Mobile Massage Insurance
Having liability insurance provides essential protection for mobile massage therapists while on the go.
How Much Does Mobile Massage Liability Insurance Cost?
1 year
full-time
policy
Built for full-time traveling massage practitioner and wellness professional.
$
169
2 year
full-time
policy
The most cost-effective option that locks-in a $149 per year rate.
$
299
1 year
PART-time
policy
Built for pros who work fewer than 10 hands-on hours per week.
$
159
Insurance for Mobile Massage Practitioners
Massage Magazine Insurance Plus offers professional & general liability insurance for mobile massage practitioners for $169/YR for full-time professionals and $159/YR for part-time professionals.
Your policy automatically protects you to practice over 450+ modalities and techniques ranging from traditional massage therapy, to energy healing disciplines all the way to yoga instruction and Asian bodywork, all at no extra cost.
Get fully insured online in under five minutes and get instant coverage that's backed by Arch Insurance and Arthur J. Gallagher & Co., the fourth-largest insurance brokerage in the world.
Liability Insurance Limits
1 Additional Insured: $10 | Unlimited Additional Insureds: $30
Some massage insurance policies offer different limits based on your full-time or part-time status. This would mean that if you are a part-time massage therapist, you may have less coverage than a full-time one.
We don’t believe in offering different coverage limits, so all our policies have the same limits. Full-time, part-time, or student, all members enjoy the same great coverage. Our massage insurance program prices are based on how you use the coverage and decide to pay.
Professional Liability Insurance: Also known as "malpractice insurance" or "errors and omissions insurance," covers claims related to professional negligence, including instances like burns from hot stones or injuries during a deep tissue massage.
General Liability Insurance: Provides protection from claims that may not directly stem from your professional services. For example, if a client simply tripped and fell on your property, this coverage would protect you from the financial fallout of the lawsuit.
This coverage can help protect you if you’re accused of libel, slander, or false advertising.
Provides protection against identity theft and threat incidents that would put personal information at risk. Typically includes credit monitoring, dark web scans, and recovery services if your information is jeopardized.
WHY DO I NEED MOBILE MASSAGE INSURANCE?
You need traveling massage insurance for several compelling reasons. First and foremost, it offers protection from legal claims that may arise from client injuries or dissatisfaction, ensuring you're covered for legal fees and potential compensation. It also bolsters your professional credibility, demonstrating to clients and employers that you take your role seriously and are proactive about potential challenges.
The nature of traveling introduces unique risks, from accidents during equipment transportation to unforeseen challenges in unfamiliar settings. Insurance can shield you from these unexpected incidents and even cover equipment damages or theft. Ultimately, having this protection grants you the peace of mind to focus solely on delivering top-notch service to your clients.
Disciplines and Modalities We Cover
One policy automatically covers you for over 450+ modalities and disciplines in all 50 states.
Insurance Reviews from Members
Easy and Simple to apply and be accepted. Paperless and convenience is a plus as well. Not to mention all the bonuses like free CEUs and webinars and educational materials.
Ronda
The price is excellent and the coverage is the best you can get! It covers so much more than you could possibly imagine or find with any other company!The ease of enrollment is great. Added bonus is the ces and other benefits. Great customer service if you need them for anything.
Gearldine Jeri
I have been with them by 4 years they had affordable prices also cover a lot modalities and give you CE curse free . I’m very happy with my insurance .
Romy
Been using them for insurance for over 10 years. Someone friendly always answers the phone, have never been put on hold, always helpful when I’m looking for my login or copy of certificate.
Jen
Why Choose MMIP for Mobile Massage Insurance?
Accidents Can Happen
Regardless of your training or experience, accidents can occur. Whether a client alleges negligence, sustains an injury during a session, or faces another unexpected situation, it's essential to ensure both your professional and personal lives are safeguarded. That's where Massage Magazine Insurance Plus steps in, offering traveling massage therapists peace of mind.
Without insurance, a legal claim can cost a mobile massage therapist not only their esteemed reputation but also thousands of dollars, potentially jeopardizing the future of their massage business.
Mobile Massage Insurance Coverage
For the affordable annual rate of $169, you'll obtain extensive liability coverage tailored for traveling massage therapists and other wellness professionals. Our package encompasses professional liability (malpractice), general liability (trip and fall), product liability, and rental damage insurance.
Additionally, our occurrence form coverage ensures that any claim filed after your policy's expiration will be addressed, provided the incident occurred during the active policy period.
We Offer What Others Don't
Your Mobile massage liability insurance policy safeguards you and your practice. Massage Magazine Insurance Plus (MMIP) offers advantages and benefits that stand out from other insurance providers. Compare MMIP to the competition and discover why our traveling massage liability insurance is superior.
Bonus Benefits
Benefits of Having Mobile Massage Insurance
Traveling massage therapist insurance should be among the initial investments for a new business. In our litigious society, even a minor mishap like a slip-and-fall can jeopardize a therapist's ability to work. Liability insurance from MMIP is a prudent business choice, shielding both the business and the therapist from potential claims. MMIP supports you and your enterprise, offering peace of mind and fiscal security in unpredictable situations. The added benefits in our coverage are tailored from years of experience and feedback, incorporating safeguards such as Identity Theft Protection, Rental Damage, Equipment Coverage, a Free Professional Website, and Unlimited Continuing Education (CE) courses. Our goal is to foster your business's success. Should a liability issue arise, our coverage assists in managing the impact, enabling you to continue offering top-tier treatments to clients who value them most.
Ways You Can Avoid Claims
Here are some essential steps for traveling massage therapists to minimize the risk of claims:
Please note: This is not a comprehensive list, and therapists should consult with an MMIP professional to ensure they have the right coverage in case of a claim. While taking precautions can minimize risks, it's impossible to eliminate them entirely. Regardless of the massage technique you specialize in, having traveling massage insurance is crucial to safeguard your practice when unexpected events occur. Even seasoned traveling massage therapists, despite their expertise and diligence, might encounter a claim during their careers. Our cost-effective plans offer peace of mind as you assist clients in achieving relaxation and well-being. We're here to guide you throughout the process—contact us now.
Mobile Massage Insurance Frequently Asked Questions
Traveling massage insurance provides coverage for massage therapists who offer their services at various locations, ensuring protection against potential liabilities arising from their professional services.
Given the mobile nature of the service, there's an increased risk of unforeseen incidents, such as equipment damage or client injuries. Insurance helps protect against the financial repercussions of such events.
Most policies cover general liability (injuries or damages at the service location), professional liability (claims related to the massage service itself), and product liability (adverse reactions to products used). Additional coverages might include stolen equipment and rental damage.
Yes, most insurance providers offer policies to both new and experienced therapists. However, rates and terms may vary based on experience.
Many policies offer coverage across all 50 states, but it's essential to confirm this with your insurance provider, especially if you frequently cross state lines.
All insurance policies have exclusions. It's crucial to read the policy details or consult with the insurance provider to understand any potential exclusions or limitations.
If an incident occurs, you should contact your insurance provider as soon as possible. They'll guide you through the process, which usually involves filling out a claim form and providing any necessary documentation.
Most providers allow you to adjust your coverage. However, any changes might affect your premiums.
Renewal processes vary by provider. Typically, you'll receive a notification before your policy expires, and you can renew online or over the phone.