Cupping Therapy
Liability Insurance
Protect Your Career in March 2026 with the #1 Rated Cupping Insurance Liability Insurance for Just $169/Year
Cupping therapy, a time-honored practice rooted in traditional Chinese medicine, has been used for thousands of years to promote wellness. With various techniques—each designed to deliver benefits like improved blood flow, lymphatic drainage, or muscle relaxation—the gentle suction of heated cups offers clients a range of health advantages. However, even with skill and care, unexpected liability claims can arise. Without cupping insurance, you could be left covering costly legal fees or settlements out of pocket. Protect your practice and your peace of mind with coverage tailored for cupping therapists.
Why Do Professionals Need Cupping Therapy Insurance?
Liabilities exist everywhere for today’s health and wellness pros. Simply by offering your cupping massage services, you are opening yourself up to the possibility of one day facing a claim being made against you. Cupping therapy insurance is an extremely cost-effective risk managing strategy for you and your business that literally only takes minutes to put in place. With Massage Magazine Insurance Plus, you get great cupping insurance coverage, a fantastic policyholder benefits program, and some of the best rates available today.
Get Peace of Mind in Minutes with Full Insurance Coverage
Our cupping therapy insurance plan provides several options for cupping professionals to get full insurance coverage in just a few minutes’ time
1-Year Professional Rate
$169
Part-Time Rate
(Average less than 10 hands-on hours per week)
$159
1-Year Student Rate
$49
2-Year Professional Rate
$299
Save 14%
Massage Therapy Liability Insurance Policy Benefits & Highlights
Free CEs
We've teamed up with a premier massage therapy continuing education provider, Niel Asher Education, to offer our members access to 50 hours of FREE NCBTMB-approved online massage continuing education.
Do You Need a License for Cupping Therapy?
Because it's legally required by nearly all 50 states to have a license to put your hands on clients, you should have a license to practice cupping therapy. If you're already a licensed therapist, then you are good to go.
However, while it is not required to have a specific certification to practice cupping therapy, it is strongly recommended because it improves the efficacy of your treatments and ensures that you are applying the technique correctly. This demonstrates professionalism to your clients and can also help safeguard you from potential claims and lawsuits.
The Only Provider To Cover Fire Cupping Therapy
We are proud to be the only massage liability insurance providers that covers fire cupping therapy. Other insurance providers like AMTA, ABMP and Beauty and Bodywork Insurance do not cover this technique at all.
Each Professional Cupping Insurance Policy Includes:
Coverage | What it Covers | Coverage Limit |
General Liability Insurance | Provides coverage for third party claims of injury or property damage. | $2 million per occurrence, $3 million aggregate |
Professional Liability Insurance (“Malpractice Coverage”) | Provides coverage for claims of malpractice i.e. related to the services you provide. | $2 million per occurrence, $3 million aggregate |
Personal and Advertising Injury | Provides coverage for claims related to non-physical injuries that arise from actions related to defamation. | $2 million per occurrence, $3 million aggregate |
Great Service, Low Annual Price!
Our claims process has been honed for decades in this business. We want the process to be smooth, efficient, and worry-free for members. As a family-owned business, our members aren’t numbers, they are cupping professionals who know we have their backs when they need us most.
See why hundreds of cupping professionals rated our program and services as “Excellent” with a 4.7 / 5.0 rating on TrustPilot’s independent review platform.
We Cover 500+ Modalities and Disciplines
All at no extra cost.
Sign Up Today
We make it easy for busy cupping professionals to get great coverage quickly. Fill out the application, checkout, and in just a few minutes, you have complete and immediate coverage! Added bonus, you get instant access to all of our great membership benefits.
Students-Only Cupping Insurance Option
Cupping therapy can be a difficult modality to master and students will need to focus all of their energy to learn their program’s curriculum. To let students focus on their courses rather than future claims, we provide the entirety of the coverage options and benefits as our professional program just to students, for only $49 for an entire year.
Requirements for $49 Insurance Plus Student Rate:
Real Claims We've Covered for Massage Therapists
Mistakes happen, even to the most experienced massage therapist. That's where we come in.
Here are real examples of claims* where we've provided exposure protection for professionals just like you:
Back Injury - $112,194 covered
A client sustained nerve damage from massage techniques.
Covered by professional liability insurance
Allergic Reactions - $16,446 covered
A client experienced allergic reactions arising from the use of massage oils or lotions during a session.
Covered by professional liability insurance
Blisters from Cupping - $32,446 covered
A client experienced severe blistering from cupping.
Covered by professional liability insurance
Massage Table Accident - $175,100
A client hit their head when a massage table fell, causing them to hit their head.
