Assisted Stretching
Liability Insurance
Protect Your Career in October 2025 with the #1 Rated Assisted Stretching Liability Insurance for Less Than $12.50/month
As an assisted stretching practitioner, your mission is to help clients move better, feel better, and achieve their wellness goals—but have you thought about protecting yourself? Our Assisted Stretching liability insurance is tailored to the unique risks of your practice so you can focus on helping your clients without a second thought.
Accidents happen, even in the safest environments. Whether it’s a pulled muscle during a session or a client tripping in your workspace, we’re here to make sure you’re covered. With our insurance, you’ll have the peace of mind to keep doing what you do best.
Our plans are affordable and flexible, giving you the right coverage for your specific needs—whether you’re working in a studio, wellness center, or running your own private practice.
MMIP’s liability insurance is trusted by wellness professionals across the industry.
Keep your focus on your clients—we’ve got the rest handled!
Assisted Stretching Liability Insurance Cost
$169 - 1 Year
Our Assisted Stretching insurance policy is tailored by years of experience just for practitioners. We provide perks and benefits other companies don't - like free CEs, coverage for more than 500 modalities and disciplines, and more.
$159 - Part-Time
Work less hours? Pay lower rates. This Assisted Stretching liability insurance policy is designed for beauty and bodywork professionals who work fewer than 10 hands-on hours per week but still want high-quality insurance coverage.
$299 - 2 Year
Protect yourself with our two-year Assisted Stretching liability insurance policy that saves you $39 over the course of your membership. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in coverage for two years.
Already insured & looking to renew?
Massage Therapy Liability Insurance Policy Benefits & Highlights
Free CEs
We've teamed up with a premier massage therapy continuing education provider, Niel Asher Education, to offer our members access to 50 hours of FREE NCBTMB-approved online massage continuing education.
What Our Assisted Stretching Liability Insurance Covers
Assisted Stretching insurance from MMIP provides both liability coverage and additional safeguards that provide the best all-around protection possible.
Our Liability Insurance for Assisted Stretching Professionals Provide Coverage Under the Following Areas:
General Liability Insurance: This is also known as “slip and fall” insurance because that’s a common type of accident that can cause a claim. When you open your doors and start receiving clients, you’re also opening yourself up to general liability. A client tripping over a loose front door mat and injuring themselves is an example of an event that would fall under this coverage type.
Personal & Advertising Injury Coverage: This coverage can provide financial assistance to Assisted Stretching therapists if they become legally obligated to pay damages that arise from claims related to false advertising, libel, slander, or copyright infringement. For example, if a stretching therapist’s marketing materials inadvertently include false statements that damage another person's reputation, this coverage can help with legal and financial fallouts.
Professional Liability Insurance for Assisted Stretching practitioners: Also called “malpractice coverage,” this protection is for the actual services you provide during an Assisted Stretching session. If a client reports an injury, they may seek legal action to get compensation. These types of claims would fall under professional liability.
Identity Theft Protection Plan: Today’s Assisted Stretching therapists are exposed more than ever to the threat of a cyber incident stealing their personal data. If this occurs, our members get all the way up to $25,000 in identity restoration services.
Exclusive coverage perks and benefits included
500+ Modalities Covered—No Extra Cost
For one low price, you’re covered for over 500 yoga, massage, and beauty modalities like yoga therapy, Pilates, hot stone, reiki, fire cupping, sound healing and more. See all here.
Coverage That Follows You
You are covered wherever you practice in all 50 states, whether it's at your client's home, your office, their office, outdoors, or even online.
Free Continuing Education Courses
Included with your policy is access to 50 hours of FREE NCBTMB-approved online continuing education courses from Niel Asher Education.
Insurance Marketplace
Get access to affordable health, vision, and dental insurance coverage. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365—with only a $10 copay.
We Cover 500+ Modalities and Disciplines
All at no extra cost.
General And Professional Liability Limits
What is Assisted Stretching?
Assisted stretching is a hands-on wellness practice that helps improve flexibility and mobility and support overall well-being. With the guidance of a trained professional, assisted stretching goes beyond what you can achieve on your own—helping to release tension, improve range of motion, and reduce discomfort in tight muscles.
This practice has been around for centuries, with roots in various therapeutic traditions, and today, it’s a popular method used in wellness centers, gyms, and physical therapy settings.
Assisted stretching is perfect for anyone looking to feel more flexible, move with ease, and support their body's natural function—whether you're an athlete, desk worker, or simply looking to stay active and pain-free.
