ | $2 Million Per Occurrence $6 Million Annual Aggregate ($10 Million Shared Limit) | ✓ | $2 Million Per Occurrence $6 Million Annual Aggregate | ✓ | $2 Million Per Occurrence | ✓ | $2 Million Per Occurrence $3 Million Annual Aggregate |
General Liability Insurance (Trip & Fall) | ✓ | $2 Million Per Occurrence $3 Million Annual Aggregate | ✘ | $2 Million Per Occurrence $6 Million Annual Aggregate ($10 Million Shared Limit) | ✓ | $2 Million Per Occurrence $6 Million Annual Aggregate | ✓ | $2 Million Per Occurrence $3 Million Annual Aggregate | ✓ | $2 Million Per Occurrence $3 Million Annual Aggregate |
Products Annual Aggregate | ✓ | $2 Million | ✘ | $6 Million ($10 Million Shared Limit) | ✓ | $6 Million | ✓ | $2 Million | ✓ | $3 Million per year |
CE Hours Included | ✓ | Yes | ✘ | No | ✓ | Yes | ✘ | No | ✘ | No |
Hour Qualification | ✓ | No Hours Required for Insurance | ✘ | 500 hours | ✘ | 500 Hours—Prof. or Certified 100 Hours—Practitioner level | ✘ | No | ✘ | No |
Required CE hours | ✓ | No Hours Required for Insurance | ✘ | 48/4 Years | ✘ | 16/2 Years Certified Level | ✘ | No | ✘ | No |
Identity Protection Plan | ✓ | Yes | ✘ | Optional—10% Discount on Lifelock | ✘ | No | ✘ | No | ✘ | No |
Annual Fee | $169/yr Professional $40 first-year Student | $235/yr Professional $89 first-year Graduate Rate | $199/yr Professional $229/yr Certified | $169/yr Professional $75/yr Student | $96/yr Professional $67/yr Student | |||||
Get Covered | NOTE: The information in this comparison has been gathered from the websites of each organization and other third party sources, such as www.massage-exam.com. No guarantee or assurance is made by MMIP as to the accuracy or completeness of this information. |
MMIP | AMTA | ABMP | Hands on Trade | Beauty & Bodywork | |
Occurence-Form Coverage | ✓ | ✓ | ✓ | ✓ | ✘ |
Professional Liability Insurance (Malpractice) | ✓ | ✓* | ✓ | ✓ | ✓ |
General Liability Insurance (Trip & Fall) | ✓ | ✓* | ✓ | ✓ | ✓ |
Products Individual Annual Aggregate | ✓ | ✓* | ✓ | ✓ | ✓ |
CE hours Included | ✓ | ✘ | ✓ | ✘ | ✘ |
Hour Qualification | ✓ | ✘ | ✘ | ✘ | ✘ |
Required CE hours | ✓ | ✘ | ✘ | ✘ | ✘ |
Identity Protection Plan | ✓ | ✘ | ✘ | ✘ | ✘ |
Annual Fee | $169 | $235 | $199/$229 | $154 | $96 |
Get Insured |
NOTE: The information in this comparison has been gathered from the websites of each organization and other third party sources, such as www.massage-exam.com. No guarantee or assurance is made by MMIP as to the accuracy or completeness of this information.
* AMTA has a shared aggregate policy.
* For customers in the state of Indiana professional liability limits are increased to $2 million per occurrence and $6 million annual aggregate for massage therapy services only; General liability limits are increased to $2 million per occurrence and $8 million annual aggregate for massage therapy services only.
MASSAGE
State License Requirements
We want to make finding the information you need easy. That's why we've put together this easy guide to the requirements of all 50 states.
Massage Magazine Insurance Plus FAQs
What is massage therapist insurance?
Do I need massage therapist liability insurance?
What is Massage Magazine Insurance Plus?
What kind of liability insurance does Massage Magazine Insurance Plus provide?
How much does Massage Magazine Insurance Plus liability insurance cost for massage therapists?
What does Massage Magazine Insurance Plus' massage liability insurance cover?
What does “per occurrence” mean in reference to my liability coverage?
How soon will my coverage take effect?
What's the difference between the part-time policy and full-time policy?
What type of insurance does a massage therapist need?
What does “additional insured” mean?
What does adding an additional insured do?
Does Massage Magazine Insurance Plus offer continuing education for massage therapists?
When should I buy insurance?
How should I compare massage liability insurance?
Do you have massage insurance that covers massage therapy students?
How can I get started with massage insurance at Massage Magazine Insurance Plus?
Does this cover my employees as well?
Why do you not need my license number to get insured?
Meet The Massage Magazine Insurance Plus Team
Hannah Young
Hannah Young is the Associate Director of Marketing for Massage Magazine Insurance Plus (MMIP). Hannah has dedicated her career to the advancement of the massage therapy industry by spearheading the MASSAGE Magazine and MMIP family of brands. Her impactful efforts extend beyond the corporate realm, as Hannah has successfully raised substantial funds for massage therapist grants and foundations. Notably, she spearheaded the establishment of the annual Massage Therapist Appreciation Week, a testament to her dedication to recognizing and honoring the contributions of massage therapists.
Matt Fox
Matt Fox is the Marketing Specialist for Massage Magazine Insurance Plus (MMIP). Matt plays a crucial role in shaping and executing marketing strategies for the company. His dedication to the field of massage therapy is evident through his active involvement in various massage-related initiatives. Matt's commitment to continuous learning highlights his desire to stay at the forefront of industry trends and ensure that MMIP remains a leading provider of insurance solutions for massage professionals.
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