Covered by general liability insurance
*Please note claim scenarios are for illustrative purposes only. Actual coverage is always determined by the carrier and based upon the policy language.
MASSAGE
State License Requirements
We want to make finding the information you need easy. That's why we've put together this easy guide to the requirements of all 50 states.
Beauty & Massage Insurance Coverage In All 50 States
When the Unexpected Happens, MMIP Has Cupping Pros Covered
See how trusted liability insurance protects cupping therapists across the U.S. with coverage built for real-world sessions—static, moving, fire, and silicone cupping in clinic or mobile settings.
The Over-Suction Dispute
During static cuppingCups placed without movement to create negative pressure, a client later alleges excessive suction caused severe bruising and lingering soreness that impacted work and a photoshoot. They threaten a professional negligence claimAllegation that services fell below accepted standards.
MMIP’s professional liability helps with legal defense and eligible settlements—up to $2 million per occurrence—so one claim doesn’t derail your practice.
The Fire Cupping Burn
While performing fire cuppingBrief heat applied inside glass cups to create suction, a client sustains a second-degree burnSerious skin injury requiring medical treatment. They seek treatment and pursue damages for scarring and missed income.
Professional liability responds to covered claims arising from your hands-on services—supporting defense and eligible judgments within policy limits.
The Oil & Silicone Reaction
You use a glide oil and silicone cups for moving cuppingGliding cups along tissue for fascial mobilization. The client reports a rash and blisters, alleging improper screening and a product-related injuryReaction allegedly caused by materials used during service.
Where applicable, your policy can help address covered allegations tied to technique or materials—supporting defense and eligible damages within limits.
Protect Your Cupping Practice Today
Join thousands of practitioners who trust MMIP for comprehensive, affordable protection—covering static, moving, and fire cupping, plus workshops and mobile sessions—wherever you practice in the U.S.
Frequently Asked Questions
Our professional massage liability insurance includes comprehensive coverage for several risk areas massage professionals may encounter in practice:
General liability insurance (slip and fall): Up to $2 million per occurrence if someone is injured on your premises.
Professional liability insurance (malpractice): Up to $2 million per incident for claims tied to professional services, like burns from cupping or hot stone massage.
Added protections: Identity theft protection and advertising injury coverage are included in every professional liability insurance policy, because even massage professionals need coverage beyond just bodywork incidents.
We offer affordable insurance packages tailored for every stage of your massage practice:
Current pricing options include:
These plans include full liability insurance for massage, coverage across modalities, and exclusive benefits for every massage therapist insured through our program.
Yes! Our massage therapy insurance policy for students includes full professional liability insurance coverage at a discounted rate of just $49 per year. You’ll receive the same comprehensive coverage as licensed professionals, designed specifically for those training in the bodywork industry.
Coverage starts immediately upon purchase. Our online application takes just a few minutes. You’ll receive instant access to your insurance certificate, proof of professional services protection, and modalities covered, including cupping and hot stone massage.
Cupping therapy insurance protects your finances and your career. Without it, even a minor burn incident could lead to thousands in legal and medical costs. As a massage professional, you could be legally obligated to pay out-of-pocket for these claims. Our professional liability insurance policy covers your defense and damages—giving you peace of mind and career security.
Not always—but going without massage therapy insurance is risky. Many states don’t mandate coverage to obtain your license, but they do recommend having an insurance company backing your practice. Liability lawsuits can happen at any stage in your massage practice.
MMIP is proud to be a top-rated insurance partner on TrustPilot with a 4.7/5.0 “Excellent” rating. We also provide a transparent comparison with other insurance for massage therapists, helping you evaluate the best professional association-aligned coverage in the bodywork industry.
Yes. We partner with PayPal for monthly payment options. Spread the cost of your professional massage liability insurance over time—interest-free if paid within six months.
Yes. Our comprehensive coverage applies wherever you lawfully practice—whether in a clinic, studio, or client’s home. Our massage therapy insurance ensures you’re covered across all 50 states.
Absolutely. You can purchase your policy today and choose a start date up to 90 days in the future. This allows massage professionals flexibility when planning their insurance needs around licensure, training, or client bookings.
Once your professional liability insurance policy is active, log in to the portal to download your certificate. Need help? Our customer care team can email it to you directly.
We’ve simplified the process. Just contact our operations team to file your claim. We’ll confirm your comprehensive massage coverage and walk you through each step, from documentation to resolution.
It’s based on hours of hands-on professional services per week. Less than 10 hours = part-time policy ($159). More than 10 hours = full-time policy ($169). Both include identical liability insurance for massage therapists.
Call us at 866-455-5040 or click here. You can add one additional insured for $10 or unlimited for $30—perfect for renting space or working under a professional association or shared business environment.