From relieving muscle tightness and improving posture to enhancing athletic performance and promoting relaxation, assisted stretching offers a natural and effective way to keep your body feeling its best. Whether it’s part of your fitness routine or a way to unwind after a long day, assisted stretching helps you move better and feel better.
Do I Need Assisted Stretching Liability Insurance?
Absolutely! Having assisted stretching liability insurance is a smart move—and in some places, it’s even required to practice legally. Every state has different rules, so it’s important to stay informed and make sure you have the right coverage in place.
Insurance isn’t just about meeting legal requirements—it’s about protecting yourself from unexpected situations like a client experiencing discomfort after a session or accidental injuries that can happen during stretching. With the right coverage, you can focus on helping your clients without worrying about potential risks.
What Should I Look for in an Assisted Stretching Insurance Policy?
When choosing an assisted stretching insurance policy, look for coverage that protects you from all angles—both professional and general liability. A comprehensive policy should cover the services you provide, whether you're working in a wellness center, gym, or private practice.
Features to look for include identity theft protection, coverage for personal injury claims, and the option to add unlimited additional insureds. Instant coverage options and access to health benefits can also provide added security and peace of mind. Plus, policies that offer perks like free continuing education, member discounts, and flexible payment plans can help you grow your practice while staying protected.
Our assisted stretching insurance policy checks all these boxes, giving you the confidence to focus on helping your clients move better and feel better—knowing that you have complete, specialized coverage to support your professional journey.
Hear What Our Liability Insurance Members Have To Say
Real Claims We've Covered for Massage Therapists
Mistakes happen, even to the most experienced massage therapist. That's where we come in.
Here are real examples of claims* where we've provided exposure protection for professionals just like you:
Back Injury - $112,194 covered
A client sustained nerve damage from massage techniques.
Covered by professional liability insurance
Allergic Reactions - $16,446 covered
A client experienced allergic reactions arising from the use of massage oils or lotions during a session.
Covered by professional liability insurance
Blisters from Cupping - $32,446 covered
A client experienced severe blistering from cupping.
Covered by professional liability insurance
Massage Table Accident - $175,100
A client hit their head when a massage table fell, causing them to hit their head.
Covered by general liability insurance
*Please note claim scenarios are for illustrative purposes only. Actual coverage is always determined by the carrier and based upon the policy language.
Frequently Asked Questions
Why do I need liability insurance coverage for assisted stretching?
Liability insurance coverage is important for assisted stretching practitioners because it protects you from potential risks, such as client injuries during sessions. Whether you offer active isolated stretching, yoga therapy, or energy healing techniques, having coverage assures that you can focus on your clients without worrying about unexpected legal or financial issues.
What types of modalities are covered under an assisted stretching insurance policy?
Our comprehensive policy covers a wide range of modalities, including active isolated stretching, yoga instruction, trauma releasing exercises, craniosacral therapy, and vibrational healing massage therapy. It’s important to check with your insurance company to confirm if your specific techniques, such as john neuromuscular therapy or maya abdominal therapy, are included.
Can I get coverage if I also offer massage therapy and other wellness services?
Yes! Many policies offer coverage for multiple services beyond assisted stretching, including massage therapy, bioenergy massage, and facial massage facials. If you provide a mix of services, choosing a policy that covers all your professional services is important.
What if I work in multiple locations, like a gym or spa?
Most insurance policies offer flexibility, allowing you to work in various settings, whether you’re in a gym, wellness center, or spa.
Are there monthly payment options available for assisted stretching liability insurance?
Yes! MMIP offers monthly payment options to make it easier to budget for your coverage. This way, you can enjoy the benefits of protection without the burden of a large upfront cost.
How does liability insurance help if a client claims an injury after a session?
If a client experiences discomfort or injury after a session, such as during a stretching session, liability insurance helps cover legal fees, medical expenses, and potential settlements. It allows you to continue offering your services without financial stress.
What should I look for when choosing an insurance company for my practice?
Look for an insurance company that specializes in wellness and fitness professionals. They should offer comprehensive coverage for various modalities and excellent customer support to guide you through any claims or questions.
Is assisted stretching considered a licensed healthcare profession?
Assisted stretching is not always classified as a licensed healthcare profession, but many practitioners work alongside professionals in physical therapy, yoga therapy, and energy healing techniques. It’s important to have the right coverage to protect your professional services in any setting.
